C-325/23JF and OP v Deutsche Bank Polska S.A

The court's own keywords

Reference for a preliminary ruling – Article 99 of the Rules of Procedure of the Court of Justice – Directive 93/13/EEC – Unfair terms in consumer contracts – Loan agreement denominated in a foreign currency containing unfair terms concerning the exchange rate risk and the exchange rate differential – Article 3(1) and (2) – Terms which have not been individually negotiated – Article 4 – Assessment of the unfairness of contractual terms – Requirement that a contractual term be drafted in plain, intelligible language – Article 6 – Consequences of a finding that a contractual term is unfair.

Interprets