Agent · psd2-2015-2366-13

PSD2 artikel 13: Withdrawal of authorisation

What is an agent? Agents execute decisions.

Structural tree: the article's own paragraphs, verbatim.

Also searched as: Payment Services Directive article 13 · Directive (EU) 2015/2366 article 13

CELEX 32015L2366 · 2026-08-18 · Weight 67 · minimal-risk

OpenOpen reading. No metering is planned for this class.

PSD2Official source

Inputs

• in_scopeThe article applies to the situationboolean
• punktParagraph of the articleenum (1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13)

Rule tree

1. If: alla(in_scope = true, punkt = 1)

   Paragraph 1 addressed to authorities, no direct obligation for businesses

   1. The competent authorities may withdraw an authorisation issued to a payment institution only if the institution:

   Paragraph 1

2. If: alla(in_scope = true, punkt = 2)

   Paragraph 2 applies

   (a)

   Paragraph 2

3. If: alla(in_scope = true, punkt = 3)

   Paragraph 3 applies

   does not make use of the authorisation within 12 months, expressly renounces the authorisation or has ceased to engage in business for more than 6 months, if the Member State concerned has made no provision for the authorisation to lapse in such cases;

   Paragraph 3

4. If: alla(in_scope = true, punkt = 4)

   Paragraph 4 applies

   (b)

   Paragraph 4

5. If: alla(in_scope = true, punkt = 5)

   Paragraph 5 applies

   has obtained the authorisation through false statements or any other irregular means;

   Paragraph 5

6. If: alla(in_scope = true, punkt = 6)

   Paragraph 6 applies

   (c)

   Paragraph 6

7. If: alla(in_scope = true, punkt = 7)

   Paragraph 7 applies

   no longer meets the conditions for granting the authorisation or fails to inform the competent authority on major developments in this respect;

   Paragraph 7

8. If: alla(in_scope = true, punkt = 8)

   Paragraph 8 applies

   (d)

   Paragraph 8

9. If: alla(in_scope = true, punkt = 9)

   Paragraph 9 applies

   would constitute a threat to the stability of or the trust in the payment system by continuing its payment services business; or

   Paragraph 9

10. If: alla(in_scope = true, punkt = 10)

    Paragraph 10 applies

    (e)

    Paragraph 10

11. If: alla(in_scope = true, punkt = 11)

    Paragraph 11 applies

    falls within one of the other cases where national law provides for withdrawal of an authorisation.

    Paragraph 11

12. If: alla(in_scope = true, punkt = 12)

    Paragraph 12 addressed to authorities, no direct obligation for businesses

    2. The competent authority shall give reasons for any withdrawal of an authorisation and shall inform those concerned accordingly.

    Paragraph 12

13. If: alla(in_scope = true, punkt = 13)

    Paragraph 13 addressed to authorities, no direct obligation for businesses

    3. The competent authority shall make public the withdrawal of an authorisation, including in the registers referred to in Articles 14 and 15.

    Paragraph 13

If no rule matches: The article is not stated to apply, or no paragraph is selected. The agent abstains rather than guesses.

The article text as read

1. 11. The competent authorities may withdraw an authorisation issued to a payment institution only if the institution:
2. 2(a)
3. 3does not make use of the authorisation within 12 months, expressly renounces the authorisation or has ceased to engage in business for more than 6 months, if the Member State concerned has made no provision for the authorisation to lapse in such cases;
4. 4(b)
5. 5has obtained the authorisation through false statements or any other irregular means;
6. 6(c)
7. 7no longer meets the conditions for granting the authorisation or fails to inform the competent authority on major developments in this respect;
8. 8(d)
9. 9would constitute a threat to the stability of or the trust in the payment system by continuing its payment services business; or
10. 10(e)
11. 11falls within one of the other cases where national law provides for withdrawal of an authorisation.
12. 122. The competent authority shall give reasons for any withdrawal of an authorisation and shall inform those concerned accordingly.
13. 133. The competent authority shall make public the withdrawal of an authorisation, including in the registers referred to in Articles 14 and 15.

No legal advice. Deterministisk regeluppslagning. Ingen juridisk rådgivning, inget efterlevnadsbeslut, ingen bedömning av ett enskilt ärende.

Citation: 32015L2366 art. 13, Withdrawal of authorisation. NovaCopilot, https://legal.exploreworldai.com/agent/psd2-2015-2366/artikel-13 (hämtad 2026-08-18, bevis sha256:fb2ab0fd13856d8b, bygge legal-2026-11-03).