McCarran-Ferguson Act
15 U.S.C. §§ 1011 to 1015 · Read 2026-08-15
In force since 1945. Leaves the regulation and taxation of the business of insurance to the states.
Identifier
- Identifier
- 15 U.S.C. §§ 1011 to 1015
- Level
- Federal
- Status
- In force
- Adopted
- 1945-03-09
- Applies from
- 1945-03-09
- Supervisory bodies
- NAIC
Named requirements
State regulation of insurance
The business of insurance is subject to state laws on regulation and taxation.
Limited antitrust exemption
Federal antitrust law applies to insurance only where not regulated by state law, and always to boycott, coercion or intimidation.
Official source
Change monitoring
The row is re-read against the publisher's own publication on a fixed interval. The dates below can be checked on the spot and travel with the API response.
| Field | Value |
|---|---|
| Register | NAIC, 15 U.S.C. §§ 1011 to 1015 |
| Publisher | National Association of Insurance Commissioners |
| Last read | 2026-08-15 |
| Interval | Every 30 days |
| Next re-read | 2026-09-14 |
| Status | Re-read overdue |
Row history
Dated events concerning this exact row, newest first. No event appears here without a date in a primary source.
| Date | Event | Source |
|---|---|---|
| 2026-08-15 | Row read against the official publication | National Association of Insurance Commissioners |
| 1945-03-09 | Adopted under 15 U.S.C. §§ 1011 to 1015 | National Association of Insurance Commissioners |
| 1945-03-09 | Date of application according to the publisher | National Association of Insurance Commissioners |
Monitoring states when the row was checked, not how the legal position should be assessed.
Cite this row
The string below travels with a memo, a case file or an agent chain. The same string sits in the citation field of the API response.
15 U.S.C. §§ 1011 to 1015, McCarran-Ferguson Act. NovaCopilot, https://legal.exploreworldai.com/us/regler/mccarran-ferguson-act (hämtad 2026-10-24, bevis sha256:13c192575e408a54, bygge legal-2026-10-24).
- sha256:
- 13c192575e408a5453f5db454714fa7fe67f59bea98eec98a83345146f31c501
- hämtad:
- 2026-10-24
- source_confidence:
- derived
- bygge:
- legal-2026-10-24
Derived path to the publisher. The address is built from the identifier and lands in the publisher's own register. uscode.house.gov.
The row is a source reference with an official identifier. No legal advice and no compliance decision.
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