{"publisher":"NovaCopilot","source":{"name":"New York State Senate Open Legislation","url":"https://www.nysenate.gov/legislation/laws/BNK/641"},"license":"https://legal.exploreworldai.com/revision","id":"us-new-york:money-transmitter-license","jurisdiction":"United States","state":"New York","level":"state","question":"Does transmitting money in New York require a license?","answer":"A person generally may not engage in receiving money for transmission or transmitting it without a license from the Superintendent, subject to the Banking Law's scope and exceptions.","reference":"N.Y. Banking Law § 641","authority":"New York State Department of Financial Services","legalKind":"statute","status":"In force at the reading date","readAt":"2026-09-22","relatedRules":[],"relatedCases":[],"canonical":"https://legal.exploreworldai.com/us/new-york/questions/money-transmitter-license","version":"us-new-york-v1.0.0","hash":"sha256:5bc7d493481d02ecfb28c4aa4363f62193fa75509e8a70d3fb39ddf637f40be0"}