{"status":"text_pending","id":"eu:c-472-11","jurisdiction":"eu","title":"C‑472/11 Banif Plus Bank Zrt v Csaba Csipai and Viktória Csipai","decided":"2013-02-21","html":"https://legal.exploreworldai.com/en/eu/praxis/c-472-11","retry_after_seconds":3600,"message":"The judgment is known and its register data is below. The full text is being read from the official source; fetch again later for paragraphs.","source":"NovaCopilot","summary":{"case_no":"C‑472/11","ecli":"ECLI:EU:C:2013:88","celex":"62011CJ0472","parties":"Banif Plus Bank Zrt v Csaba Csipai and Viktória Csipai","court":"Court of Justice","document_type":"judgment","decided":"2013-02-21","subject_keywords":"Directive 93/13/EEC — Unfair terms in consumer contracts — Examination by the national court, of its own motion, as to whether a term is unfair — Obligation on the national court, once it has found, of its own motion, that a term is unfair, to invite the parties to submit their observations before drawing conclusions from that finding — Contractual terms to be taken into account in the assessment of that unfairness.","interprets_acts":null,"official_text":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:62011CJ0472","curia":"https://curia.europa.eu/juris/liste.jsf?language=en&num=ECLI%3AEU%3AC%3A2013%3A88"},"available_now":{"page":"https://legal.exploreworldai.com/en/eu/praxis/c-472-11","risk":"https://legal.exploreworldai.com/api/public/v1/risk?id=eu:c-472-11","relations":"https://legal.exploreworldai.com/api/public/v1/relations?id=eu:c-472-11"},"access_class":"public","access_view":"public","freshness":{"freshness_class":"live","as_of":"2026-11-03T02:28:17.365Z","valid_for":3600,"recheck":"https://legal.exploreworldai.com/api/public/v1/judgment-text?id=eu%3Ac-472-11","note":"Kontrollera mot recheck efter valid_for sekunder. If-None-Match ger 304 när inget ändrats.","tokens":434}}