Agent · psd2-2015-2366-85

PSD2 artikel 85: Cash placed on a payment account

Structural tree: the article's own paragraphs, verbatim.

CELEX 32015L2366 · 2026-08-18 · Weight 59 · minimal-risk

OpenOpen reading. No metering is planned for this class.

What this page is: Agent, PSD2 artikel 85
Checked against the official source: 2026-08-18Current
Responsible publisher: ExploreWorld Legal, editorial deskLiability position

Short answer

What does PSD2 Article 85 require, and what outcome does the rule tree give?

PSD2 Article 85 is tested here by a deterministic rule tree of 1 rules, built from the article's own conditions. The tree reads your facts and names the outcome that applies, starting with Paragraph 1 applies, carrying paragraph citation, content hash and read date 2026-08-18 against CELEX 32015L2366. The outcome is a machine classification, not a compliance decision.

PSD2 Article 85Checked against the publisher 2026-08-18Official text

Paragraph 1 applies. Where a consumer places cash on a payment account with that payment service provider in the currency of that payment account, the payment service provider shall ensure that the amount is made available and value dated immediately after receipt of the funds. Where the payment service user is not a consumer, the amount shall be made available and value dated at the latest on the following business day after receipt of…

A source reference, not legal advice.

Jurisdiction

The same agent, read through one country's lens.

Inputs

in_scopeThe article applies to the situationboolean
punktParagraph of the articleenum (1)

Rule tree

If: alla(in_scope = true, punkt = 1)
Paragraph 1 applies
Where a consumer places cash on a payment account with that payment service provider in the currency of that payment account, the payment service provider shall ensure that the amount is made available and value dated immediately after receipt of the funds. Where the payment service user is not a consumer, the amount shall be made available and value dated at the latest on the following business day after receipt of…
Paragraph 1

If no rule matches: The article is not stated to apply, or no paragraph is selected. The agent abstains rather than guesses.

The article text as read

1Where a consumer places cash on a payment account with that payment service provider in the currency of that payment account, the payment service provider shall ensure that the amount is made available and value dated immediately after receipt of the funds. Where the payment service user is not a consumer, the amount shall be made available and value dated at the latest on the following business day after receipt of the funds.

Lineage

treatyTFEU art. 288 (direktiv)

act32015L2366

chapter—

article85

paragraphs1

jurisdictionEuropean Union (EU)

supervisorFinansinspektionen — Sweden

national—

Interface

callhttps://legal.exploreworldai.com/api/public/v1/agents/psd2-2015-2366-85/run

methodGET

outputmatched, outcome, trace, missing, hash

Quota60 anrop per minut och adress, utan nyckel

stabilityRegelträdet versioneras. En ändring byter artefakthash, aldrig adress.

Hashes

textsha256:2e05c78b5e8a253aa17d82dd6e39ae2ac5f61f5934b1f132943e92e5541b848c

scriptsha256:60af837032367cbf75bc485dbbc5d576208bb2e4c6c460e04139e352fef7e844

enginesha256:0a4bd50d21f8ec9be383fc091511008b76ad61909cbfb674eab56fe567fbd7a0

agentsha256:a6d5898952b21062cbd7b1e22675e93f25c2d83cfff6d78426f041c258da4840

versionagent-engine-1+legal-2026-08-25 / a6d5898952b21062

Artefacts

No legal advice. Deterministisk regeluppslagning. Ingen juridisk rådgivning, inget efterlevnadsbeslut, ingen bedömning av ett enskilt ärende.

Citation: 32015L2366 art. 85, Cash placed on a payment account. ExploreWorld Legal, https://legal.exploreworldai.com/agent/psd2-2015-2366/artikel-85 (hämtad 2026-08-18, bevis sha256:fbd2ac63557470e4, bygge legal-2026-08-25).