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10 985 court decisions, 1 563 EU law articles and 12 951 legal AI agents, sourced line by line

Swedish law, EU law and US federal regulation in one register: 50 statutes, 27 EU acts, 67 US rulebooks and 22 agency registers, read from the own publications of 18 court instances.

Final judgments, updated continuously, read straight from the court

A workspace for law firms, M&A and competition counsel, corporate lawyers, employment and property lawyers, tax and company law, family and migration, health and public law, EU finance and sustainability teams, and compliance officers. Every ruling points at the publishing court itself, every provision at the official publication, and every row carries a confidence level, official, mirror or derived, so a reader sees where the text actually comes from. Case law is read straight from the Swedish courts' own search service and now covers the full chain of instances, the Supreme Court, the Supreme Administrative Court, the courts of appeal, the administrative courts of appeal, the Labour Court, the Land and Environment Court of Appeal, the Patent and Market Court of Appeal and the Migration Court of Appeal. Add Swedish statutes, preparatory works and agency regulations, EU acts down to the article, implementation across six jurisdictions, US federal rules, decision tools, guides and sourced finance terms, all from one closed register. Frequent questions in employment and property law now have their own addresses, answered in the same six blocks with the provision on every line. Six fixed blocks per answer, one source per line, the same answer every time.

  • Final judgments are ingested on a rolling basis from the courts' search service, every row against the court's own publication
  • Case law from the Swedish courts' search service, with case numbers, ECLI and provisions
  • Every row marked official, mirror or derived, with a content hash. No client data, nothing stored
Search the registerBook a walkthroughRead the audit trail

Final judgments, latest ingested

How it works

  1. 01

    You ask in your own words

    A question, a statute name or an SFS number. No document upload, no client data.

  2. 02

    The register matches the rows

    Statute, preparatory works, agency regulation, the EU act behind it, the article and the guiding decision.

  3. 03

    You get six fixed blocks with sources

    Every line carries its register, its fetch date and a deep link into the official text, plus a shareable answer id.

01

Legal question

Ask in your own words. You get the statute, the preparatory works, the agency regulations and the EU act behind them, each on its own line with a link to the official text.

02Practice track
03Industry · Role · Competence area

1. Legal question

Which guiding decisions apply Konsumentkreditlagen?

2. Primary sources

  • Statute

    SFS 2010:1846 — Konsumentkreditlag

    Swedish Code of Statutes, the Riksdag

    Open the official source

  • Preparatory work

    Prop. 2009/10:242 — Ny konsumentkreditlag

    Riksdag document register

    Open the official source

  • Preparatory work

    SOU 2013:78 — Överskuldsättning i kreditsamhället

    Riksdag document register

    Open the official source

  • Agency regulation

    KOVFS 2011:1 — Allmänna råd om konsumentkrediter

    Konsumentverket, regulatory collection

    Open the official source

  • Guiding decision

    NJA 2019 s. 195 — Återtagandeförbehålls sakrättsliga giltighet. Fråga om en säljare lämnat ett uttryckligt eller underförstått förfogandemedgivande till köparen

    Guiding decisions, Supreme Court and Supreme Administrative Court

    Open the official source

  • Guiding decision

    HFD 2017 ref. 64 — Fråga om prövningen av en konsumentkredit grundat sig på tillräckliga uppgifter om konsumentens ekonomiska förhållanden.

    Guiding decisions, Supreme Court and Supreme Administrative Court

    Open the official source

  • Guiding decision

    MD 2014:18 — Fråga om marknadsföring av konsumentkredit, bl.a. fråga om vilken målgrupp marknadsföringen riktar sig till.

    Guiding decisions, Supreme Court and Supreme Administrative Court

    Open the official source

  • Guiding decision

    NJA 2014 s. 978 — En resenär bokade en flygresa genom en resebyrå. Sedan biljett hade ställts ut hos ett flygbolag beviljade resebyrån anstånd med betalningen. På grund av flygbolagets konkurs kunde resan inte genomföras. Resebyrån har ansetts vara förmedlare av resan och inte part i reseavtalet. Resenären har mot resebyråns betalningskrav ansetts, på grund av att en konsumentkredit lämnats, kunna göra samma invändning mot resebyrån som mot flygbolaget.

    Guiding decisions, Supreme Court and Supreme Administrative Court

    Open the official source

  • Guiding decision

    MD 2014:7 — Fråga om marknadsföring av konsumentkredit, bl.a. fråga om vilken målgrupp marknadsföringen riktar sig till.

    Guiding decisions, Supreme Court and Supreme Administrative Court

    Open the official source

  • Guiding decision

    NJA 2012 s. 725 — Två personer har undertecknat ett kontrakt avseende ett kreditköp av en båt som skulle levereras av annan än säljaren. Enligt en på framsidan förtryckt bestämmelse godkände köparen leveransen av båten, och enligt de förtryckta bestämmelserna på baksidan förbehöll sig säljaren äganderätten till båten. Frågor om köparnas ansvar mot säljaren för leveransuppgiften, sedan det visat sig att båten inte hade levererats.

    Guiding decisions, Supreme Court and Supreme Administrative Court

    Open the official source

3. Secondary sources

4. Deterministic summary

  • Konsumentkreditlagen carries the identifier SFS 2010:1846 and entered into force on 2011-01-01.
  • Konsumentverket is the authority named for supervision and regulations under Konsumentkreditlagen.
  • Konsumentkreditlagen: Genomför direktiv 2008/48/EG om konsumentkreditavtal.
  • The preparatory works for Konsumentkreditlagen are Prop. 2009/10:242, SOU 2013:78.
  • Under Konsumentkreditlagen the register holds the regulations KOVFS 2011:1.
  • The register holds 6 read decisions applying Konsumentkreditlagen: NJA 2019 s. 195, HFD 2017 ref. 64, MD 2014:18, NJA 2014 s. 978, MD 2014:7, NJA 2012 s. 725.
  • The question sits in Consumer law, where the register holds 1 read statutes.

5. Typical application

  • In comparable situations Konsumentkreditlagen is read together with the other statutes in Consumer law and with the responsible authority's regulations.
  • Decision NJA 2019 s. 195 applies Konsumentkreditlagen and is read together with the statute text.
  • This description rests only on the sources listed above. It is not an assessment of an individual matter and not legal advice.

6. Audit trail

  1. 1. Swedish Code of Statutes, the Riksdag: SFS 2010:1846
  2. 2. Riksdag document register: Prop. 2009/10:242
  3. 3. Riksdag document register: SOU 2013:78
  4. 4. Konsumentverket, regulatory collection: KOVFS 2011:1
  5. 5. Guiding decisions, Supreme Court and Supreme Administrative Court: NJA 2019 s. 195
  6. 6. Guiding decisions, Supreme Court and Supreme Administrative Court: HFD 2017 ref. 64
  7. 7. Guiding decisions, Supreme Court and Supreme Administrative Court: MD 2014:18
  8. 8. Guiding decisions, Supreme Court and Supreme Administrative Court: NJA 2014 s. 978
  9. 9. Guiding decisions, Supreme Court and Supreme Administrative Court: MD 2014:7
  10. 10. Guiding decisions, Supreme Court and Supreme Administrative Court: NJA 2012 s. 725
  11. 11. Konsumentverket, regulatory collection: KOVFS

Not read in the register

  • No EU law relation is read for Konsumentkreditlagen.
Delbart svarsbevisJSONEngine version: legal-answer/1.1.0 · e9e93ff3573ef8fc

The register

Statutes read against the Riksdag document register and the responsible authority's own regulatory collection.

Consumer law

Case law

Guiding decisions from the Swedish courts, read from the courts' own service Search case law: the Supreme Court, the Supreme Administrative Court, the courts of appeal, the administrative courts of appeal, the Labour Court, the Migration Court of Appeal, the Land and Environment Court of Appeal and the Patent and Market Court of Appeal. Every decision is tied to the statute it applies. The headnote is the one published in the source; no sentence is written by a model.

Case law read on 2026-08-29. · 10985

Case law

What the engine never does

  • No customer data, no document extraction, no agent logic.
  • No free text: blocks four and five are templates filled from the rows that matched.
  • No legal advice, no risk assessment, no assessment of an individual matter.
  • Same question, same answer, with the engine version on every result.

Verifiable trust signals

  • Six fixed blocks, one source per line
  • No sentence written by a language model
  • Engine version and read date on every answer
  • No customer data, no documents, no advice
  • Model card and audit published under the EU AI Act

Model cardAudit

Next step

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We take three questions from your daily work, show the source chain behind every answer and hand over the answer links with their content hash so you can reopen them. Thirty minutes, and you send us no material.

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