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Agent · psd2-2015-2366-2

PSD2 artikel 2: Scope

What is an agent? Agents execute decisions.

Structural tree: the article's own paragraphs, verbatim.

Also searched as: Payment Services Directive article 2 · Directive (EU) 2015/2366 article 2

CELEX 32015L2366 · 2026-08-18 · Weight 63 · minimal-risk

OpenOpen reading. No metering is planned for this class.

PSD2Official source

What this page is
Agent, PSD2 artikel 2
Checked against the official source
2026-08-18Expired
Responsible publisher
ExploreWorld Legal, editorial deskLiability position

NovaCopilot reasons out a short answer from statutes and case law, with the source right below. 5 answers a day are free.

NovaCopilot reasons: a short answer of at most 75 words, built only on our register, with the source right below.

Source: NovaCopilot

Jurisdiction

The same agent, read through one country's lens.

Inputs

  • in_scopeThe article applies to the situationboolean
  • punktParagraph of the articleenum (1 | 2 | 3 | 4 | 5)

Rule tree

  1. If: alla(in_scope = true, punkt = 1)

    Paragraph 1 applies

    1. This Directive applies to payment services provided within the Union.

    Paragraph 1

  2. If: alla(in_scope = true, punkt = 2)

    Paragraph 2 applies

    2. Titles III and IV apply to payment transactions in the currency of a Member State where both the payer’s payment service provider and the payee’s payment service provider are, or the sole payment service provider in the payment transaction is, located within the Union.

    Paragraph 2

  3. If: alla(in_scope = true, punkt = 3)

    Paragraph 3 applies

    3. Title III, except for point (b) of Article 45(1), point (2)(e) of Article 52 and point (a) of Article 56, and Title IV, except for Articles 81 to 86, apply to payment transactions in a currency that is not the currency of a Member State where both the payer’s payment service provider and the payee’s payment service provider are, or the sole payment service provider in the payment transaction is, located within the…

    Paragraph 3

  4. If: alla(in_scope = true, punkt = 4)

    Paragraph 4 applies

    4. Title III, except for point (b) of Article 45(1), point (2)(e) of Article 52, point (5)(g) of Article 52 and point (a) of Article 56, and Title IV, except for Article 62(2) and (4), Articles 76, 77, 81, 83(1), 89 and 92, apply to payment transactions in all currencies where only one of the payment service providers is located within the Union, in respect to those parts of the payments transaction which are carried…

    Paragraph 4

  5. If: alla(in_scope = true, punkt = 5)

    Paragraph 5 addressed to the Member States, no direct obligation for businesses

    5. Member States may exempt institutions referred to in points (4) to (23) of Article 2(5) of Directive 2013/36/EU from the application of all or part of the provisions of this Directive.

    Paragraph 5

If no rule matches: The article is not stated to apply, or no paragraph is selected. The agent abstains rather than guesses.

The article text as read

  1. 11. This Directive applies to payment services provided within the Union.
  2. 22. Titles III and IV apply to payment transactions in the currency of a Member State where both the payer’s payment service provider and the payee’s payment service provider are, or the sole payment service provider in the payment transaction is, located within the Union.
  3. 33. Title III, except for point (b) of Article 45(1), point (2)(e) of Article 52 and point (a) of Article 56, and Title IV, except for Articles 81 to 86, apply to payment transactions in a currency that is not the currency of a Member State where both the payer’s payment service provider and the payee’s payment service provider are, or the sole payment service provider in the payment transaction is, located within the Union, in respect to those parts of the payments transaction which are carried out in the Union.
  4. 44. Title III, except for point (b) of Article 45(1), point (2)(e) of Article 52, point (5)(g) of Article 52 and point (a) of Article 56, and Title IV, except for Article 62(2) and (4), Articles 76, 77, 81, 83(1), 89 and 92, apply to payment transactions in all currencies where only one of the payment service providers is located within the Union, in respect to those parts of the payments transaction which are carried out in the Union.
  5. 55. Member States may exempt institutions referred to in points (4) to (23) of Article 2(5) of Directive 2013/36/EU from the application of all or part of the provisions of this Directive.

Lineage

treatyTFEU art. 288 (direktiv)
act32015L2366
chapter-
article2
paragraphs5
jurisdictionEuropean Union (EU)
supervisorFinansinspektionen: Sweden
national-

Interface

callhttps://legal.exploreworldai.com/api/public/v1/agents/psd2-2015-2366-2/run
methodGET
outputmatched, outcome, trace, missing, hash
Quota60 anrop per minut och adress, utan nyckel
stabilityRegelträdet versioneras. En ändring byter artefakthash, aldrig adress.

Hashes

textsha256:94e1e0bf8048334976b4d6d4c2b7ef23227fee654550307c2f2d2a7c7435da8e
scriptsha256:f58013fab3b7f0051f5834a4fa34b37d7ac528504aad6e929ad32d3ea933bc06
enginesha256:0a4bd50d21f8ec9be383fc091511008b76ad61909cbfb674eab56fe567fbd7a0
agentsha256:eaa196a32ac470c8a00fd88c7160e01be0a17856c9455d1d6cc216cdbba5a180
versionagent-engine-1+legal-2026-10-29 / eaa196a32ac470c8

Artefacts

No legal advice. Deterministisk regeluppslagning. Ingen juridisk rådgivning, inget efterlevnadsbeslut, ingen bedömning av ett enskilt ärende.

Citation: 32015L2366 art. 2, Scope. NovaCopilot, https://legal.exploreworldai.com/agent/psd2-2015-2366/artikel-2 (hämtad 2026-08-18, bevis sha256:8acecf9df9aab7e9, bygge legal-2026-10-29).