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Court of Justice of the European Union · Judgment

C-665/23IL v Veracash SAS

Decided
2025-08-01
ECLI
ECLI:EU:C:2025:598
CELEX
62023CJ0665
Finality
Final, the decision cannot be appealed

Also searched as: Case C-665/23, C-665/23 2025, ECLI:EU:C:2025:598.

The court's own keywords

Reference for a preliminary ruling – Payment services in the internal market – Directive 2007/64/EC – Article 56(1)(b) – Obligation for the payment service user to notify the payment service provider ‘without undue delay’ of the loss, theft, misappropriation or unauthorised use of his or her payment instrument – Article 58 – Notification of unauthorised payment transactions – Rectification of such a transaction by the payment service provider subject to the obligation for the user of those services to notify that transaction ‘without undue delay … and no later than 13 months after the debit date’ – Articles 60 and 61 – Respective liabilities of the payment service provider and of the payer for unauthorised payment transactions – Successive unauthorised payment transactions resulting from the loss, theft, misappropriation or unauthorised use of a payment instrument – Delayed notification without intent or gross negligence – Scope of the right to a refund.

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    Summary: Final, the decision cannot be appealed

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    eu:c-665-23-62023cj0665

    Read from EU:s publikationsbyrå, Cellar (EUR-Lex och CURIA) on 2026-08-22.

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