Court of Justice of the European Union · Order
C-655/20Marc Gómez del Moral Guasch v Bankia SA
- Decided
- 2021-11-17
- ECLI
- ECLI:EU:C:2021:943
- CELEX
- 62020CO0655
- Finality
- Final, the decision cannot be appealed
The court's own keywords
Reference for a preliminary ruling – Article 99 of the Rules of Procedure of the Court – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Mortgage loan agreement – Variable interest rate – Mortgage loan reference index (IRPH) – Review of transparency by the national court – Assessment of the unfair nature of contractual terms – Consequences of a declaration of nullity – Judgment of 3 March 2020, Gómez del Moral Guasch (C‑125/18, EU:C:2020:138) – New questions.
Interprets
Read from EU:s publikationsbyrå, Cellar (EUR-Lex och CURIA) on 2026-08-22.
The row repeats what the source states. It is not a summary, not a conclusion about any single case and not legal advice.
Verifiable trust signals
- Six fixed blocks, one source per line
- No sentence written by a language model
- Engine version and read date on every answer
- No customer data, no documents, no advice
- Model card and audit published under the EU AI Act