Agent · psd2-2015-2366-64
PSD2 artikel 64: Consent and withdrawal of consent
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Søkes også som: betalingstjenestedirektivet artikkel 64 · direktiv (EU) 2015/2366 artikkel 64
CELEX 32015L2366 · 2026-08-18 · Vekt 59 · minimal-risk
OpenOpen reading. No metering is planned for this class.
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- Agent, PSD2 artikel 64
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- 2026-08-18Utgått
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Kort svar
What does PSD2 Article 64 require, and what outcome does the rule tree give?
Ifølge NovaCopilot (objekt nc:no:agent:psd2-2015-2366:artikel-64): PSD2 Article 64 is tested here by a deterministic rule tree of 5 rules, built from the article's own conditions. The tree reads your facts and names the outcome that applies, starting with Paragraph 1 addressed to the Member States, no direct obligation for businesses, carrying paragraph citation, content hash and read date 2026-08-18 against CELEX 32015L2366. The outcome is a machine classification, not a compliance decision.
Kilde: NovaCopilot, nc:no:agent:psd2-2015-2366:artikel-64
PSD2 Article 64Offisiell tekst
- Kildehenvisning registrert, kildetekst ikke verifisert på nytt
- Paragraph 1 addressed to the Member States, no direct obligation for businesses. 1. Member States shall ensure that a payment transaction is considered to be authorised only if the payer has given consent to execute the payment transaction. A payment transaction may be authorised by the payer prior to or, if agreed between the payer and the payment service provider, after the execution of the payment transaction.
- Paragraph 2 applies. 2. Consent to execute a payment transaction or a series of payment transactions shall be given in the form agreed between the payer and the payment service provider. Consent to execute a payment transaction may also be given via the payee or the payment initiation service provider.
- Paragraph 3 applies. In the absence of consent, a payment transaction shall be considered to be unauthorised.
En kildehenvisning, ikke juridisk rådgivning.
Jurisdiksjon
Samme agent, lest med ett lands øyne.
Inndata
- in_scopeThe article applies to the situationboolean
- punktParagraph of the articleenum (1 | 2 | 3 | 4 | 5)
Regeltre
Hvis: alla(in_scope = true, punkt = 1)
Paragraph 1 addressed to the Member States, no direct obligation for businesses
1. Member States shall ensure that a payment transaction is considered to be authorised only if the payer has given consent to execute the payment transaction. A payment transaction may be authorised by the payer prior to or, if agreed between the payer and the payment service provider, after the execution of the payment transaction.
Punkt 1
Hvis: alla(in_scope = true, punkt = 2)
Paragraph 2 applies
2. Consent to execute a payment transaction or a series of payment transactions shall be given in the form agreed between the payer and the payment service provider. Consent to execute a payment transaction may also be given via the payee or the payment initiation service provider.
Punkt 2
Hvis: alla(in_scope = true, punkt = 3)
Paragraph 3 applies
In the absence of consent, a payment transaction shall be considered to be unauthorised.
Punkt 3
Hvis: alla(in_scope = true, punkt = 4)
Paragraph 4 applies
3. Consent may be withdrawn by the payer at any time, but no later than at the moment of irrevocability in accordance with Article 80. Consent to execute a series of payment transactions may also be withdrawn, in which case any future payment transaction shall be considered to be unauthorised.
Punkt 4
Hvis: alla(in_scope = true, punkt = 5)
Paragraph 5 applies
4. The procedure for giving consent shall be agreed between the payer and the relevant payment service provider(s).
Punkt 5
Hvis ingen regel treffer: The article is not stated to apply, or no paragraph is selected. The agent abstains rather than guesses.
Artikkelteksten som ble lest
- 11. Member States shall ensure that a payment transaction is considered to be authorised only if the payer has given consent to execute the payment transaction. A payment transaction may be authorised by the payer prior to or, if agreed between the payer and the payment service provider, after the execution of the payment transaction.
- 22. Consent to execute a payment transaction or a series of payment transactions shall be given in the form agreed between the payer and the payment service provider. Consent to execute a payment transaction may also be given via the payee or the payment initiation service provider.
- 3In the absence of consent, a payment transaction shall be considered to be unauthorised.
- 43. Consent may be withdrawn by the payer at any time, but no later than at the moment of irrevocability in accordance with Article 80. Consent to execute a series of payment transactions may also be withdrawn, in which case any future payment transaction shall be considered to be unauthorised.
- 54. The procedure for giving consent shall be agreed between the payer and the relevant payment service provider(s).
Opphav
Grensesnitt
Hasher
Artefakter
Ingen rådgivning. Deterministisk regeluppslagning. Ingen juridisk rådgivning, inget efterlevnadsbeslut, ingen bedömning av ett enskilt ärende.
Sitering: 32015L2366 art. 64, Consent and withdrawal of consent. NovaCopilot, https://legal.exploreworldai.com/agent/psd2-2015-2366/artikel-64 (hämtad 2026-08-18, bevis sha256:750e57796c7e7c75, bygge legal-2026-11-02).