Agent · psd2-2015-2366-45

PSD2 artikel 45: Information and conditions

Strukturelt tre: artikkelens egne punkter, ordrett.

CELEX 32015L2366 · 2026-08-18 · Vekt 67 · minimal-risk

OpenOpen reading. No metering is planned for this class.

PSD2Offisiell kilde

Inndata

• in_scopeThe article applies to the situationboolean
• punktParagraph of the articleenum (1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14)

Regeltre

1. Hvis: alla(in_scope = true, punkt = 1)

   Paragraph 1 applies

   1. Member States shall ensure that the following information and conditions are provided or made available by the payment service provider to the payment service user:

   Punkt 1

2. Hvis: alla(in_scope = true, punkt = 2)

   Paragraph 2 applies

   (a)

   Punkt 2

3. Hvis: alla(in_scope = true, punkt = 3)

   Paragraph 3 applies

   a specification of the information or unique identifier to be provided by the payment service user in order for a payment order to be properly initiated or executed;

   Punkt 3

4. Hvis: alla(in_scope = true, punkt = 4)

   Paragraph 4 applies

   (b)

   Punkt 4

5. Hvis: alla(in_scope = true, punkt = 5)

   Paragraph 5 applies

   the maximum execution time for the payment service to be provided;

   Punkt 5

6. Hvis: alla(in_scope = true, punkt = 6)

   Paragraph 6 applies

   (c)

   Punkt 6

7. Hvis: alla(in_scope = true, punkt = 7)

   Paragraph 7 applies

   all charges payable by the payment service user to the payment service provider and, where applicable, a breakdown of those charges;

   Punkt 7

8. Hvis: alla(in_scope = true, punkt = 8)

   Paragraph 8 applies

   (d)

   Punkt 8

9. Hvis: alla(in_scope = true, punkt = 9)

   Paragraph 9 applies

   where applicable, the actual or reference exchange rate to be applied to the payment transaction.

   Punkt 9

10. Hvis: alla(in_scope = true, punkt = 10)

    Paragraph 10 applies

    2. In addition, Member States shall ensure that payment initiation service providers shall, prior to initiation, provide the payer with, or make available to the payer, the following clear and comprehensive information:

    Punkt 10

11. Hvis: alla(in_scope = true, punkt = 11)

    Paragraph 11 applies

    (a)

    Punkt 11

12. Hvis: alla(in_scope = true, punkt = 12)

    Paragraph 12 applies

    the name of the payment initiation service provider, the geographical address of its head office and, where applicable, the geographical address of its agent or branch established in the Member State where the payment service is offered, and any other contact details, including electronic mail address, relevant for communication with the payment initiation service provider; and

    Punkt 12

13. Hvis: alla(in_scope = true, punkt = 13)

    Paragraph 13 applies

    (b)

    Punkt 13

14. Hvis: alla(in_scope = true, punkt = 14)

    Paragraph 14 applies

    the contact details of the competent authority.

    Punkt 14

Hvis ingen regel treffer: The article is not stated to apply, or no paragraph is selected. The agent abstains rather than guesses.

Artikkelteksten som ble lest

1. 11. Member States shall ensure that the following information and conditions are provided or made available by the payment service provider to the payment service user:
2. 2(a)
3. 3a specification of the information or unique identifier to be provided by the payment service user in order for a payment order to be properly initiated or executed;
4. 4(b)
5. 5the maximum execution time for the payment service to be provided;
6. 6(c)
7. 7all charges payable by the payment service user to the payment service provider and, where applicable, a breakdown of those charges;
8. 8(d)
9. 9where applicable, the actual or reference exchange rate to be applied to the payment transaction.
10. 102. In addition, Member States shall ensure that payment initiation service providers shall, prior to initiation, provide the payer with, or make available to the payer, the following clear and comprehensive information:
11. 11(a)
12. 12the name of the payment initiation service provider, the geographical address of its head office and, where applicable, the geographical address of its agent or branch established in the Member State where the payment service is offered, and any other contact details, including electronic mail address, relevant for communication with the payment initiation service provider; and
13. 13(b)
14. 14the contact details of the competent authority.

Ingen rådgivning. Deterministisk regeluppslagning. Ingen juridisk rådgivning, inget efterlevnadsbeslut, ingen bedömning av ett enskilt ärende.

Sitering: 32015L2366 art. 45, Information and conditions. ExploreWorld Legal, https://legal.exploreworldai.com/agent/psd2-2015-2366/artikel-45 (hämtad 2026-08-18, bevis sha256:33b54cdb7347e8a8, bygge legal-2026-08-25).