Court of Justice of the European Union · Judgment

C-303/20Ultimo Portfolio Investment (Luxembourg) S.A. v KM

Decided: 2021-06-10
ECLI: ECLI:EU:C:2021:479
CELEX: 62020CJ0303
Finality: Final, the decision cannot be appealed

The court's own keywords

Reference for a preliminary ruling – Credit agreements for consumers – Directive 2008/48/EC – Risk of over-indebtedness – Article 8 – Creditor’s obligation to assess the consumer’s creditworthiness – Article 23 – Effective, proportionate and dissuasive nature of the penalty in the event of infringement of that obligation.

Interprets

EUR-Lex The Court

Read from EU:s publikationsbyrå, Cellar (EUR-Lex och CURIA) on 2026-08-22.

The row repeats what the source states. It is not a summary, not a conclusion about any single case and not legal advice.

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