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NJA 2022 s. 522

NJA 2022 s. 522, Supreme Court of Sweden (2022)

Judgment of Supreme Court of Sweden, 2022. Statutes applied: Lag om betaltjänster. The headnote below is reproduced verbatim in Swedish, as published by the court.

Original headnote (Swedish)

En konsument lämnade till följd av ett bedrägeri ut koden till sitt BankID och svarskoder från sin bankdosa. Agerandet möjliggjorde flera transaktioner från konsumentens konto. Omständigheterna har ansetts vara sådana att konsumentens handlande var grovt oaktsamt men inte särskilt klandervärt. Banken ska därför i allt väsentligt återställa kontot till den ställning det hade haft om transaktionerna inte hade genomförts.

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The decision in three points

  1. What happened

    En konsument lämnade till följd av ett bedrägeri ut koden till sitt BankID och svarskoder från sin bankdosa.

  2. What the court said

    Omständigheterna har ansetts vara sådana att konsumentens handlande var grovt oaktsamt men inte särskilt klandervärt.

  3. Why it matters

    Published as a guiding decision by Supreme Court of Sweden, 2022. Applies Betaltjänstlagen.

Risk profile of the decision

MediumThe decision carries medium weight. Read it with the statute before relying on it alone.

  • Published as a guiding decision by Supreme Court of Sweden
  • Applies one statute

The decision in context

The decision is used in questions about financial markets.

Relations of the decision in the graph

Statutes (1)

Questions (0)

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    https://legal.exploreworldai.com/api/public/v1/node-agents/avgorande/nja-2022-s-522/manifest.json

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    Court
    Supreme Court of Sweden
    Decided
    2022-06-21
    Applies
    1

    Mål nr T 4623-21

    Also searched as: NJA 2022 s 522, NJA 2022:522, NJA 2022 522, Nytt juridiskt arkiv 2022 s 522, Swedish judgment NJA 2022 s 522, Case NJA 2022 s. 522, NJA 2022 s. 522 2022, T 4623-21.

    • 5 a kap. 3 § lagen (2010:751) om betaltjänster
    • 5 a kap. 2 § lagen (2010:751) om betaltjänster
    • 5 a kap. 1 § lagen (2010:751) om betaltjänster
    • 5 kap. 6 § lagen (2010:751) om betaltjänster
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    Högsta domstolen, Sveriges Domstolar

    Official publication. The address points to the authority or court that published the row.

    Re-read scheduled

    Checked against the publisher 2026-09-20 · Next check 2026-10-20

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    Statutes

    Case law read on 2026-09-05.

    Change monitoring

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    Change monitoring
    FieldValue
    RegisterSök rättspraxis, Sveriges Domstolar
    PublisherSveriges Domstolar
    Last read2026-09-05
    IntervalEvery 30 days
    Next re-read2026-10-05
    StatusRe-read scheduled
    Open the register at the publisher

    Row history

    Dated events concerning this exact row, newest first. No event appears here without a date in a primary source.

    Row history
    DateEventSource
    2026-09-05Row read against the courts' own registerSök rättspraxis, Sveriges Domstolar
    2022-06-21Date of decision according to Högsta domstolenHögsta domstolen
    2010-08-01Applied statute in force: SFS 2010:751Sveriges riksdag

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    Cite this row

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    NJA 2022 s. 522, En konsument lämnade till följd av ett bedrägeri ut koden till sitt BankID och svarskoder från sin bankdosa. Agerandet möjliggjorde flera transaktioner från konsumentens konto. Omständigheterna har ansetts vara sådana att konsumentens handlande var grovt oaktsamt men inte särskilt klandervärt. Banken ska därför i allt väsentligt återställa kontot till den ställning det hade haft om transaktionerna inte hade genomförts.. NovaCopilot, https://legal.exploreworldai.com/juridik/praxis/nja-2022-s-522 (hämtad 2026-11-02, bevis sha256:e1f846c79dc7dbc2, bygge legal-2026-11-02).

    Machine addressHow to cite the platform
    sha256:
    e1f846c79dc7dbc2b2c316e379f266fda9ec0a153f38f07a063f3ebf0f275354
    hämtad:
    2026-11-02
    source_confidence:
    official
    bygge:
    legal-2026-11-02
    officiell källa:
    https://rattspraxis.etjanst.domstol.se/sok/publicering/f744ebdc-4570-4246-b27c-927f5b8b177a

    Official publication. The address points to the authority or court that published the row. Högsta domstolen, Sveriges Domstolar.

    The row is a source reference with an official identifier. No legal advice and no compliance decision.