EU regulatory register · PSD2
Article 52Information and conditions
CELEX 32015L2366 · Read on 2026-08-18
Official text
Read from the EU Publications Office for this CELEX number. The wording stands as published; nothing here is rewritten or summarised.
Member States shall ensure that the following information and conditions are provided to the payment service user:
1.
on the payment service provider:
(a)
the name of the payment service provider, the geographical address of its head office and, where applicable, the geographical address of its agent or branch established in the Member State where the payment service is offered, and any other address, including electronic mail address, relevant for communication with the payment service provider;
(b)
the particulars of the relevant supervisory authorities and of the register provided for in Article 14 or of any other relevant public register of authorisation of the payment service provider and the registration number or equivalent means of identification in that register;
2.
on use of the payment service:
(a)
a description of the main characteristics of the payment service to be provided;
(b)
a specification of the information or unique identifier that has to be provided by the payment service user in order for a payment order to be properly initiated or executed;
(c)
The article continues in the official text.
Judgments of the Court of Justice
2 decisions
- C-287/19Court of Justice of the European Union
DenizBank AG v Verein für Konsumenteninformation
Reference for a preliminary ruling – Consumer protection – Directive (EU) 2015/2366 – Payment services in the internal market – Article 4(14) – Concept of ‘payment instrument’ – Personalised multifunctional bank cards – Near-field communication (NFC) functionality – Article 52(6)(a) and Article 54(1) – Information to be provided to users – Change in the conditions of a framework contract – Tacit consent – Article 63(1)(a) and (b) – Rights and obligations related to payment services – Derogation for low-value payment instruments – Conditions under which applicable – Payment instrument that does not allow its blocking – Payment instrument used anonymously – Limitation of the temporal effects of the judgment.
- C‑616/11Court of Justice of the European Union
T-Mobile Austria GmbH v Verein für Konsumenteninformation
Directive 2007/64/EC — Payment services — Article 4.23 — Concept of payment instrument — Ordering transfers through online banking and by paper transfer order — Article 52(3) — Right of the payee to request from the payer charges for the use of a payment instrument — Power of Member States to lay down a general prohibition — Contract between a mobile phone operator and individuals.
The text is quoted from the official source and is not legal advice. A national court reads the language version that binds in its jurisdiction.
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