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Court of Justice of the European Union · Judgment

C-555/21UniCredit Bank Austria AG v Verein für Konsumenteninformation

Decided
2023-02-09
ECLI
ECLI:EU:C:2023:78
CELEX
62021CJ0555
Finality
Final, the decision cannot be appealed

The court's own keywords

Reference for a preliminary ruling – Consumer protection – Directive 2014/17/EU – Credit agreements for consumers relating to residential immovable property – Article 25(1) – Early repayment – Consumer’s right to a reduction in the total cost of the credit, consisting of the interest and the costs for the remaining duration of the contract – Article 4(13) – Concept of ‘total cost of the credit to the consumer’ – Costs that are independent of the duration of the agreement.

Interprets

    EUR-LexThe Court

    Read from EU:s publikationsbyrå, Cellar (EUR-Lex och CURIA) on 2026-08-22.

    The row repeats what the source states. It is not a summary, not a conclusion about any single case and not legal advice.

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