Agent · penningtvattsdirektivet-2024-1640-8

AMLD6 artikel 8: National risk assessment

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Structural tree: the article's own paragraphs, verbatim.

Also searched as: Directive (EU) 2024/1640 article 8

CELEX 32024L1640 · 2026-08-31 · Weight 67 · minimal-risk

OpenOpen reading. No metering is planned for this class.

AMLD6Official source

Inputs

• in_scopeThe article applies to the situationboolean
• punktParagraph of the articleenum (1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14)

Rule tree

1. If: alla(in_scope = true, punkt = 1)

   Paragraph 1 addressed to the Member States, no direct obligation for businesses

   1. Each Member State shall carry out a national risk assessment to identify, assess, understand and mitigate the risks of money laundering and terrorist financing, and the risks of non-implementation and evasion of targeted financial sanctions affecting it. It shall keep that risk assessment up to date and review it at least every 4 years.

   Paragraph 1

2. If: alla(in_scope = true, punkt = 2)

   Paragraph 2 applies

   Where Member States consider that the risk situation so requires, they may review the national risk assessment more frequently or conduct ad hoc sectoral risk assessments.

   Paragraph 2

3. If: alla(in_scope = true, punkt = 3)

   Paragraph 3 addressed to the Member States, no direct obligation for businesses

   2. Each Member State shall designate an authority or establish a mechanism to coordinate the national response to the risks referred to in paragraph 1. The identity of that authority or the description of the mechanism shall be notified to the Commission. The Commission shall publish the list of the designated authorities or established mechanisms in the Official Journal of the European Union.

   Paragraph 3

4. If: alla(in_scope = true, punkt = 4)

   Paragraph 4 addressed to the Member States, no direct obligation for businesses

   3. In carrying out the national risk assessments referred to in paragraph 1 of this Article, Member States shall take into account the report referred to in Article 7(2), including sectors and products covered and the findings of that report.

   Paragraph 4

5. If: alla(in_scope = true, punkt = 5)

   Paragraph 5 addressed to the Member States, no direct obligation for businesses

   4. Member States shall use the national risk assessment to:

   Paragraph 5

6. If: alla(in_scope = true, punkt = 6)

   Paragraph 6 applies

   (a)

   Paragraph 6

7. If: alla(in_scope = true, punkt = 7)

   Paragraph 7 applies

   improve their AML/CFT regimes, in particular by identifying any areas where obliged entities are to apply enhanced measures in line with a risk-based approach and, where appropriate, specifying the measures to be taken;

   Paragraph 7

8. If: alla(in_scope = true, punkt = 8)

   Paragraph 8 applies

   (b)

   Paragraph 8

9. If: alla(in_scope = true, punkt = 9)

   Paragraph 9 applies

   identify, where appropriate, sectors or areas of lower or greater risk of money laundering and terrorist financing;

   Paragraph 9

10. If: alla(in_scope = true, punkt = 10)

    Paragraph 10 applies

    (c)

    Paragraph 10

11. If: alla(in_scope = true, punkt = 11)

    Paragraph 11 applies

    assess the risks of money laundering and terrorist financing associated with each type of legal person established in their territory and each type of legal arrangement which is governed under national law, or which is administered in their territory or whose trustees or persons holding equivalent positions in similar legal arrangements reside in their territory; and have an understanding of the exposure to risks der…

    Paragraph 11

12. If: alla(in_scope = true, punkt = 12)

    Paragraph 12 applies

    (d)

    Paragraph 12

13. If: alla(in_scope = true, punkt = 13)

    Paragraph 13 applies

    decide on the allocation and prioritisation of resources to combat money laundering and terrorist financing as well as non-implementation and evasion of targeted financial sanctions;

    Paragraph 13

14. If: alla(in_scope = true, punkt = 14)

    Paragraph 14 applies

    (e)

    Paragraph 14

If no rule matches: The article is not stated to apply, or no paragraph is selected. The agent abstains rather than guesses.

The article text as read

1. 11. Each Member State shall carry out a national risk assessment to identify, assess, understand and mitigate the risks of money laundering and terrorist financing, and the risks of non-implementation and evasion of targeted financial sanctions affecting it. It shall keep that risk assessment up to date and review it at least every 4 years.
2. 2Where Member States consider that the risk situation so requires, they may review the national risk assessment more frequently or conduct ad hoc sectoral risk assessments.
3. 32. Each Member State shall designate an authority or establish a mechanism to coordinate the national response to the risks referred to in paragraph 1. The identity of that authority or the description of the mechanism shall be notified to the Commission. The Commission shall publish the list of the designated authorities or established mechanisms in the Official Journal of the European Union.
4. 43. In carrying out the national risk assessments referred to in paragraph 1 of this Article, Member States shall take into account the report referred to in Article 7(2), including sectors and products covered and the findings of that report.
5. 54. Member States shall use the national risk assessment to:
6. 6(a)
7. 7improve their AML/CFT regimes, in particular by identifying any areas where obliged entities are to apply enhanced measures in line with a risk-based approach and, where appropriate, specifying the measures to be taken;
8. 8(b)
9. 9identify, where appropriate, sectors or areas of lower or greater risk of money laundering and terrorist financing;
10. 10(c)
11. 11assess the risks of money laundering and terrorist financing associated with each type of legal person established in their territory and each type of legal arrangement which is governed under national law, or which is administered in their territory or whose trustees or persons holding equivalent positions in similar legal arrangements reside in their territory; and have an understanding of the exposure to risks deriving from foreign legal persons and foreign legal arrangements;
12. 12(d)
13. 13decide on the allocation and prioritisation of resources to combat money laundering and terrorist financing as well as non-implementation and evasion of targeted financial sanctions;
14. 14(e)

No legal advice. Deterministisk regeluppslagning. Ingen juridisk rådgivning, inget efterlevnadsbeslut, ingen bedömning av ett enskilt ärende.

Citation: 32024L1640 art. 8, National risk assessment. NovaCopilot, https://legal.exploreworldai.com/agent/penningtvattsdirektivet-2024-1640/artikel-8 (hämtad 2026-08-31, bevis sha256:d6e7a4690cc4bf98, bygge legal-2026-11-02).