What must I do if a transaction looks like money laundering?

Financial services firm, Obliged entity

Obliged entities under Article 2 of the AML Directive.

Yes, suspicions must be reported to the national financial intelligence unit.

Report promptly, refrain from carrying out the transaction until reported and never disclose the report to the customer.

critical (fine_cap_pct_turnover)

1. Escalate the suspicion internally
2. File the report with the FIU
3. Hold the transaction where possible
4. Do not tip off the customer

Promptly (Article 33(1)).

• AMLD Art. 33
• AMLD Art. 35
• AMLD Art. 39
• AMLD Art. 59(3)

sha256 74671f0119674a6451d89f61d166e79aeba9d94fd834471de001ddad275ade8b · read 2026-10-15 · Source: NovaCopilot

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