C-51/25Betaal Garant Nederland CV v De Nederlandsche Bank NV

The court's own keywords

Reference for a preliminary ruling – Payment services in the internal market – Directive (EU) 2015/2366 – Article 4(3) – Concept of a ‘payment service’ – Article 4(24) – Concept of ‘credit transfer’ – Transaction by an intermediary entity carried out under a tripartite agreement and consisting in the holding of client funds in a bank account of that intermediary entity and the transfer of those funds to a business owner, following the client’s authorisation – Classification of the transaction – Absence of a ‘payment service’.

Interprets