C-409/22UA v 'Eurobank Bulgaria' AD

The court's own keywords

Reference for a preliminary ruling – Free movement of capital – Payment services in the internal market – Directive 2007/64/EC – Concept of ‘payment instrument’ – Power of attorney of an agent acting on behalf of the account holder – Copy of the power of attorney with an ‘apostille’ certificate – Articles 54 and 59 – Consent to the execution of a payment transaction – Concept of ‘authentication’ – Unauthorised payment transactions – Liability of the payment service provider for those transactions – Burden of proof.

Interprets

• PSD2 — Directive (EU) 2015/236632015L2366

Articles in the ruling

The provisions are named in the court own keyword line. Read the article text here, the ruling at the source.

• Article 54
• Article 59