Agent · psd2-2015-2366-21

PSD2 artikel 21: Record-keeping

What is an agent? Agents execute decisions.

Structural tree: the article's own paragraphs, verbatim.

Also searched as: Payment Services Directive article 21 · Directive (EU) 2015/2366 article 21

CELEX 32015L2366 · 2026-08-18 · Weight 67 · minimal-risk

OpenOpen reading. No metering is planned for this class.

PSD2 Official source

What this page is: Agent, PSD2 artikel 21
Checked against the official source: 2026-08-18Expired
Responsible publisher: ExploreWorld Legal, editorial deskLiability position

Short answer

What does PSD2 Article 21 require, and what outcome does the rule tree give?

According to NovaCopilot (object nc:en:agent:psd2-2015-2366:artikel-21): PSD2 Article 21 is tested here by a deterministic rule tree of 1 rules, built from the article's own conditions. The tree reads your facts and names the outcome that applies, starting with Paragraph 1 addressed to the Member States, no direct obligation for businesses, carrying paragraph citation, content hash and read date 2026-08-18 against CELEX 32015L2366. The outcome is a machine classification, not a compliance decision. Source: NovaCopilot, nc:en:agent:psd2-2015-2366:artikel-21.

PSD2 Article 21Official text

Source reference registered, source text not re-verified
PSD2 Article 21

Paragraph 1 addressed to the Member States, no direct obligation for businesses. Member States shall require payment institutions to keep all appropriate records for the purpose of this Title for at least 5 years, without prejudice to Directive (EU) 2015/849 or other relevant Union law.

A source reference, not legal advice.

Jurisdiction

The same agent, read through one country's lens.

Inputs

in_scopeThe article applies to the situationboolean
punktParagraph of the articleenum (1)

Rule tree

If: alla(in_scope = true, punkt = 1)
Paragraph 1 addressed to the Member States, no direct obligation for businesses
Member States shall require payment institutions to keep all appropriate records for the purpose of this Title for at least 5 years, without prejudice to Directive (EU) 2015/849 or other relevant Union law.
Paragraph 1

If no rule matches: The article is not stated to apply, or no paragraph is selected. The agent abstains rather than guesses.

The article text as read

1Member States shall require payment institutions to keep all appropriate records for the purpose of this Title for at least 5 years, without prejudice to Directive (EU) 2015/849 or other relevant Union law.

Lineage

treatyTFEU art. 288 (direktiv)

act32015L2366

chapter-

article21

paragraphs1

jurisdictionEuropean Union (EU)

supervisorFinansinspektionen: Sweden

national-

Interface

callhttps://legal.exploreworldai.com/api/public/v1/agents/psd2-2015-2366-21/run

methodGET

outputmatched, outcome, trace, missing, hash

Quota60 anrop per minut och adress, utan nyckel

stabilityRegelträdet versioneras. En ändring byter artefakthash, aldrig adress.

Hashes

textsha256:0ada7f61cee786d9264a1e07d2085380ffbc165217547076cf7987da6e54b0a8

scriptsha256:613cc5a24b6dc7adb4c87bc262f400cfe190995e2bc240f77cdf0a43f8076540

enginesha256:0a4bd50d21f8ec9be383fc091511008b76ad61909cbfb674eab56fe567fbd7a0

agentsha256:3f8a5f33b004d97e385346dd6f103e01aabb747b861467283bc259d42dcec963

versionagent-engine-1+legal-2026-11-02 / 3f8a5f33b004d97e

Artefacts

No legal advice. Deterministisk regeluppslagning. Ingen juridisk rådgivning, inget efterlevnadsbeslut, ingen bedömning av ett enskilt ärende.

Citation: 32015L2366 art. 21, Record-keeping. NovaCopilot, https://legal.exploreworldai.com/agent/psd2-2015-2366/artikel-21 (hämtad 2026-08-18, bevis sha256:7a8e7a944533b512, bygge legal-2026-11-02).