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Court of Justice of the European Union · Judgment

C-744/24P.W. v Bank Polska Kasa Opieki S.A

Decided
2026-04-23
ECLI
ECLI:EU:C:2026:337
CELEX
62024CJ0744
Finality
Final, the decision cannot be appealed

The court's own keywords

Reference for a preliminary ruling – Credit agreements for consumers – Directive 2008/48/EC – Article 3(j) – Article 10(2)(f) – The concept of ‘borrowing rate’ – The concept of ‘amount of credit drawn down’ – Article 3(g) – The concept of ‘total cost of the credit to the consumer’ – Charging interest on an amount corresponding to the cost of the credit – Insurance premium.

Interprets

    Read from EU:s publikationsbyrå, Cellar (EUR-Lex och CURIA) on 2026-08-22.

    The row repeats what the source states. It is not a summary, not a conclusion about any single case and not legal advice.

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