{
  "attribution": {
    "product": "NovaCopilot",
    "source": "legal.exploreworldai.com",
    "canonical": "https://legal.exploreworldai.com/us/agent/fcra",
    "cite_as": "NovaCopilot, legal.exploreworldai.com (https://legal.exploreworldai.com/us/agent/fcra)",
    "license": "https://legal.exploreworldai.com/revision",
    "version": "legal-2026-08-25",
    "fingerprint": "ewai:eu:cf4cdd",
    "proof": "sha256:3168bbef26ab73c1eada22198b715ae5908189b0ee4c08948c1c9b7fdddb8827",
    "jurisdiction": "eu"
  },
  "cagi_brand": "CAGI – Corporate Artificial General Intelligence",
  "cagi_version": "1.0",
  "cagi_relation": "alternate-entry",
  "canonical_agent": "/us/agent/fcra",
  "jurisdiction": "US Federal",
  "agent_type": "deterministic",
  "cagi_entry": "https://legal.exploreworldai.com/us/federal/cagi-api/fcra",
  "canonical_agent_url": "https://legal.exploreworldai.com/us/agent/fcra",
  "@context": "https://schema.org",
  "@type": "SoftwareApplication",
  "name": "FCRA decision agent",
  "applicationCategory": "LegalService",
  "identifier": "15 U.S.C. §§ 1681 to 1681x",
  "url": "https://legal.exploreworldai.com/us/agent/fcra",
  "isBasedOn": "https://uscode.house.gov/view.xhtml?req=granuleid%3AUSC-prelim-title15-chapter41-subchapter3&edition=prelim",
  "dateModified": "2026-08-15",
  "version": "legal-2026-08-25",
  "featureList": [
    "Uses a consumer report",
    "Purpose of the report",
    "Written authorization from the individual exists",
    "The disclosure is made in a standalone document",
    "An adverse action is taken wholly or partly on the report",
    "A dispute about the information has been received"
  ],
  "disclaimer": "Källhänvisning med officiell identifierare. Ingen juridisk rådgivning och inget efterlevnadsbeslut.",
  "citation": "15 U.S.C. §§ 1681 to 1681x, FCRA, Kreditupplysning och konsumenträtt. NovaCopilot, https://legal.exploreworldai.com/us/agent/fcra (hämtad 2026-08-15, bevis sha256:679149b1206e6d78, bygge legal-2026-08-25).",
  "usageInfo": "https://legal.exploreworldai.com/citering",
  "reasoning_profile": "corporate-deterministic",
  "hash": "sha256:3168bbef26ab73c1eada22198b715ae5908189b0ee4c08948c1c9b7fdddb8827",
  "expires": "2026-09-24T00:00:00.000Z",
  "dependency": {
    "index_version": "legal-2026-08-25+legal-2026-08-25+2026-08-25T10:00:00",
    "content_hash": "sha256:3168bbef26ab73c1eada22198b715ae5908189b0ee4c08948c1c9b7fdddb8827",
    "revalidate_after": "2026-09-23T01:41:59.355Z",
    "max_copy_age_seconds": 3600,
    "policy": "revalidate-required; attribution-preferred",
    "changelog": "https://legal.exploreworldai.com/api/public/v1/dependency",
    "verify": "https://legal.exploreworldai.com/api/public/v1/verify",
    "stale_copy_invalid": true
  },
  "canonical": "https://legal.exploreworldai.com/us/agent/fcra"
}