Must I offer continued health coverage when an employee leaves?

Employer

Employers with 20 or more employees on more than 50 percent of typical business days in the previous calendar year that sponsor a group health plan.

Yes, qualified beneficiaries must be offered continuation coverage after a qualifying event.

Notify the plan administrator of the qualifying event, after which the administrator sends an election notice to the qualified beneficiaries.

medium (civil_penalty_per_violation)

Penalty amounts are adjusted for inflation: current amounts.

1. Identify the qualifying event (termination, reduced hours, death and similar)
2. Notify the plan administrator
3. Send the election notice
4. Document dates of notices

Employer notice to the plan administrator within 30 days; election notice within 14 days after that.

• 29 U.S.C. 1161
• 29 U.S.C. 1166(a)
• 29 U.S.C. 1132(c)(1)

sha256 971c35af51d1478f6e653bd2ba2ced9c1d7676b81c0997e9475f4aa1254fffaa · read 2026-10-15 · Source: NovaCopilot

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