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Agent · psd2-2015-2366-64

PSD2 artikel 64: Consent and withdrawal of consent

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Strukturelt tre: artikkelens egne punkter, ordrett.

Søkes også som: betalingstjenestedirektivet artikkel 64 · direktiv (EU) 2015/2366 artikkel 64

CELEX 32015L2366 · 2026-08-18 · Vekt 59 · minimal-risk

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PSD2Offisiell kilde

Hva siden er
Agent, PSD2 artikel 64
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2026-08-18Utgått
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Jurisdiksjon

Samme agent, lest med ett lands øyne.

Inndata

  • in_scopeThe article applies to the situationboolean
  • punktParagraph of the articleenum (1 | 2 | 3 | 4 | 5)

Regeltre

  1. Hvis: alla(in_scope = true, punkt = 1)

    Paragraph 1 addressed to the Member States, no direct obligation for businesses

    1. Member States shall ensure that a payment transaction is considered to be authorised only if the payer has given consent to execute the payment transaction. A payment transaction may be authorised by the payer prior to or, if agreed between the payer and the payment service provider, after the execution of the payment transaction.

    Punkt 1

  2. Hvis: alla(in_scope = true, punkt = 2)

    Paragraph 2 applies

    2. Consent to execute a payment transaction or a series of payment transactions shall be given in the form agreed between the payer and the payment service provider. Consent to execute a payment transaction may also be given via the payee or the payment initiation service provider.

    Punkt 2

  3. Hvis: alla(in_scope = true, punkt = 3)

    Paragraph 3 applies

    In the absence of consent, a payment transaction shall be considered to be unauthorised.

    Punkt 3

  4. Hvis: alla(in_scope = true, punkt = 4)

    Paragraph 4 applies

    3. Consent may be withdrawn by the payer at any time, but no later than at the moment of irrevocability in accordance with Article 80. Consent to execute a series of payment transactions may also be withdrawn, in which case any future payment transaction shall be considered to be unauthorised.

    Punkt 4

  5. Hvis: alla(in_scope = true, punkt = 5)

    Paragraph 5 applies

    4. The procedure for giving consent shall be agreed between the payer and the relevant payment service provider(s).

    Punkt 5

Hvis ingen regel treffer: The article is not stated to apply, or no paragraph is selected. The agent abstains rather than guesses.

Artikkelteksten som ble lest

  1. 11. Member States shall ensure that a payment transaction is considered to be authorised only if the payer has given consent to execute the payment transaction. A payment transaction may be authorised by the payer prior to or, if agreed between the payer and the payment service provider, after the execution of the payment transaction.
  2. 22. Consent to execute a payment transaction or a series of payment transactions shall be given in the form agreed between the payer and the payment service provider. Consent to execute a payment transaction may also be given via the payee or the payment initiation service provider.
  3. 3In the absence of consent, a payment transaction shall be considered to be unauthorised.
  4. 43. Consent may be withdrawn by the payer at any time, but no later than at the moment of irrevocability in accordance with Article 80. Consent to execute a series of payment transactions may also be withdrawn, in which case any future payment transaction shall be considered to be unauthorised.
  5. 54. The procedure for giving consent shall be agreed between the payer and the relevant payment service provider(s).

Opphav

treatyTFEU art. 288 (direktiv)
act32015L2366
chapter-
article64
paragraphs5
jurisdictionEuropean Union (EU)
supervisorFinansinspektionen: Sweden
national-

Grensesnitt

callhttps://legal.exploreworldai.com/api/public/v1/agents/psd2-2015-2366-64/run
methodGET
outputmatched, outcome, trace, missing, hash
Kvote60 anrop per minut och adress, utan nyckel
stabilityRegelträdet versioneras. En ändring byter artefakthash, aldrig adress.

Hasher

textsha256:31dd743ba15cd875bf16bc12cd177323b45348ee5fa574f049b036d4ef684f16
scriptsha256:708c540e79ca2ae3da0b59d04e16831c0cdd6ec3e2a175d8fc7bb004562a2be1
enginesha256:0a4bd50d21f8ec9be383fc091511008b76ad61909cbfb674eab56fe567fbd7a0
agentsha256:a56bd96c11d0b2ba61a04d74195f9c6e2570669b86c69bf8b5eaf9c399b84a22
versionagent-engine-1+legal-2026-11-02 / a56bd96c11d0b2ba

Artefakter

Ingen rådgivning. Deterministisk regeluppslagning. Ingen juridisk rådgivning, inget efterlevnadsbeslut, ingen bedömning av ett enskilt ärende.

Sitering: 32015L2366 art. 64, Consent and withdrawal of consent. NovaCopilot, https://legal.exploreworldai.com/agent/psd2-2015-2366/artikel-64 (hämtad 2026-08-18, bevis sha256:750e57796c7e7c75, bygge legal-2026-11-02).