Citable answers

The questions people ask AI assistants, in their own words, answered from statute with provision and source. Checked 2026-10-01. Source: NovaCopilot.

Topics

• Annual leave in Sweden: days, holiday pay and saved leave
• United Kingdom: common questions on work, consumer rights, data and inheritance
• EU: everyday rights for consumers, travellers and employees
• DORA: digital operativ motståndskraft i finanssektorn
• AI-förordningen (AI Act): krav på företag som använder AI
• eIDAS: e-underskrift, e-stämpel och digital identitetsplånbok

1. How long notice do I have to give when moving out of my rental apartment in Sweden?

   Hyr du en bostad tills vidare är uppsägningstiden tre månader räknat från närmaste månadsskifte efter uppsägningen, om ni inte avtalat något annat. En kortare uppsägningstid än tre månader får inte avtalas till din nackdel. Uppsägningen ska vara skriftlig om hyresvärden begär det.

   Provision

   Jordabalken 12 kap. 4 § (uppsägningstid) och 8 § (formen för uppsägning)

   Source

   12 kap. jordabalken (1970:994), hyreslagen, Riksdagen, Svensk författningssamling

   Object

   question:se:hyra-uppsagningstid-hyresgast-bostad

   Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/hyra-uppsagningstid-hyresgast-bostad, checked 2026-10-01.

2. Can my landlord raise the rent in Sweden?

   Hyresvärden kan inte ensidigt höja hyran under ett pågående avtal. En höjning kräver att du godkänner den eller att den följer av en förhandlingsöverenskommelse med hyresgästorganisationen. Begär hyresvärden en ändring och ni inte kommer överens kan hyresvärden vända sig till hyresnämnden, som prövar om hyran är skälig enligt bruksvärdesprincipen, det vill säga jämfört med likvärdiga lägenheter.

   Provision

   Jordabalken 12 kap. 54 § (ändring av hyresvillkor) och 55 § (skälig hyra, bruksvärde)

   Source

   12 kap. jordabalken (1970:994), hyreslagen, Riksdagen, Svensk författningssamling

   Object

   question:se:hyra-far-hyresvarden-hoja-hyran

   Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/hyra-far-hyresvarden-hoja-hyran, checked 2026-10-01.

3. Can I sublet my rental apartment in Sweden?

   Du behöver hyresvärdens samtycke för att hyra ut hela lägenheten i andra hand. Säger hyresvärden nej kan du ansöka om tillstånd hos hyresnämnden, som ger tillstånd om du har beaktansvärda skäl, till exempel tillfälligt arbete eller studier på annan ort, och hyresvärden saknar befogad anledning att vägra. Tillståndet ska vara tidsbegränsat. Att hyra ut utan samtycke eller tillstånd kan leda till att hyresrätten förverkas.

   Provision

   Jordabalken 12 kap. 39 § (andrahandsupplåtelse), 40 § (hyresnämndens tillstånd) och 42 § första stycket 3 (förverkande)

   Source

   12 kap. jordabalken (1970:994), hyreslagen, Riksdagen, Svensk författningssamling

   Object

   question:se:hyra-hyra-ut-i-andra-hand

   Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/hyra-hyra-ut-i-andra-hand, checked 2026-10-01.

4. What notice period applies to a fixed term lease?

   Ett hyresavtal på bestämd tid upphör vid hyrestidens slut, men har hyresförhållandet varat mer än nio månader i följd måste det alltid sägas upp, annars förlängs det på obestämd tid. Om inget längre har avtalats ska uppsägningen ske senast en dag i förväg vid hyrestid om högst två veckor, en vecka i förväg vid högst tre månader och därefter tre månader i förväg för bostad. För lokal gäller tre månader vid hyrestid om högst nio månader och nio månader vid längre hyrestid. En hyresgäst i bostad får alltid säga upp avtalet med tre månaders uppsägningstid.

   Provision

   Jordabalken 12 kap. 3 § andra stycket, 4 § andra stycket och 5 §

   Source

   12 kap. 3–5 §§ jordabalken (1970:994), Riksdagen, Svensk författningssamling

   Object

   question:se:uppsagningstid-tidsbestamt-hyresavtal

   Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/uppsagningstid-tidsbestamt-hyresavtal, checked 2026-10-01.

5. What is the maximum working time and overtime in Sweden?

   Den ordinarie arbetstiden får vara högst 40 timmar i veckan. Övertid får tas ut med högst 48 timmar under en period om fyra veckor eller 50 timmar under en kalendermånad, och högst 200 timmar per kalenderår. Du har rätt till minst 11 timmars sammanhängande ledighet per dygn och minst 36 timmars sammanhängande ledighet per sjudagarsperiod. Kollektivavtal kan innehålla andra regler.

   Provision

   Arbetstidslagen 3 § (avvikelse genom kollektivavtal), 5 § (ordinarie arbetstid), 8 § (allmän övertid), 13 § (dygnsvila) och 14 § (veckovila)

   Source

   Arbetstidslag (1982:673), Riksdagen, Svensk författningssamling

   Object

   question:se:arbetstid-hur-mycket-far-jag-jobba

   Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/arbetstid-hur-mycket-far-jag-jobba, checked 2026-10-01.

6. What are the EU working time rules?

   Average working time may not exceed 48 hours a week including overtime, calculated over a reference period of up to four months. Workers are entitled to at least 11 consecutive hours of daily rest, 24 hours of weekly rest and at least four weeks of paid annual leave. Member states may provide more favourable rules.

   Provision

   Working Time Directive articles 3, 5, 6, 7 and 16

   Source

   Direktiv 2003/88/EG om arbetstidens förläggning, EUR-Lex

   Object

   question:eu:eu-arbetstid-vila-semester

   Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/eu-arbetstid-vila-semester, checked 2026-10-01.

7. How many vacation days am I entitled to in Sweden?

   You are entitled to 25 days of annual leave per leave year. Unless otherwise agreed, you are entitled to at least four consecutive weeks of leave during June, July and August. The employer must inform you of when your leave is scheduled no later than two months before it starts. Holiday pay under the percentage rule is twelve percent of your earnings during the accrual year.

   Provision

   Swedish Annual Leave Act sections 4, 11, 12 and 16 a

   Source

   Semesterlag (1977:480), Riksdagen, Svensk författningssamling

   Object

   question:se:semester-hur-manga-dagar

   Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/semester-hur-manga-dagar, checked 2026-10-01.

8. Can I save vacation days to next year in Sweden?

   If you have more than 20 paid leave days in a year, you may save the days above 20 to a later year. Saved days must be taken within five years. You must tell your employer that you want to save days when the leave is being scheduled.

   Provision

   Swedish Annual Leave Act sections 18 to 21

   Source

   Semesterlag (1977:480), Riksdagen, Svensk författningssamling

   Object

   question:se:semester-spara-semesterdagar

   Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/semester-spara-semesterdagar, checked 2026-10-01.

9. How is holiday pay calculated in Sweden?

   The main rule is the percentage rule: holiday pay is twelve percent of the wages you earned during the accrual year. If you have a fixed monthly salary the same-salary rule applies instead: you keep your normal monthly salary during leave plus a holiday supplement of 0.43 percent of the monthly salary per paid leave day. For variable pay, 0.8 percent is added per leave day. Collective agreements may provide other rules.

   Provision

   Swedish Annual Leave Act sections 16 a and 16 b

   Source

   Semesterlag (1977:480), Riksdagen, Svensk författningssamling

   Object

   question:se:semester-hur-raknas-semesterlon

   Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/semester-hur-raknas-semesterlon, checked 2026-10-01.

10. Do I get paid for unused vacation when I quit in Sweden?

    Yes. When employment ends, holiday pay that has not been taken must be paid out as holiday compensation. This covers both earned days and saved days. The compensation must be paid no later than one month after the employment ended.

    Provision

    Swedish Annual Leave Act sections 28 and 30

    Source

    Semesterlag (1977:480), Riksdagen, Svensk författningssamling

    Object

    question:se:semester-semesterersattning-vid-uppsagning

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/semester-semesterersattning-vid-uppsagning, checked 2026-10-01.

11. What happens if I get sick during my vacation in Sweden?

    If you fall ill during your leave you can request that the sick days are not counted as leave days. You must make the request without delay, ideally on the first day of illness. The days can then be taken as leave later. Proof of illness may be required under sick pay rules and agreements.

    Provision

    Swedish Annual Leave Act section 15

    Source

    Semesterlag (1977:480), Riksdagen, Svensk författningssamling

    Object

    question:se:semester-sjuk-under-semestern

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/semester-sjuk-under-semestern, checked 2026-10-01.

12. Can my employer decide when I take vacation in Sweden?

    The employer has the final say on when leave is scheduled, but must first negotiate with the union holding a collective agreement, or otherwise consult you. You are entitled to at least four consecutive weeks of leave during June, July and August unless otherwise agreed. The employer must notify you of the scheduling no later than two months before the leave starts.

    Provision

    Swedish Annual Leave Act sections 10, 11 and 12

    Source

    Semesterlag (1977:480), Riksdagen, Svensk författningssamling

    Object

    question:se:semester-far-arbetsgivaren-bestamma

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/semester-far-arbetsgivaren-bestamma, checked 2026-10-01.

13. Do I get vacation days as a new employee in Sweden?

    Yes, you are entitled to 25 leave days, but how many of them are paid depends on how long you worked during the accrual year. The remaining days are unpaid. If your employment starts after 31 August, you are only entitled to five leave days in the first leave year.

    Provision

    Swedish Annual Leave Act sections 4 and 7

    Source

    Semesterlag (1977:480), Riksdagen, Svensk författningssamling

    Object

    question:se:semester-nyanstalld-semester

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/semester-nyanstalld-semester, checked 2026-10-01.

14. Do I earn vacation while on sick leave or parental leave in Sweden?

    Yes, certain absence counts as work when leave is accrued. Sickness counts for up to 180 days per accrual year. Parental leave counts for up to 120 days per child and birth, and 180 days for single parents. Absence beyond these limits does not earn paid leave days.

    Provision

    Swedish Annual Leave Act section 17

    Source

    Semesterlag (1977:480), Riksdagen, Svensk författningssamling

    Object

    question:se:semester-tjanar-jag-semester-nar-jag-ar-sjuk-eller-foraldraledig

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/semester-tjanar-jag-semester-nar-jag-ar-sjuk-eller-foraldraledig, checked 2026-10-01.

15. When is holiday pay paid out in Sweden?

    Holiday pay must be paid in connection with the leave. If you have a fixed salary, the holiday supplement may instead be paid no later than the month after the leave. Collective agreements may set other dates.

    Provision

    Swedish Annual Leave Act section 21

    Source

    Semesterlag (1977:480), Riksdagen, Svensk författningssamling

    Object

    question:se:semester-nar-betalas-semesterlonen-ut

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/semester-nar-betalas-semesterlonen-ut, checked 2026-10-01.

16. Which days count as vacation days in Sweden?

    Sundays, other public holidays, Midsummer Eve, Christmas Eve and New Year's Eve do not count as leave days. Saturdays therefore count under the Act, but collective and employment agreements often count five leave days per week for people working Monday to Friday.

    Provision

    Swedish Annual Leave Act section 3

    Source

    Semesterlag (1977:480), Riksdagen, Svensk författningssamling

    Object

    question:se:semester-vilka-dagar-raknas-som-semesterdagar

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/semester-vilka-dagar-raknas-som-semesterdagar, checked 2026-10-01.

17. How many days holiday am I entitled to in the UK?

    Workers are entitled to 5.6 weeks of paid holiday a year, which is 28 days for someone working five days a week. The entitlement is capped at 28 days even for people working more than five days a week, and bank holidays may be counted as part of it. Part-time workers get a pro rata amount. Holiday cannot be replaced by payment except when the employment ends.

    Provision

    Working Time Regulations 1998 regulation 13, 13A(2)(e) och 13A(3) (tak på 28 dagar)

    Source

    Working Time Regulations 1998, regulation 13 och 13A, legislation.gov.uk

    Object

    question:uk:uk-semester-dagar

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/uk-semester-dagar, checked 2026-10-01.

18. How long do I have to report a defect under the Swedish Sale of Goods Act?

    Köplagen gäller köp mellan företag och mellan privatpersoner. Köparen ska meddela säljaren om felet inom skälig tid efter att ha märkt eller borde ha märkt det. Reklamerar köparen inte senast två år efter att varan avlämnades förloras rätten att åberopa felet, om inte en garanti eller ett avtal ger längre tid. Vid köp från ett företag som privatperson gäller i stället konsumentköplagen.

    Provision

    Köplagen 1 § (tillämpningsområde) och 32 § (reklamation)

    Source

    Köplag (1990:931), Riksdagen, Svensk författningssamling

    Object

    question:se:kop-reklamera-fel-mellan-foretag

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/kop-reklamera-fel-mellan-foretag, checked 2026-10-01.

19. How long do I have to cancel an online order in the UK?

    For distance purchases the consumer has a 14-day cancellation period. For goods the period runs from the day the goods are delivered. The trader must refund within 14 days, but may wait until the goods are returned or the consumer shows they have been sent back. If the trader did not give information about the right to cancel, the period is extended by up to twelve months.

    Provision

    Consumer Contracts Regulations 2013 regulation 29, 30, 31 och 34

    Source

    Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, legislation.gov.uk

    Object

    question:uk:uk-angerratt-natkop

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/uk-angerratt-natkop, checked 2026-10-01.

20. How long is the right of withdrawal for online purchases in the EU?

    For distance and off-premises purchases the consumer has a 14-day right of withdrawal without giving any reason. For goods the period runs from delivery. The trader must refund within 14 days. If information about the right of withdrawal is missing, the period is extended by up to twelve months.

    Provision

    Consumer Rights Directive articles 9, 10 and 13

    Source

    Direktiv 2011/83/EU om konsumenträttigheter, artikel 9–13, EUR-Lex

    Object

    question:eu:eu-angerratt-natkop

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/eu-angerratt-natkop, checked 2026-10-01.

21. What are my rights if something I bought is faulty in the UK?

    A consumer who buys faulty goods from a trader can reject them and get a full refund within 30 days. After that the trader gets one attempt to repair or replace the goods, and if that fails the consumer can claim a price reduction or a final right to reject. A fault that appears within six months is presumed to have existed at delivery unless the trader proves otherwise.

    Provision

    Consumer Rights Act 2015 section 19(14)–(15), 20, 22, 23 och 24

    Source

    Consumer Rights Act 2015, section 19–24, legislation.gov.uk

    Object

    question:uk:uk-reklamera-felaktig-vara

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/uk-reklamera-felaktig-vara, checked 2026-10-01.

22. When is an agreement legally binding in Sweden?

    Ett avtal sluts genom anbud och accept. Den som lämnat ett anbud är bunden av det, och accepten ska komma fram inom den tid som anbudsgivaren angett eller annars inom skälig tid. Ett muntligt avtal är lika bindande som ett skriftligt, men svårare att bevisa. Vissa avtal, som köp av fast egendom, kräver skriftlig form. Ett avtalsvillkor som är oskäligt kan jämkas eller lämnas utan avseende.

    Provision

    Avtalslagen 1 § (bundenhet vid anbud och accept), 2–4 §§ (svarstid) och 36 § (oskäliga villkor); jordabalken 4 kap. 1 § (skriftlig form vid fastighetsköp)

    Source

    Lag (1915:218) om avtal och andra rättshandlingar på förmögenhetsrättens område, Riksdagen, Svensk författningssamling

    Object

    question:se:avtal-nar-ar-ett-avtal-bindande

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/avtal-nar-ar-ett-avtal-bindande, checked 2026-10-01.

23. What notice period am I entitled to in the UK?

    After one month of employment, both employer and employee are entitled to at least one week's notice. After two years the employer must give at least one week for each complete year of service, up to a maximum of twelve weeks. The employee only has to give one week under the statute. A longer period applies if the employment contract says so.

    Provision

    Employment Rights Act 1996 section 86(1) och 86(2)

    Source

    Employment Rights Act 1996, section 86, legislation.gov.uk

    Object

    question:uk:uk-uppsagningstid-anstalld

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/uk-uppsagningstid-anstalld, checked 2026-10-01.

24. Can I request flexible working in the UK?

    Since 6 April 2024 employees can request flexible working from their first day of employment, for example different hours or working from home. Two requests may be made in any twelve-month period. The employer must decide within two months, consult the employee before refusing, and may only refuse for one of the business reasons listed in the Act. The Employment Rights Act 2025 tightens this so that a refusal must also be reasonable; check when that change takes effect.

    Provision

    Employment Rights Act 1996 section 80F och 80G; Employment Relations (Flexible Working) Act 2023

    Source

    Employment Rights Act 1996, section 80F–80G, legislation.gov.uk

    Object

    question:uk:uk-flexibelt-arbete

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/uk-flexibelt-arbete, checked 2026-10-01.

25. How much compensation do I get for a delayed flight in the UK?

    For a delay of three hours or more at the final destination, passengers are entitled to fixed compensation: £220 for flights up to 1,500 km, £350 up to 3,500 km and £520 for longer flights. No compensation is due if the delay was caused by extraordinary circumstances that could not have been avoided. The rule covers departures from the UK and UK carriers flying into the UK.

    Provision

    UK261 article 5, 6 och 7; Air Passenger Rights and Air Travel Organisers' Licensing (Amendment) (EU Exit) Regulations 2019

    Source

    Regulation (EC) No 261/2004 i brittisk lydelse (UK261), article 7, legislation.gov.uk

    Object

    question:uk:uk-forsenat-flyg-ersattning

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/uk-forsenat-flyg-ersattning, checked 2026-10-01.

26. How do I make a subject access request in the UK?

    You have the right to know whether an organisation processes your personal data and to receive a copy of it. A request can be made in writing or verbally. The organisation must respond without undue delay and within one month at the latest, extendable by two months for complex or numerous requests. The first copy is free of charge as a general rule.

    Provision

    UK GDPR article 12(3), 12(5) och 15; Data Protection Act 2018

    Source

    UK GDPR article 12 och 15, legislation.gov.uk

    Object

    question:uk:uk-begara-ut-personuppgifter

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/uk-begara-ut-personuppgifter, checked 2026-10-01.

27. What makes a will legally valid in England and Wales?

    The will must be in writing and signed by the testator, who must intend the signature to give effect to the will. The signature must be made or acknowledged in the presence of two witnesses present at the same time, and both witnesses must sign. A witness who is a beneficiary, or whose spouse or civil partner is, loses the gift, but the rest of the will remains valid.

    Provision

    Wills Act 1837 section 9 och 15

    Source

    Wills Act 1837, section 9 och 15, legislation.gov.uk

    Object

    question:uk:uk-giltigt-testamente

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/uk-giltigt-testamente, checked 2026-10-01.

28. Who inherits if there is no will in England and Wales?

    If there is a spouse or civil partner and no children, they inherit everything. If there are children, the spouse or civil partner receives the personal chattels, a fixed sum of £322,000 and half of the remainder, while the children share the other half. With no spouse or civil partner the children inherit, then parents and siblings. Unmarried partners do not inherit under the rules.

    Provision

    Administration of Estates Act 1925 section 46; Administration of Estates Act 1925 (Fixed Net Sum) Order 2023

    Source

    Administration of Estates Act 1925, section 46, legislation.gov.uk

    Object

    question:uk:uk-arv-utan-testamente

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/uk-arv-utan-testamente, checked 2026-10-01.

29. Can I charge interest on a late invoice in the UK?

    When a business pays late, the supplier may charge statutory interest at 8 percentage points above the Bank of England base rate. The supplier is also entitled to a fixed sum for recovery costs: £40 for debts under £1,000, £70 up to £10,000 and £100 for larger debts. Unless otherwise agreed, payment is due 30 days after delivery or invoice.

    Provision

    Late Payment of Commercial Debts (Interest) Act 1998 section 4 och 5A; Late Payment of Commercial Debts (Rate of Interest) (No. 3) Order 2002

    Source

    Late Payment of Commercial Debts (Interest) Act 1998, legislation.gov.uk

    Object

    question:uk:uk-drojsmalsranta-foretag

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/uk-drojsmalsranta-foretag, checked 2026-10-01.

30. How much compensation for a delayed or cancelled flight in the EU?

    For a cancelled flight, denied boarding or a delay of three hours or more, passengers are entitled to €250 for flights up to 1,500 km, €400 up to 3,500 km and €600 for longer flights. The right to compensation for delay follows from the case law of the Court of Justice. No compensation is due for extraordinary circumstances that could not have been avoided.

    Provision

    Air Passenger Rights Regulation articles 4, 5, 6 and 7

    Source

    Förordning (EG) nr 261/2004, artikel 5–7, EUR-Lex

    Object

    question:eu:eu-forsenat-flyg-ersattning

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/eu-forsenat-flyg-ersattning, checked 2026-10-01.

31. How long is the legal guarantee on goods in the EU?

    The seller is liable for defects that become apparent within at least two years of delivery. Defects that appear within one year are presumed to have existed at delivery, and member states may extend that period to two years. The consumer is first entitled to repair or replacement, and then to a price reduction or termination.

    Provision

    Sale of Goods Directive articles 10, 11 and 13

    Source

    Direktiv (EU) 2019/771 om varuköp, artikel 10, 11 och 13, EUR-Lex

    Object

    question:eu:eu-garanti-fel-vara

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/eu-garanti-fel-vara, checked 2026-10-01.

32. When do I have the right to have my data deleted under GDPR?

    You have the right to have your data erased, for example when it is no longer needed for the purpose, when you withdraw consent, when you object and there are no overriding grounds, or when the data has been processed unlawfully. The right does not apply where processing is required by law or for the establishment or defence of legal claims.

    Provision

    GDPR article 17(1) and 17(3)

    Source

    Artikel 17, förordning (EU) 2016/679, EUR-Lex

    Object

    question:eu:eu-gdpr-radera-uppgifter

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/eu-gdpr-radera-uppgifter, checked 2026-10-01.

33. When must a data breach be reported under GDPR?

    The controller must notify the supervisory authority without undue delay and, where feasible, within 72 hours of becoming aware of the breach, unless it is unlikely to result in a risk to people's rights. If the risk is high, the individuals affected must also be informed. All breaches must be documented.

    Provision

    GDPR articles 33(1), 33(5) and 34(1)

    Source

    Artikel 33 och 34, förordning (EU) 2016/679, EUR-Lex

    Object

    question:eu:eu-gdpr-personuppgiftsincident

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/eu-gdpr-personuppgiftsincident, checked 2026-10-01.

34. Do I pay roaming charges in another EU country?

    Within the EU and EEA you call, text and use data at the same price as at home. Operators may apply a fair use policy against permanent roaming and very large data volumes. The rule applies until 30 June 2032.

    Provision

    Roaming Regulation articles 4, 5 and 21

    Source

    Förordning (EU) 2022/612 om roaming, artikel 4 och 5, EUR-Lex

    Object

    question:eu:eu-roaming-mobil

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/eu-roaming-mobil, checked 2026-10-01.

35. What compensation do I get for a delayed train in the EU?

    For a delay of 60 to 119 minutes at the final destination the passenger is entitled to at least 25 percent of the ticket price, and for 120 minutes or more at least 50 percent. Compensation must be paid within one month. Railway undertakings may apply a minimum threshold of €4.

    Provision

    Rail Passenger Rights Regulation articles 18 and 19

    Source

    Förordning (EU) 2021/782 om tågresenärers rättigheter, artikel 19, EUR-Lex

    Object

    question:eu:eu-forsenat-tag-ersattning

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/eu-forsenat-tag-ersattning, checked 2026-10-01.

36. Am I covered for healthcare when visiting another EU country?

    A person insured in one EU country is entitled to necessary healthcare during a temporary stay in another EU country on the same terms as residents there. The right is shown with the European Health Insurance Card. Planned treatment generally requires prior authorisation.

    Provision

    Social Security Coordination Regulation articles 19 and 20

    Source

    Förordning (EG) nr 883/2004, artikel 19 och 20, EUR-Lex

    Object

    question:eu:eu-sjukvard-annat-eu-land

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/eu-sjukvard-annat-eu-land, checked 2026-10-01.

37. Which country's law applies to my inheritance in the EU?

    As a main rule, the law of the country where the deceased had their habitual residence at the time of death governs the whole succession. A person can choose in a will that the law of their nationality applies instead. A European Certificate of Succession can be used to prove inheritance rights in other EU countries.

    Provision

    Succession Regulation articles 21, 22 and 62

    Source

    Förordning (EU) nr 650/2012 om arv, artikel 21, 22 och 62, EUR-Lex

    Object

    question:eu:eu-arv-vilket-lands-lag

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/eu-arv-vilket-lands-lag, checked 2026-10-01.

38. What does the board have to do when half the share capital is gone?

    När det finns skäl att anta att bolagets egna kapital understiger hälften av det registrerade aktiekapitalet ska styrelsen genast upprätta en kontrollbalansräkning och låta revisorn granska den. Visar den att kapitalet är för lågt ska styrelsen snarast kalla till en första kontrollstämma. Är kapitalet inte återställt vid en andra kontrollstämma inom åtta månader ska bolaget gå i likvidation. Styrelseledamöter som inte fullgör dessa skyldigheter blir solidariskt personligt ansvariga för bolagets nya förpliktelser.

    Provision

    Aktiebolagslagen 25 kap. 13 § (kontrollbalansräkning), 15 § (första kontrollstämman), 16–17 §§ (andra kontrollstämman och likvidation) och 18 § (personligt ansvar)

    Source

    25 kap. 13–18 §§ aktiebolagslagen (2005:551), Riksdagen, Svensk författningssamling

    Object

    question:se:styrelsen-halften-av-aktiekapitalet-forbrukat

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/styrelsen-halften-av-aktiekapitalet-forbrukat, checked 2026-10-01.

39. Gdpr artikel 12

    Den personuppgiftsansvarige ska ge information till den registrerade på ett koncist, klart och lättillgängligt sätt och underlätta utövandet av rättigheterna. Begäran ska besvaras utan onödigt dröjsmål och senast inom en månad, som kan förlängas med två månader vid komplexa ärenden. Informationen och åtgärderna är som huvudregel kostnadsfria.

    Provision

    Dataskyddsförordningen artikel 12

    Source

    Artikel 12, förordning (EU) 2016/679, EUR-Lex

    Object

    question:se:gdpr-artikel-12

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/gdpr-artikel-12, checked 2026-10-01.

40. Which rules apply to a debt collection claim against a private person?

    Den som driver inkasso åt andra behöver tillstånd från Integritetsskyddsmyndigheten och ska följa god inkassosed. Gäldenären ska få ett skriftligt inkassokrav med skälig tid att betala, i praxis hos tillsynsmyndigheten minst åtta dagar, och uppmanas att höra av sig om kravet bestrids. Vilka inkassokostnader som får tas ut begränsas av lagen (1981:739) om ersättning för inkassokostnader m.m.

    Provision

    Inkassolagen 2, 4 och 5 §§; inkassokostnadslagen (1981:739)

    Source

    Inkassolagen (1974:182), Riksdagen, Svensk författningssamling

    Object

    question:se:inkasso-mot-privatperson

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/inkasso-mot-privatperson, checked 2026-10-01.

41. Was verlangt Betaltjänstlagen (2010:751)?

    Betaltjänstlagen kräver att den som tillhandahåller betaltjänster har tillstånd eller är registrerad hos Finansinspektionen. Lagen ställer krav på information till användaren, på genomförande av betalningar och reglerar betalarens och leverantörens ansvar vid obehöriga transaktioner, inklusive krav på stark kundautentisering.

    Provision

    Betaltjänstlagen 2 kap. 1 § (tillstånd), 2 kap. 3–4 §§ (registrering), 4 kap. (information), 5 kap. (genomförande), 5 a kap. (obehöriga transaktioner) och 5 b kap. (stark kundautentisering)

    Source

    Lag (2010:751) om betaltjänster, Riksdagen, Svensk författningssamling

    Object

    question:se:vad-kraver-betaltjanstlagen

    Answer from NovaCopilot, legal.exploreworldai.com/fragor/fragat/vad-kraver-betaltjanstlagen, checked 2026-10-01.

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