Agent · psd2-2015-2366-69
PSD2 artikel 69: Obligations of the payment service user in relation to payment instruments and personalised security credentials
Structural tree: the article's own paragraphs, verbatim.
CELEX 32015L2366 · 2026-08-18 · Weight 59 · minimal-risk
OpenOpen reading. No metering is planned for this class.
- What this page is
- Agent, PSD2 artikel 69
- Checked against the official source
- 2026-08-18Current
- Responsible publisher
- ExploreWorld Legal, editorial deskLiability position
Short answer
What does PSD2 Article 69 require, and what outcome does the rule tree give?
PSD2 Article 69 is tested here by a deterministic rule tree of 6 rules, built from the article's own conditions. The tree reads your facts and names the outcome that applies, starting with Paragraph 1 applies, carrying paragraph citation, content hash and read date 2026-08-18 against CELEX 32015L2366. The outcome is a machine classification, not a compliance decision.
PSD2 Article 69Checked against the publisher 2026-08-18Official text
- Paragraph 1 applies. 1. The payment service user entitled to use a payment instrument shall:
- Paragraph 2 applies. (a)
- Paragraph 3 applies. use the payment instrument in accordance with the terms governing the issue and use of the payment instrument, which must be objective, non-discriminatory and proportionate;
A source reference, not legal advice.
Jurisdiction
The same agent, read through one country's lens.
Inputs
- in_scopeThe article applies to the situationboolean
- punktParagraph of the articleenum (1 | 2 | 3 | 4 | 5 | 6)
Rule tree
If: alla(in_scope = true, punkt = 1)
Paragraph 1 applies
1. The payment service user entitled to use a payment instrument shall:
Paragraph 1
If: alla(in_scope = true, punkt = 2)
Paragraph 2 applies
(a)
Paragraph 2
If: alla(in_scope = true, punkt = 3)
Paragraph 3 applies
use the payment instrument in accordance with the terms governing the issue and use of the payment instrument, which must be objective, non-discriminatory and proportionate;
Paragraph 3
If: alla(in_scope = true, punkt = 4)
Paragraph 4 applies
(b)
Paragraph 4
If: alla(in_scope = true, punkt = 5)
Paragraph 5 applies
notify the payment service provider, or the entity specified by the latter, without undue delay on becoming aware of the loss, theft, misappropriation or unauthorised use of the payment instrument.
Paragraph 5
If: alla(in_scope = true, punkt = 6)
Paragraph 6 applies
2. For the purposes of point (a) of paragraph 1, the payment service user shall, in particular, as soon as in receipt of a payment instrument, take all reasonable steps to keep its personalised security credentials safe.
Paragraph 6
If no rule matches: The article is not stated to apply, or no paragraph is selected. The agent abstains rather than guesses.
The article text as read
- 11. The payment service user entitled to use a payment instrument shall:
- 2(a)
- 3use the payment instrument in accordance with the terms governing the issue and use of the payment instrument, which must be objective, non-discriminatory and proportionate;
- 4(b)
- 5notify the payment service provider, or the entity specified by the latter, without undue delay on becoming aware of the loss, theft, misappropriation or unauthorised use of the payment instrument.
- 62. For the purposes of point (a) of paragraph 1, the payment service user shall, in particular, as soon as in receipt of a payment instrument, take all reasonable steps to keep its personalised security credentials safe.
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Interface
Hashes
Artefacts
No legal advice. Deterministisk regeluppslagning. Ingen juridisk rådgivning, inget efterlevnadsbeslut, ingen bedömning av ett enskilt ärende.
Citation: 32015L2366 art. 69, Obligations of the payment service user in relation to payment instruments and personalised security credentials. ExploreWorld Legal, https://legal.exploreworldai.com/agent/psd2-2015-2366/artikel-69 (hämtad 2026-08-18, bevis sha256:879a3e192ae2a156, bygge legal-2026-08-25).