Court of Justice of the European Union · Order
C-254/22AW and PN v Caixabank SA
- Decided
- 2023-02-28
- ECLI
- ECLI:EU:C:2023:134
- CELEX
- 62022CO0254
- Finality
- Final, the decision cannot be appealed
The court's own keywords
Reference for a preliminary ruling – Articles 53 and 99 of the Rules of Procedure of the Court – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Directive 2014/17/EU – Mortgage loan – Variable interest rate – Term providing for the application of an interest rate calculated on the basis of a mortgage loan reference index (IRPH) plus 0.50% – Criteria for assessing whether such a term is unfair – Requirements of good faith, balance and transparency – Consequences of a finding that the term is unfair.
Interprets
Read from EU:s publikationsbyrå, Cellar (EUR-Lex och CURIA) on 2026-08-22.
The row repeats what the source states. It is not a summary, not a conclusion about any single case and not legal advice.
Verifiable trust signals
- Six fixed blocks, one source per line
- No sentence written by a language model
- Engine version and read date on every answer
- No customer data, no documents, no advice
- Model card and audit published under the EU AI Act