C-555/21UniCredit Bank Austria AG v Verein für Konsumenteninformation

Domstolens egne nøkkelord

Reference for a preliminary ruling – Consumer protection – Directive 2014/17/EU – Credit agreements for consumers relating to residential immovable property – Article 25(1) – Early repayment – Consumer’s right to a reduction in the total cost of the credit, consisting of the interest and the costs for the remaining duration of the contract – Article 4(13) – Concept of ‘total cost of the credit to the consumer’ – Costs that are independent of the duration of the agreement.

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