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Court of Justice of the European Union · Judgment

C-903/24DJ et PJ v Santander Bank Polska S.A

Decided
2026-06-11
ECLI
ECLI:EU:C:2026:481
CELEX
62024CJ0903
Finality
Final, the decision cannot be appealed

Also searched as: Case C-903/24, C-903/24 2026, ECLI:EU:C:2026:481.

The court's own keywords

Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Article 6(1) and Article 7(1) – Loan agreement denominated in a foreign currency and containing unfair terms – Effects of the finding that a contractual term is unfair – Void agreement – Actions for restitution – Consumer’s right to default interest at the statutory rate on amounts to be repaid by the seller or supplier – National case-law requiring the payment of default interest at the statutory rate from the date on which the demand for payment was served indicating the specific amount of the claim – Dissuasive effect of the prohibition on unfair terms – Principle of effectiveness.

Interprets

    Core objects in the machine route

    Summary: Final, the decision cannot be appealed

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    Common questions

    What compensation do I get for a delayed flight in the EU?How long can I return an online purchase in the EU?Can I ask a company to delete my personal data?What notice period applies under Swedish employment law?

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    Get official document

    Retrieved directly from EUR-Lex when you click. No permanent storage on our side. How it works

    EUR-LexThe Court

    Machine addresses

    id
    eu:c-903-24

    Read from EU:s publikationsbyrå, Cellar (EUR-Lex och CURIA) on 2026-08-22.

    The row repeats what the source states. It is not a summary, not a conclusion about any single case and not legal advice.

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