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Court of Justice of the European Union · Judgment

C‑565/12LCL Le Crédit Lyonnais SA v Fesih Kalhan

Decided
2014-03-27
ECLI
ECLI:EU:C:2014:190
CELEX
62012CJ0565
Finality
Final, the decision cannot be appealed

The court's own keywords

Consumer protection — Credit agreements for consumers — Directive 2008/48/EC — Articles 8 and 23 — Creditor’s obligation to assess the borrower’s creditworthiness prior to conclusion of the agreement — National provision imposing the obligation to consult a database — Forfeiture of entitlement to contractual interest in the event of failure to comply with that obligation — Effective, proportionate and dissuasive nature of the penalty.

Interprets

    EUR-LexThe Court

    Read from EU:s publikationsbyrå, Cellar (EUR-Lex och CURIA) on 2026-08-22.

    The row repeats what the source states. It is not a summary, not a conclusion about any single case and not legal advice.

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