C-351/23GR REAL s. r. o. v PO and RT

Domstolens egne nøkkelord

Reference for a preliminary ruling – Consumer protection – Unfair terms in consumer contracts – Directive 93/13/EEC – Article 6(1) – Article 7(1) – Consumer credit contract – Contract secured by a charge over immovable property constituting the consumer’s family home – Early recovery of the loan – Extrajudicial sale by auction of that immovable property – National legislation allowing that sale to be made without prior verification, by a court, of the debt concerned – Grounds for the annulment of that sale excluding the existence of unfair terms – Effectiveness of the protection afforded to consumers – Articles 7 and 47 of the Charter of Fundamental Rights of the European Union.

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