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Court of Justice of the European Union · Judgment

C-510/25T.Z. and D.Z. v Bank S.A

Decided
2026-09-10
ECLI
ECLI:EU:C:2026:745
CELEX
62025CJ0510
Finality
Final, the decision cannot be appealed

Also searched as: Case C-510/25, C-510/25 2026, ECLI:EU:C:2026:745.

The court's own keywords

Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Article 6(1) and Article 7(1) – Mortgage loan agreement denominated in a foreign currency and containing unfair terms – Effects of a term being found to be unfair – Contract declared void – Action brought by the consumer for repayment of the amounts paid under the contract – Claim of the seller or supplier corresponding to the amount of capital lent – National case-law providing for the set-off ex officio of reciprocal claims of the parties to a void agreement – National case-law providing for the creation of two independent claims for restitution – Deterrent effect of the prohibition on unfair terms.

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    Core objects in the machine route

    Summary: Final, the decision cannot be appealed

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    eu:c-510-25

    Read from EU:s publikationsbyrå, Cellar (EUR-Lex och CURIA) on 2026-08-22.

    The row repeats what the source states. It is not a summary, not a conclusion about any single case and not legal advice.

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