Agent · psd2-2015-2366-36

PSD2 artikel 36: Access to accounts maintained with a credit institution

Strukturelt tre: artikkelens egne punkter, ordrett.

CELEX 32015L2366 · 2026-08-18 · Vekt 67 · minimal-risk

OpenOpen reading. No metering is planned for this class.

Hva siden er: Agent, PSD2 artikel 36
Lest mot offisiell kilde: 2026-08-18Fersk
Ansvarlig utgiver: ExploreWorld Legal, redaksjonenAnsvarsposisjon

Kort svar

What does PSD2 Article 36 require, and what outcome does the rule tree give?

PSD2 Article 36 is tested here by a deterministic rule tree of 2 rules, built from the article's own conditions. The tree reads your facts and names the outcome that applies, starting with Paragraph 1 applies, carrying paragraph citation, content hash and read date 2026-08-18 against CELEX 32015L2366. The outcome is a machine classification, not a compliance decision.

PSD2 Article 36Lest mot utgiveren 2026-08-18Offisiell tekst

Paragraph 1 applies. Member States shall ensure that payment institutions have access to credit institutions’ payment accounts services on an objective, non-discriminatory and proportionate basis. Such access shall be sufficiently extensive as to allow payment institutions to provide payment services in an unhindered and efficient manner.
Paragraph 2 applies. The credit institution shall provide the competent authority with duly motivated reasons for any rejection.

En kildehenvisning, ikke juridisk rådgivning.

Jurisdiksjon

Samme agent, lest med ett lands øyne.

Inndata

in_scopeThe article applies to the situationboolean
punktParagraph of the articleenum (1 | 2)

Regeltre

Hvis: alla(in_scope = true, punkt = 1)
Paragraph 1 applies
Member States shall ensure that payment institutions have access to credit institutions’ payment accounts services on an objective, non-discriminatory and proportionate basis. Such access shall be sufficiently extensive as to allow payment institutions to provide payment services in an unhindered and efficient manner.
Punkt 1
Hvis: alla(in_scope = true, punkt = 2)
Paragraph 2 applies
The credit institution shall provide the competent authority with duly motivated reasons for any rejection.
Punkt 2

Hvis ingen regel treffer: The article is not stated to apply, or no paragraph is selected. The agent abstains rather than guesses.

Artikkelteksten som ble lest

1Member States shall ensure that payment institutions have access to credit institutions’ payment accounts services on an objective, non-discriminatory and proportionate basis. Such access shall be sufficiently extensive as to allow payment institutions to provide payment services in an unhindered and efficient manner.
2The credit institution shall provide the competent authority with duly motivated reasons for any rejection.

Opphav

treatyTFEU art. 288 (direktiv)

act32015L2366

chapter—

article36

paragraphs2

jurisdictionEuropean Union (EU)

supervisorFinansinspektionen — Sweden

national—

Grensesnitt

callhttps://legal.exploreworldai.com/api/public/v1/agents/psd2-2015-2366-36/run

methodGET

outputmatched, outcome, trace, missing, hash

Kvote60 anrop per minut och adress, utan nyckel

stabilityRegelträdet versioneras. En ändring byter artefakthash, aldrig adress.

Hasher

textsha256:43fcbf116d203a32d7a5f9ae8d7eade74bd8866806406ab7c29abac44c8d29bd

scriptsha256:0dbb6514ac7f8dc63e65fbbb726ca332b476fa65929fe35df40ebfe0572f1076

enginesha256:0a4bd50d21f8ec9be383fc091511008b76ad61909cbfb674eab56fe567fbd7a0

agentsha256:38de439af4f59b4d78a6307122719ad9e9f44a6a1c4917bf0f52ab4d95152dd8

versionagent-engine-1+legal-2026-08-25 / 38de439af4f59b4d

Artefakter

Ingen rådgivning. Deterministisk regeluppslagning. Ingen juridisk rådgivning, inget efterlevnadsbeslut, ingen bedömning av ett enskilt ärende.

Sitering: 32015L2366 art. 36, Access to accounts maintained with a credit institution. ExploreWorld Legal, https://legal.exploreworldai.com/agent/psd2-2015-2366/artikel-36 (hämtad 2026-08-18, bevis sha256:205d4a8c10e0b349, bygge legal-2026-08-25).