FTC Act 5, Deceptive and unfair practices
15 U.S.C. § 45
- What this page is
- FTC Act 5, Deceptive and unfair practices
- Checked against the official source
- 2026-08-15Current
- Responsible publisher
- ExploreWorld Legal, editorial deskLiability position
Short answer
Does FTC Act 5 apply to your operation, and which paragraph decides?
FTC Act 5 rests on 15 U.S.C. § 45 and is tested here by a deterministic rule tree of 4 rules with a coverage score of 100 percent. The tree reads your facts, names the paragraph that decides the question and returns an outcome carrying citation, content hash and read date 2026-08-15. The outcome is a machine classification, not a compliance decision.
15 U.S.C. § 45Checked against the publisher 2026-08-15Official text
A source reference, not legal advice.
- Jurisdiction
- Federal
- Risk dimensions
- privacy, security, operations
- Tier
- Tier 3
- Coverage
- 100 %
- Impact
- 4/5
- Read
- 2026-08-15
Source chain
Every block in the register row has its own address, so an outcome can be cited down to the paragraph. The node carries the reference, the scope, the link to the official text and the outcomes in the tree that rest on the block.
- Unfair acts or practices
15 U.S.C. § 45(n)
Substantial injury not reasonably avoidable and not outweighed by countervailing benefits.
- Deceptive acts or practices
15 U.S.C. § 45(a)(1)
Representations likely to mislead a consumer acting reasonably.
- Cease and desist orders
15 U.S.C. § 45(b)
The administrative proceeding and the order that follows it.
- Civil penalties for order violations
15 U.S.C. § 45(l)
Penalties per violation once an order is final.
Rule tree
Rules are tested top down. Conditions are statutory elements and each outcome points to the register blocks it rests on.
ftc-deceptive
Claim without substantiation
prohibited · Requirement applies · deceptive
15 U.S.C. § 45(a)(1) prohibits deceptive acts or practices in commerce. A claim is judged by what a consumer acting reasonably takes from it, and substantiation must exist when the claim is made.
ftc-unfair
The three elements of an unfair practice are met
prohibited · Requirement applies · unfair
15 U.S.C. § 45(n) states that a practice is unfair when it causes substantial injury that consumers cannot reasonably avoid and that is not outweighed by benefits to consumers or competition.
ftc-order
The terms of a final order apply
risk · Requirement applies · orders, penalties
15 U.S.C. § 45(b) governs cease and desist orders, and 15 U.S.C. § 45(l) sets civil penalties per violation once the order is final.
ftc-base
Section 5 applies to the activity
risk · Requirement applies conditionally · deceptive, unfair
15 U.S.C. § 45(a)(1) covers unfair and deceptive acts or practices in or affecting commerce. The elements are tested practice by practice.
Outcome
allowed · Outside the scope
The rule yields no requirement for the facts supplied
The activity is not stated to be in or affecting commerce in the United States.
fallback · sha256:sha256:9f403f5fdd40ee26501f8990f
Monitoring
The journal shows what moved in the register row, with the hash before and after. The impact score follows a rule stated in plain words.
How impact is scored: Grund: tillagd eller borttagen uppgift ger 3, ändrad uppgift 2, omläsning utan ändring 0. Tillägg: +1 när ändringen rör status eller tillämpningsdatum. Tillägg: +1 när agenten ligger i klass 1. Siffran begränsas till 0 till 5.
2026-08-15 · 0/5 · lasning
Raden läst mot den officiella publiceringen utan ändring
1914-09-26 · 4/5 · antagande, identifierare, status
Regeln antogs enligt 15 U.S.C. § 45
1914-09-26 · 3/5 · tillampningsdatum, status
Regeln började tillämpas enligt utgivaren
Supervision
Artifacts and integrity
- https://legal.exploreworldai.com/api/public/v1/us-agents/ftc-act/manifest.json
- https://legal.exploreworldai.com/api/public/v1/us-agents/ftc-act/run
- https://legal.exploreworldai.com/api/public/v1/us-agents/ftc-act/monitor.json
- sha256:06942fbc9a2a4bba125217356d66789d13120209538271960be64ee122460666
- sha256:34122fc2ba0f00f281fd8448974bd4c8828be10027a5bf5aeab9cc24c40613af
The verdict is a machine classification of the outcome, not legal advice and not a compliance decision. Responsibility position · 15 U.S.C. § 45
Verifiable trust signals
- Six fixed blocks, one source per line
- No sentence written by a language model
- Engine version and read date on every answer
- No customer data, no documents, no advice
- Model card and audit published under the EU AI Act