Agent · psd2-2015-2366-12

PSD2 artikel 12: Communication of the decision

Structural tree: the article's own paragraphs, verbatim.

CELEX 32015L2366 · 2026-08-18 · Weight 67 · minimal-risk

OpenOpen reading. No metering is planned for this class.

What this page is: Agent, PSD2 artikel 12
Checked against the official source: 2026-08-18Current
Responsible publisher: ExploreWorld Legal, editorial deskLiability position

Short answer

What does PSD2 Article 12 require, and what outcome does the rule tree give?

PSD2 Article 12 is tested here by a deterministic rule tree of 1 rules, built from the article's own conditions. The tree reads your facts and names the outcome that applies, starting with Paragraph 1 applies, carrying paragraph citation, content hash and read date 2026-08-18 against CELEX 32015L2366. The outcome is a machine classification, not a compliance decision.

PSD2 Article 12Checked against the publisher 2026-08-18Official text

Paragraph 1 applies. Within 3 months of receipt of an application or, if the application is incomplete, of all of the information required for the decision, the competent authorities shall inform the applicant whether the authorisation is granted or refused. The competent authority shall give reasons where it refuses an authorisation.

A source reference, not legal advice.

Jurisdiction

The same agent, read through one country's lens.

Inputs

in_scopeThe article applies to the situationboolean
punktParagraph of the articleenum (1)

Rule tree

If: alla(in_scope = true, punkt = 1)
Paragraph 1 applies
Within 3 months of receipt of an application or, if the application is incomplete, of all of the information required for the decision, the competent authorities shall inform the applicant whether the authorisation is granted or refused. The competent authority shall give reasons where it refuses an authorisation.
Paragraph 1

If no rule matches: The article is not stated to apply, or no paragraph is selected. The agent abstains rather than guesses.

The article text as read

1Within 3 months of receipt of an application or, if the application is incomplete, of all of the information required for the decision, the competent authorities shall inform the applicant whether the authorisation is granted or refused. The competent authority shall give reasons where it refuses an authorisation.

Lineage

treatyTFEU art. 288 (direktiv)

act32015L2366

chapter—

article12

paragraphs1

jurisdictionEuropean Union (EU)

supervisorFinansinspektionen — Sweden

national—

Interface

callhttps://legal.exploreworldai.com/api/public/v1/agents/psd2-2015-2366-12/run

methodGET

outputmatched, outcome, trace, missing, hash

Quota60 anrop per minut och adress, utan nyckel

stabilityRegelträdet versioneras. En ändring byter artefakthash, aldrig adress.

Hashes

textsha256:324930e0b4106a9d1ce2bbbccc2527c3cadecf8667468daa1e29591f00739cd4

scriptsha256:3494168ee7987d8ef1a4251667c40af5c4f45698bc5fe3bc773cbc547d2546d0

enginesha256:0a4bd50d21f8ec9be383fc091511008b76ad61909cbfb674eab56fe567fbd7a0

agentsha256:cf53083febaeee954e207433cc20e2739d6e052cdab331d3f4cfe4e5a3f9eb2f

versionagent-engine-1+legal-2026-08-25 / cf53083febaeee95

Artefacts

No legal advice. Deterministisk regeluppslagning. Ingen juridisk rådgivning, inget efterlevnadsbeslut, ingen bedömning av ett enskilt ärende.

Citation: 32015L2366 art. 12, Communication of the decision. ExploreWorld Legal, https://legal.exploreworldai.com/agent/psd2-2015-2366/artikel-12 (hämtad 2026-08-18, bevis sha256:51ed7eb6900ab702, bygge legal-2026-08-25).