Agent · psd2-2015-2366-13
PSD2 artikel 13: Withdrawal of authorisation
Structural tree: the article's own paragraphs, verbatim.
CELEX 32015L2366 · 2026-08-18 · Weight 67 · minimal-risk
OpenOpen reading. No metering is planned for this class.
- What this page is
- Agent, PSD2 artikel 13
- Checked against the official source
- 2026-08-18Current
- Responsible publisher
- ExploreWorld Legal, editorial deskLiability position
Short answer
What does PSD2 Article 13 require, and what outcome does the rule tree give?
PSD2 Article 13 is tested here by a deterministic rule tree of 13 rules, built from the article's own conditions. The tree reads your facts and names the outcome that applies, starting with Paragraph 1 applies, carrying paragraph citation, content hash and read date 2026-08-18 against CELEX 32015L2366. The outcome is a machine classification, not a compliance decision.
PSD2 Article 13Checked against the publisher 2026-08-18Official text
- Paragraph 1 applies. 1. The competent authorities may withdraw an authorisation issued to a payment institution only if the institution:
- Paragraph 2 applies. (a)
- Paragraph 3 applies. does not make use of the authorisation within 12 months, expressly renounces the authorisation or has ceased to engage in business for more than 6 months, if the Member State concerned has made no provision for the authorisation to lapse in such cases;
A source reference, not legal advice.
Jurisdiction
The same agent, read through one country's lens.
Inputs
- in_scopeThe article applies to the situationboolean
- punktParagraph of the articleenum (1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13)
Rule tree
If: alla(in_scope = true, punkt = 1)
Paragraph 1 applies
1. The competent authorities may withdraw an authorisation issued to a payment institution only if the institution:
Paragraph 1
If: alla(in_scope = true, punkt = 2)
Paragraph 2 applies
(a)
Paragraph 2
If: alla(in_scope = true, punkt = 3)
Paragraph 3 applies
does not make use of the authorisation within 12 months, expressly renounces the authorisation or has ceased to engage in business for more than 6 months, if the Member State concerned has made no provision for the authorisation to lapse in such cases;
Paragraph 3
If: alla(in_scope = true, punkt = 4)
Paragraph 4 applies
(b)
Paragraph 4
If: alla(in_scope = true, punkt = 5)
Paragraph 5 applies
has obtained the authorisation through false statements or any other irregular means;
Paragraph 5
If: alla(in_scope = true, punkt = 6)
Paragraph 6 applies
(c)
Paragraph 6
If: alla(in_scope = true, punkt = 7)
Paragraph 7 applies
no longer meets the conditions for granting the authorisation or fails to inform the competent authority on major developments in this respect;
Paragraph 7
If: alla(in_scope = true, punkt = 8)
Paragraph 8 applies
(d)
Paragraph 8
If: alla(in_scope = true, punkt = 9)
Paragraph 9 applies
would constitute a threat to the stability of or the trust in the payment system by continuing its payment services business; or
Paragraph 9
If: alla(in_scope = true, punkt = 10)
Paragraph 10 applies
(e)
Paragraph 10
If: alla(in_scope = true, punkt = 11)
Paragraph 11 applies
falls within one of the other cases where national law provides for withdrawal of an authorisation.
Paragraph 11
If: alla(in_scope = true, punkt = 12)
Paragraph 12 applies
2. The competent authority shall give reasons for any withdrawal of an authorisation and shall inform those concerned accordingly.
Paragraph 12
If: alla(in_scope = true, punkt = 13)
Paragraph 13 applies
3. The competent authority shall make public the withdrawal of an authorisation, including in the registers referred to in Articles 14 and 15.
Paragraph 13
If no rule matches: The article is not stated to apply, or no paragraph is selected. The agent abstains rather than guesses.
The article text as read
- 11. The competent authorities may withdraw an authorisation issued to a payment institution only if the institution:
- 2(a)
- 3does not make use of the authorisation within 12 months, expressly renounces the authorisation or has ceased to engage in business for more than 6 months, if the Member State concerned has made no provision for the authorisation to lapse in such cases;
- 4(b)
- 5has obtained the authorisation through false statements or any other irregular means;
- 6(c)
- 7no longer meets the conditions for granting the authorisation or fails to inform the competent authority on major developments in this respect;
- 8(d)
- 9would constitute a threat to the stability of or the trust in the payment system by continuing its payment services business; or
- 10(e)
- 11falls within one of the other cases where national law provides for withdrawal of an authorisation.
- 122. The competent authority shall give reasons for any withdrawal of an authorisation and shall inform those concerned accordingly.
- 133. The competent authority shall make public the withdrawal of an authorisation, including in the registers referred to in Articles 14 and 15.
Lineage
Interface
Hashes
Artefacts
No legal advice. Deterministisk regeluppslagning. Ingen juridisk rådgivning, inget efterlevnadsbeslut, ingen bedömning av ett enskilt ärende.
Citation: 32015L2366 art. 13, Withdrawal of authorisation. ExploreWorld Legal, https://legal.exploreworldai.com/agent/psd2-2015-2366/artikel-13 (hämtad 2026-08-18, bevis sha256:c0a623befe97fc55, bygge legal-2026-08-25).