{
  "attribution": {
    "product": "NovaCopilot",
    "source": "legal.exploreworldai.com",
    "canonical": "https://legal.exploreworldai.com/us/agent/glba",
    "cite_as": "NovaCopilot, legal.exploreworldai.com (https://legal.exploreworldai.com/us/agent/glba)",
    "license": "https://legal.exploreworldai.com/revision",
    "version": "legal-2026-08-25",
    "fingerprint": "ewai:eu:e094a9",
    "proof": "sha256:299a7843db53b11f4d13481014a4dc1bf3062df955822df44f82888e5588d0f2",
    "jurisdiction": "eu"
  },
  "cagi_brand": "CAGI – Corporate Artificial General Intelligence",
  "cagi_version": "1.0",
  "cagi_relation": "alternate-entry",
  "canonical_agent": "/us/agent/glba",
  "jurisdiction": "US Federal",
  "agent_type": "deterministic",
  "cagi_entry": "https://legal.exploreworldai.com/us/federal/cagi-api/glba",
  "canonical_agent_url": "https://legal.exploreworldai.com/us/agent/glba",
  "id": "glba",
  "identifier": "16 CFR Part 314",
  "matched": null,
  "verdict": "tillåtet",
  "audit": "UTANFÖR_TILLÄMPNING",
  "verdict_kind": "machine-classification",
  "outcome": {
    "code": "out-of-scope",
    "verdict": "tillåtet",
    "audit": "UTANFÖR_TILLÄMPNING",
    "title": "Regeln ger inget krav på den indata som lämnats",
    "titleEn": "The rule yields no requirement for the facts supplied",
    "obligation": "Ingen verksamhet är angiven som finansiell enligt 16 CFR 314.1 och 16 CFR 314.2.",
    "obligationEn": "No activity is stated to be financial under 16 CFR 314.1 and 16 CFR 314.2.",
    "refs": []
  },
  "trace": [
    {
      "ruleId": "glba-program",
      "matched": false,
      "checks": [
        {
          "expr": "finansiell_verksamhet = true",
          "value": false
        },
        {
          "expr": "skriftligt_program = false",
          "value": false
        }
      ]
    },
    {
      "ruleId": "glba-qualified",
      "matched": false,
      "checks": [
        {
          "expr": "finansiell_verksamhet = true",
          "value": false
        },
        {
          "expr": "utsedd_ansvarig = false",
          "value": false
        }
      ]
    },
    {
      "ruleId": "glba-encryption",
      "matched": false,
      "checks": [
        {
          "expr": "finansiell_verksamhet = true",
          "value": false
        },
        {
          "expr": "kryptering = false",
          "value": false
        }
      ]
    },
    {
      "ruleId": "glba-small",
      "matched": false,
      "checks": [
        {
          "expr": "finansiell_verksamhet = true",
          "value": false
        },
        {
          "expr": "antal_kunder >= 5000",
          "value": false
        }
      ]
    },
    {
      "ruleId": "glba-base",
      "matched": false,
      "checks": [
        {
          "expr": "finansiell_verksamhet = true",
          "value": false
        }
      ]
    }
  ],
  "missing": [
    "antal_kunder",
    "finansiell_verksamhet",
    "kryptering",
    "skriftligt_program",
    "utsedd_ansvarig"
  ],
  "facts": {},
  "run_hash": "sha256:8a31c1c15cc39333fa03a89baaa3ae59118e7f7b9826dae2552f81adfce75968",
  "coverage_score": 100,
  "change_impact_score": 5,
  "sources": [
    {
      "identifier": "16 CFR Part 314",
      "title": "Information security program",
      "reference": "16 CFR 314.4(a)",
      "scope": "A written programme with a named qualified individual responsible for it.",
      "officialUrl": "https://www.ecfr.gov/current/title-16/chapter-I/subchapter-C/part-314"
    },
    {
      "identifier": "16 CFR Part 314",
      "title": "Risk assessment",
      "reference": "16 CFR 314.4(b)",
      "scope": "Written assessment of foreseeable risks to customer information.",
      "officialUrl": "https://www.ecfr.gov/current/title-16/chapter-I/subchapter-C/part-314"
    },
    {
      "identifier": "16 CFR Part 314",
      "title": "Safeguards",
      "reference": "16 CFR 314.4(c)",
      "scope": "Access controls, encryption, multi-factor authentication, disposal and change management.",
      "officialUrl": "https://www.ecfr.gov/current/title-16/chapter-I/subchapter-C/part-314"
    },
    {
      "identifier": "16 CFR Part 314",
      "title": "Notification of a security event",
      "reference": "16 CFR 314.5",
      "scope": "Notice to the agency when unencrypted customer information of 500 or more consumers is acquired without authorisation.",
      "officialUrl": "https://www.ecfr.gov/current/title-16/chapter-I/subchapter-C/part-314"
    }
  ],
  "hashes": {
    "metadata": "sha256:a03192c7b214bcd16957d958157d26f0349639c7025af42b5996a30da7258d0a",
    "text": "sha256:5f57f821637a7b3d85b49de3cb163256bc08084367b8ed73085685e649ca6c42",
    "script": "sha256:3d1a8b0a25f771aa833b3764d22468d59e410439b1113c204bb3c5c1eea20eaf",
    "engine": "sha256:0a4bd50d21f8ec9be383fc091511008b76ad61909cbfb674eab56fe567fbd7a0",
    "agent": "sha256:3810851e37977f8637dece51a038643fbb7f777178da3128492e0a6203729d0d"
  },
  "official_source": "https://www.ecfr.gov/current/title-16/chapter-I/subchapter-C/part-314",
  "disclaimer": "Källhänvisning med officiell identifierare. Ingen juridisk rådgivning och inget efterlevnadsbeslut.",
  "citation": "16 CFR Part 314, GLBA, Finanssekretess och kunddata. NovaCopilot, https://legal.exploreworldai.com/us/agent/glba (hämtad 2026-08-15, bevis sha256:1df7b9908c124522, bygge legal-2026-08-25).",
  "hash": "sha256:299a7843db53b11f4d13481014a4dc1bf3062df955822df44f82888e5588d0f2",
  "version": "legal-2026-08-25",
  "expires": "2026-09-23T00:00:00.000Z",
  "dependency": {
    "index_version": "legal-2026-08-25+legal-2026-08-25+2026-08-25T10:00:00",
    "content_hash": "sha256:299a7843db53b11f4d13481014a4dc1bf3062df955822df44f82888e5588d0f2",
    "revalidate_after": "2026-09-23T00:58:41.033Z",
    "max_copy_age_seconds": 3600,
    "policy": "revalidate-required; attribution-preferred",
    "changelog": "https://legal.exploreworldai.com/api/public/v1/dependency",
    "verify": "https://legal.exploreworldai.com/api/public/v1/verify",
    "stale_copy_invalid": true
  },
  "canonical": "https://legal.exploreworldai.com/us/agent/glba",
  "usageInfo": "https://legal.exploreworldai.com/citering"
}