{
  "attribution": {
    "source": "legal.exploreworldai.com",
    "canonical": "https://legal.exploreworldai.com/us/agent/fcra/disputes",
    "license": "https://legal.exploreworldai.com/revision",
    "version": "legal-2026-08-25",
    "proof": "sha256:5aa2fdd709a538693ccd30be267f22124fdf4d7153b07c60316c2ec0f5e4d2b8",
    "jurisdiction": "eu"
  },
  "layer": "us-agent-section",
  "agent": "fcra",
  "slug": "disputes",
  "title": "Procedure in case of disputed accuracy",
  "reference": "15 U.S.C. § 1681i",
  "scope": "Reinvestigation of a disputed item, normally within thirty days.",
  "rule": "fair-credit-reporting-act",
  "identifier": "15 U.S.C. §§ 1681 to 1681x",
  "jurisdiction_scope": [
    "federal"
  ],
  "risk_dimensions": [
    "privacy",
    "financial",
    "hr"
  ],
  "tier": 2,
  "deterministic": true,
  "llm_used": false,
  "verdict_kind": "machine-classification",
  "official_source": "https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1681i&num=0&edition=prelim",
  "register_source": "https://uscode.house.gov/view.xhtml?req=granuleid%3AUSC-prelim-title15-chapter41-subchapter3&edition=prelim",
  "cited_by": [
    {
      "ruleId": "fcra-dispute",
      "code": "fcra-dispute",
      "title": "Utredning av bestridd uppgift gäller",
      "titleEn": "The reinvestigation of a disputed item applies",
      "verdict": "risk",
      "audit": "KRAV_GÄLLER",
      "obligation": "15 U.S.C. § 1681i(a)(1) kräver en ny utredning av den bestridda uppgiften, normalt inom 30 dagar. Den som lämnat uppgiften har egna skyldigheter enligt § 1681s-2(b).",
      "obligationEn": "15 U.S.C. § 1681i(a)(1) requires a reinvestigation of the disputed item, normally within 30 days. The furnisher has its own duties under § 1681s-2(b)."
    }
  ],
  "checked_at": "2026-08-15",
  "canonical": "https://legal.exploreworldai.com/us/agent/fcra/disputes",
  "agent_canonical": "https://legal.exploreworldai.com/us/agent/fcra",
  "hash": "sha256:5aa2fdd709a538693ccd30be267f22124fdf4d7153b07c60316c2ec0f5e4d2b8",
  "citation": "15 U.S.C. §§ 1681 to 1681x, FCRA, Kreditupplysning och konsumenträtt. ExploreWorld Legal, https://legal.exploreworldai.com/us/agent/fcra (hämtad 2026-08-15, bevis sha256:679149b1206e6d78, bygge legal-2026-08-25).",
  "disclaimer": "Källhänvisning med officiell identifierare. Ingen juridisk rådgivning och inget efterlevnadsbeslut.",
  "version": "legal-2026-08-25",
  "expires": "2026-08-31T00:00:00.000Z",
  "dependency": {
    "index_version": "legal-2026-08-25+legal-2026-08-25+2026-08-25T10:00:00",
    "content_hash": "sha256:5aa2fdd709a538693ccd30be267f22124fdf4d7153b07c60316c2ec0f5e4d2b8",
    "revalidate_after": "2026-08-30T08:01:27.651Z",
    "max_copy_age_seconds": 3600,
    "policy": "revalidate-required; live-fetch-per-answer; attribution-required; no-derived-index",
    "changelog": "https://legal.exploreworldai.com/api/public/v1/dependency",
    "verify": "https://legal.exploreworldai.com/api/public/v1/verify",
    "stale_copy_invalid": true
  },
  "usageInfo": "https://legal.exploreworldai.com/citering"
}