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  "slug": "permissible-purpose",
  "title": "Permissible purposes of consumer reports",
  "reference": "15 U.S.C. § 1681b",
  "scope": "A consumer report may be furnished only for a purpose listed in the section.",
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  "identifier": "15 U.S.C. §§ 1681 to 1681x",
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      "ruleId": "fcra-purpose",
      "code": "fcra-no-purpose",
      "title": "Tillåtet ändamål är inte angivet",
      "titleEn": "No permissible purpose is stated",
      "verdict": "förbjudet",
      "audit": "KRAV_GÄLLER",
      "obligation": "15 U.S.C. § 1681b(a) tillåter att en consumer report lämnas ut endast för de ändamål som räknas upp där. Utan ett sådant ändamål saknas stöd i lagtexten.",
      "obligationEn": "15 U.S.C. § 1681b(a) permits a consumer report to be furnished only for the purposes listed there. Without such a purpose the statute provides no basis."
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      "title": "Information och medgivande vid anställningsändamål saknas",
      "titleEn": "Disclosure and authorization for employment purposes are absent",
      "verdict": "förbjudet",
      "audit": "KRAV_GÄLLER",
      "obligation": "15 U.S.C. § 1681b(b)(2) kräver att information lämnas i en klar och tydlig fristående handling och att den enskilde skriftligen medger att upplysningen hämtas. Före ett negativt beslut krävs en kopia enligt § 1681b(b)(3).",
      "obligationEn": "15 U.S.C. § 1681b(b)(2) requires a clear and conspicuous standalone disclosure and the individual's written authorization before the report is obtained. A copy is required before adverse action under § 1681b(b)(3)."
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      "code": "fcra-base",
      "title": "Lagen gäller för användningen av upplysningen",
      "titleEn": "The act applies to the use of the report",
      "verdict": "risk",
      "audit": "KRAV_VILLKORAT",
      "obligation": "15 U.S.C. § 1681b anger de tillåtna ändamålen och 15 U.S.C. § 1681w kräver rimliga åtgärder vid gallring av uppgifter som hämtats ur en consumer report.",
      "obligationEn": "15 U.S.C. § 1681b states the permissible purposes and 15 U.S.C. § 1681w requires reasonable measures when disposing of information taken from a consumer report."
    }
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