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Court of Justice of the European Union · Judgment

C-39/24Justa v Banco Bilbao Vizcaya Argentaria SA

Decided
2025-04-30
ECLI
ECLI:EU:C:2025:298
CELEX
62024CJ0039
Finality
Final, the decision cannot be appealed

The court's own keywords

Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Articles 4 and 5 – Unfair terms in consumer contracts – Mortgage loan agreements – Term concerning loan arrangement fees – Plainness and intelligibility of the terms.

Interprets

    EUR-LexThe Court

    Read from EU:s publikationsbyrå, Cellar (EUR-Lex och CURIA) on 2026-08-22.

    The row repeats what the source states. It is not a summary, not a conclusion about any single case and not legal advice.

    Verifiable trust signals

    • Six fixed blocks, one source per line
    • No sentence written by a language model
    • Engine version and read date on every answer
    • No customer data, no documents, no advice
    • Model card and audit published under the EU AI Act

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