Who may issue an e-money token or stablecoin in the EU?

Crypto-asset offeror

Issuers that offer an e-money token to the public or seek its admission to trading.

Only an authorised credit institution or electronic money institution may issue an e-money token.

Be authorised as a credit or electronic money institution, notify a white paper and redeem at par value on request.

critical (fine_cap_pct_turnover)

1. Confirm authorisation as credit or e-money institution
2. Draw up and notify the white paper
3. Set up redemption at par value
4. Publish the white paper

Notify the white paper at least 20 working days before publication (Article 51(11)).

• MiCA Art. 48
• MiCA Art. 49
• MiCA Art. 51
• MiCA Art. 111(4)

sha256 0b3050382112326be28d0c2a5c490ebed0d57ada690d85af0105a4aec65dcc8a · read 2026-10-15 · Source: NovaCopilot

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