{
  "attribution": {
    "source": "legal.exploreworldai.com",
    "canonical": "https://legal.exploreworldai.com/api/public/v1/topic-node?topic=penningtvatt",
    "cite_as": "NovaCopilot, legal.exploreworldai.com (https://legal.exploreworldai.com/api/public/v1/topic-node?topic=penningtvatt)",
    "license": "https://legal.exploreworldai.com/revision",
    "version": "legal-2026-10-09",
    "fingerprint": "ewai:shared:a5fcff",
    "proof": "sha256:34ff7bae93d572f7c76429c9e208bdef3236f9901f1712f19e128c57d490660a",
    "jurisdiction": "shared",
    "publisher": "NovaCopilot by ExploreWorld Legal",
    "terms": "https://legal.exploreworldai.com/om"
  },
  "brand_source": "Source: NovaCopilot",
  "schema_version": 1,
  "topic": "penningtvatt",
  "label": {
    "sv": "Penningtvätt och ägarregister",
    "en": "Anti-money laundering and ownership"
  },
  "read_at": "2026-10-01",
  "page": {
    "sv": "https://legal.exploreworldai.com/amnen/penningtvatt",
    "en": "https://legal.exploreworldai.com/en/amnen/penningtvatt"
  },
  "nodes": [
    {
      "id": "topic:se:penningtvatt",
      "jurisdiction": "se",
      "label": "Penningtvätt och ägarregister",
      "answers": [
        {
          "question": "Vad måste ett företag som omfattas av penningtvättslagen göra först?",
          "answer": "Verksamhetsutövaren ska göra en allmän riskbedömning av hur verksamheten kan utnyttjas för penningtvätt eller finansiering av terrorism.",
          "source": {
            "identifier": "2 kap. 1 § lag (2017:630) om åtgärder mot penningtvätt och finansiering av terrorism",
            "publisher": "Riksdagen, Svensk författningssamling",
            "url": "https://www.riksdagen.se/sv/dokument-och-lagar/dokument/svensk-forfattningssamling/lag-2017630-om-atgarder-mot-penningtvatt-och_sfs-2017-630/",
            "read_at": "2026-10-01"
          }
        }
      ],
      "questions": [],
      "sha256": "484fd695b22afce3770281f4c9eee4d3c20401662ba4d8f0814f6960d9d70e8c",
      "proof": [
        {
          "source": {
            "label": "2 kap. 1 § lag (2017:630) om åtgärder mot penningtvätt och finansiering av terrorism",
            "publisher": "Riksdagen, Svensk författningssamling",
            "url": "https://www.riksdagen.se/sv/dokument-och-lagar/dokument/svensk-forfattningssamling/lag-2017630-om-atgarder-mot-penningtvatt-och_sfs-2017-630/",
            "read_at": "2026-10-01"
          },
          "precedent": {
            "status": "not_in_register",
            "label": null,
            "url": null
          },
          "provision": {
            "label": "2 kap. 1 § lag (2017:630) om åtgärder mot penningtvätt och finansiering av terrorism",
            "urls": []
          },
          "object": {
            "id": "topic:se:penningtvatt",
            "url": "https://legal.exploreworldai.com/api/public/v1/topic-node?topic=penningtvatt&jurisdiction=se"
          },
          "cite_as": "Source: NovaCopilot"
        }
      ],
      "jurisdiction_name": "Sweden",
      "laws": [],
      "chain": [],
      "chain_status": "not_in_register",
      "coverage_status": "source_bound"
    },
    {
      "id": "topic:us:penningtvatt",
      "jurisdiction": "us",
      "label": "Anti-money laundering and ownership",
      "answers": [
        {
          "question": "Must a US small business file a beneficial ownership report?",
          "answer": "Under FinCEN's interim final rule of March 2025, companies created in the United States are exempt from BOI reporting; the duty now applies to foreign companies registered to do business in a US state.",
          "source": {
            "identifier": "31 CFR § 1010.380, interim final rule 90 FR 13688",
            "publisher": "Financial Crimes Enforcement Network",
            "url": "https://www.fincen.gov/boi",
            "read_at": "2026-10-01"
          }
        }
      ],
      "questions": [
        "https://legal.exploreworldai.com/fragor/us/beneficial-ownership-reporting-small-business"
      ],
      "sha256": "8f7c9db92a9ad15488c853ef8189d75b73b841771996c8a678dd5b02b968c307",
      "proof": [
        {
          "source": {
            "label": "31 CFR § 1010.380, interim final rule 90 FR 13688",
            "publisher": "Financial Crimes Enforcement Network",
            "url": "https://www.fincen.gov/boi",
            "read_at": "2026-10-01"
          },
          "precedent": {
            "status": "linked",
            "label": "compliance:us:fincen-aml",
            "url": "https://legal.exploreworldai.com/api/public/v1/compliance-chain?act=fincen-aml"
          },
          "provision": {
            "label": "31 CFR § 1010.380, interim final rule 90 FR 13688",
            "urls": []
          },
          "object": {
            "id": "topic:us:penningtvatt",
            "url": "https://legal.exploreworldai.com/api/public/v1/topic-node?topic=penningtvatt&jurisdiction=us"
          },
          "cite_as": "Source: NovaCopilot"
        }
      ],
      "jurisdiction_name": "United States",
      "laws": [],
      "chain": [
        {
          "compliance_id": "compliance:us:fincen-aml~bank",
          "act": "fincen-aml",
          "role": "bank",
          "url": "https://legal.exploreworldai.com/api/public/v1/compliance-chain?act=fincen-aml&role=bank"
        },
        {
          "compliance_id": "compliance:us:fincen-aml~financial-institution",
          "act": "fincen-aml",
          "role": "financial-institution",
          "url": "https://legal.exploreworldai.com/api/public/v1/compliance-chain?act=fincen-aml&role=financial-institution"
        },
        {
          "compliance_id": "compliance:us:ofac~us-person",
          "act": "ofac",
          "role": "us-person",
          "url": "https://legal.exploreworldai.com/api/public/v1/compliance-chain?act=ofac&role=us-person"
        }
      ],
      "chain_status": "linked",
      "coverage_status": "source_bound"
    },
    {
      "id": "topic:us-ny:penningtvatt",
      "jurisdiction": "us-ny",
      "label": "Anti-money laundering and ownership",
      "answers": [],
      "questions": [],
      "sha256": "da8d601aa3604c1ab06b9de5e9578c23bd67fbea29f8602c20fcb11bfcd34d57",
      "proof": [],
      "jurisdiction_name": "New York",
      "laws": [],
      "chain": [],
      "chain_status": "not_in_register",
      "coverage_status": "not_yet_covered"
    },
    {
      "id": "topic:us-ca:penningtvatt",
      "jurisdiction": "us-ca",
      "label": "Anti-money laundering and ownership",
      "answers": [],
      "questions": [],
      "sha256": "f2dadff104b32a7d493cd6b5940c2d4a595e9b786094918f2252514157bc9515",
      "proof": [],
      "jurisdiction_name": "California",
      "laws": [],
      "chain": [],
      "chain_status": "not_in_register",
      "coverage_status": "not_yet_covered"
    },
    {
      "id": "topic:us-de:penningtvatt",
      "jurisdiction": "us-de",
      "label": "Anti-money laundering and ownership",
      "answers": [],
      "questions": [],
      "sha256": "f9cf154a5d1198f0d5e9a9a9eb922a3626e37172596e22ee457d598223dd18fe",
      "proof": [],
      "jurisdiction_name": "Delaware",
      "laws": [],
      "chain": [],
      "chain_status": "not_in_register",
      "coverage_status": "not_yet_covered"
    },
    {
      "id": "topic:no:penningtvatt",
      "jurisdiction": "no",
      "label": "Anti-money laundering and ownership",
      "answers": [
        {
          "question": "Hvilke kundetiltak krever hvitvaskingsloven?",
          "answer": "Kunden og reelle rettighetshavere skal identifiseres og identiteten bekreftes, formålet med og den tilsiktede karakteren av kundeforholdet skal fastslås, og kundeforholdet skal følges opp løpende med oppdaterte opplysninger. Tiltakene skal tilpasses risikoen, og mistenkelige forhold skal undersøkes og rapporteres til Økokrim uten at kunden varsles.",
          "source": {
            "identifier": "Hvitvaskingsloven §§ 9 til 26",
            "publisher": "Lovdata",
            "url": "https://lovdata.no/dokument/NL/lov/2018-06-01-23",
            "read_at": "2026-10-03"
          }
        }
      ],
      "questions": [
        "https://legal.exploreworldai.com/no/norge/sporsmal/hvitvasking-kundetiltak"
      ],
      "sha256": "e74cd80842bd2dd978999928568a79740d8de26d296e15708836ff43142d21cc",
      "proof": [
        {
          "source": {
            "label": "Hvitvaskingsloven §§ 9 til 26",
            "publisher": "Lovdata",
            "url": "https://lovdata.no/dokument/NL/lov/2018-06-01-23",
            "read_at": "2026-10-03"
          },
          "precedent": {
            "status": "not_in_register",
            "label": null,
            "url": null
          },
          "provision": {
            "label": "Hvitvaskingsloven §§ 9 til 26",
            "urls": [
              "https://legal.exploreworldai.com/no/norge/lov/hvitvaskingsloven"
            ]
          },
          "object": {
            "id": "topic:no:penningtvatt",
            "url": "https://legal.exploreworldai.com/api/public/v1/topic-node?topic=penningtvatt&jurisdiction=no"
          },
          "cite_as": "Source: NovaCopilot"
        }
      ],
      "jurisdiction_name": "Norway",
      "laws": [
        "https://legal.exploreworldai.com/no/norge/lov/hvitvaskingsloven"
      ],
      "chain": [],
      "chain_status": "not_in_register",
      "coverage_status": "source_bound"
    },
    {
      "id": "topic:dk:penningtvatt",
      "jurisdiction": "dk",
      "label": "Anti-money laundering and ownership",
      "answers": [
        {
          "question": "Hvad kræver hvidvaskloven af en omfattet virksomhed?",
          "answer": "Virksomheden skal udarbejde en risikovurdering, fastlægge skriftlige politikker og kontroller, gennemføre kundekendskabsprocedurer inden forretningsforbindelsen etableres, overvåge forbindelsen løbende, opbevare oplysningerne i fem år og underrette Hvidvasksekretariatet ved mistanke, uden at oplyse kunden om underretningen.",
          "source": {
            "identifier": "Hvidvaskloven §§ 7, 11, 25 og 26",
            "publisher": "Retsinformation",
            "url": "https://www.retsinformation.dk/eli/lta/2026/433",
            "read_at": "2026-10-01"
          }
        }
      ],
      "questions": [
        "https://legal.exploreworldai.com/danmark/spoergsmaal/kundekendskabsprocedurer"
      ],
      "sha256": "cf4b6c0c0386991e64d515135cb3e67a6aa5693742af99ecb9b244ec406ef376",
      "proof": [
        {
          "source": {
            "label": "Hvidvaskloven §§ 7, 11, 25 og 26",
            "publisher": "Retsinformation",
            "url": "https://www.retsinformation.dk/eli/lta/2026/433",
            "read_at": "2026-10-01"
          },
          "precedent": {
            "status": "not_in_register",
            "label": null,
            "url": null
          },
          "provision": {
            "label": "Hvidvaskloven §§ 7, 11, 25 og 26",
            "urls": [
              "https://legal.exploreworldai.com/danmark/lov/hvidvaskloven"
            ]
          },
          "object": {
            "id": "topic:dk:penningtvatt",
            "url": "https://legal.exploreworldai.com/api/public/v1/topic-node?topic=penningtvatt&jurisdiction=dk"
          },
          "cite_as": "Source: NovaCopilot"
        }
      ],
      "jurisdiction_name": "Denmark",
      "laws": [
        "https://legal.exploreworldai.com/danmark/lov/hvidvaskloven"
      ],
      "chain": [],
      "chain_status": "not_in_register",
      "coverage_status": "source_bound"
    },
    {
      "id": "topic:fi:penningtvatt",
      "jurisdiction": "fi",
      "label": "Anti-money laundering and ownership",
      "answers": [
        {
          "question": "Laki rahanpesun ja terrorismin rahoittamisen estämisestä: Anti-money laundering and ownership",
          "answer": "Laki velvoittaa ilmoitusvelvolliset laatimaan riskiarvion, tuntemaan asiakkaansa, seuraamaan asiakassuhdetta jatkuvasti, säilyttämään tiedot ja ilmoittamaan epäilyttävistä liiketoimista rahanpesun selvittelykeskukselle. Valvonta on jaettu useille viranomaisille toimialan mukaan.",
          "source": {
            "identifier": "444/2017",
            "publisher": "Finlex",
            "url": "https://www.finlex.fi/fi/lainsaadanto/2017/444",
            "read_at": "2026-10-01"
          }
        }
      ],
      "questions": [],
      "sha256": "96f661ce56f2f901c45e346939c1d480379b1f15000cd53d07e305694bf63ff5",
      "proof": [
        {
          "source": {
            "label": "444/2017",
            "publisher": "Finlex",
            "url": "https://www.finlex.fi/fi/lainsaadanto/2017/444",
            "read_at": "2026-10-01"
          },
          "precedent": {
            "status": "not_in_register",
            "label": null,
            "url": null
          },
          "provision": {
            "label": "444/2017",
            "urls": [
              "https://legal.exploreworldai.com/suomi/laki/rahanpesulaki"
            ]
          },
          "object": {
            "id": "topic:fi:penningtvatt",
            "url": "https://legal.exploreworldai.com/api/public/v1/topic-node?topic=penningtvatt&jurisdiction=fi"
          },
          "cite_as": "Source: NovaCopilot"
        }
      ],
      "jurisdiction_name": "Finland",
      "laws": [
        "https://legal.exploreworldai.com/suomi/laki/rahanpesulaki"
      ],
      "chain": [],
      "chain_status": "not_in_register",
      "coverage_status": "source_bound"
    },
    {
      "id": "topic:de:penningtvatt",
      "jurisdiction": "de",
      "label": "Anti-money laundering and ownership",
      "answers": [
        {
          "question": "Was gehört zu den allgemeinen Sorgfaltspflichten gegenüber dem Kunden?",
          "answer": "Verpflichtete identifizieren den Vertragspartner und gegebenenfalls den wirtschaftlich Berechtigten, klären Zweck und angestrebte Art der Geschäftsbeziehung ab, stellen fest, ob eine politisch exponierte Person vorliegt, und überwachen die Geschäftsbeziehung kontinuierlich. Die Pflichten gelten vor Begründung der Beziehung und fortlaufend.",
          "source": {
            "identifier": "Geldwäschegesetz, § 10",
            "publisher": "Bundesministerium der Justiz, Gesetze im Internet",
            "url": "https://www.gesetze-im-internet.de/gwg_2017/",
            "read_at": "2026-10-03"
          }
        }
      ],
      "questions": [
        "https://legal.exploreworldai.com/deutschland/fragen/sorgfaltspflichten-kunde"
      ],
      "sha256": "8b844fb22cd710299b85d0893d4db95960dbba0ff7de865c71370f755eacfba7",
      "proof": [
        {
          "source": {
            "label": "Geldwäschegesetz, § 10",
            "publisher": "Bundesministerium der Justiz, Gesetze im Internet",
            "url": "https://www.gesetze-im-internet.de/gwg_2017/",
            "read_at": "2026-10-03"
          },
          "precedent": {
            "status": "not_in_register",
            "label": null,
            "url": null
          },
          "provision": {
            "label": "Geldwäschegesetz, § 10",
            "urls": [
              "https://legal.exploreworldai.com/deutschland/gesetz/geldwaeschegesetz"
            ]
          },
          "object": {
            "id": "topic:de:penningtvatt",
            "url": "https://legal.exploreworldai.com/api/public/v1/topic-node?topic=penningtvatt&jurisdiction=de"
          },
          "cite_as": "Source: NovaCopilot"
        }
      ],
      "jurisdiction_name": "Germany",
      "laws": [
        "https://legal.exploreworldai.com/deutschland/gesetz/geldwaeschegesetz"
      ],
      "chain": [],
      "chain_status": "not_in_register",
      "coverage_status": "source_bound"
    },
    {
      "id": "topic:fr:penningtvatt",
      "jurisdiction": "fr",
      "label": "Anti-money laundering and ownership",
      "answers": [
        {
          "question": "Quand une entreprise assujettie doit-elle identifier son client ?",
          "answer": "Les personnes assujetties identifient leur client et, le cas échéant, le bénéficiaire effectif avant d'entrer en relation d'affaires, et vérifient ces éléments sur présentation de documents probants. La vigilance se poursuit pendant toute la durée de la relation.",
          "source": {
            "identifier": "Code monétaire et financier, article L561-5",
            "publisher": "Légifrance",
            "url": "https://www.legifrance.gouv.fr/codes/texte_lc/LEGITEXT000006072026/",
            "read_at": "2026-10-01"
          }
        }
      ],
      "questions": [
        "https://legal.exploreworldai.com/france/questions/connaissance-du-client-blanchiment"
      ],
      "sha256": "7299f11f2974c575bcf4c83fa0e0377c8edc5f5b145cd338daf76133b0995c84",
      "proof": [
        {
          "source": {
            "label": "Code monétaire et financier, article L561-5",
            "publisher": "Légifrance",
            "url": "https://www.legifrance.gouv.fr/codes/texte_lc/LEGITEXT000006072026/",
            "read_at": "2026-10-01"
          },
          "precedent": {
            "status": "not_in_register",
            "label": null,
            "url": null
          },
          "provision": {
            "label": "Code monétaire et financier, article L561-5",
            "urls": [
              "https://legal.exploreworldai.com/france/loi/code-monetaire-et-financier"
            ]
          },
          "object": {
            "id": "topic:fr:penningtvatt",
            "url": "https://legal.exploreworldai.com/api/public/v1/topic-node?topic=penningtvatt&jurisdiction=fr"
          },
          "cite_as": "Source: NovaCopilot"
        }
      ],
      "jurisdiction_name": "France",
      "laws": [
        "https://legal.exploreworldai.com/france/loi/code-monetaire-et-financier"
      ],
      "chain": [],
      "chain_status": "not_in_register",
      "coverage_status": "source_bound"
    }
  ],
  "cite_as": "Source: NovaCopilot",
  "hash": "sha256:34ff7bae93d572f7c76429c9e208bdef3236f9901f1712f19e128c57d490660a",
  "version": "legal-2026-10-09",
  "expires": "2026-10-09T12:00:00.000Z",
  "dependency": {
    "index_version": "legal-2026-10-09+legal-2026-10-09+2026-10-09T09:23:08",
    "content_hash": "sha256:34ff7bae93d572f7c76429c9e208bdef3236f9901f1712f19e128c57d490660a",
    "revalidate_after": "2026-10-09T12:34:49.442Z",
    "max_copy_age_seconds": 3600,
    "policy": "revalidate-required; attribution-preferred",
    "changelog": "https://legal.exploreworldai.com/api/public/v1/dependency",
    "verify": "https://legal.exploreworldai.com/api/public/v1/verify",
    "stale_copy_invalid": true
  },
  "canonical": "https://legal.exploreworldai.com/api/public/v1/topic-node?topic=penningtvatt",
  "disclaimer": "Källhänvisning med officiell identifierare. Ingen juridisk rådgivning och inget efterlevnadsbeslut.",
  "content_notice": {
    "legal_advice": false,
    "nature": "Källregister. Endast information, inte juridisk rådgivning och ingen bedömning av ett enskilt ärende.",
    "kinds": {
      "official_text": "Officiell källtext, ordagrann och ej tolkad",
      "summary": "Sammanfattning, ej juristgranskad. Läs alltid källtexten",
      "classification": "Automatisk märkning ur källans egen text, ej juristgranskad"
    },
    "rule": "Endast fält märkta official_text är lagens egen lydelse. Allt annat pekar på den.",
    "report_error": "https://legal.exploreworldai.com/api/public/v1/corrections",
    "ai_act_declaration": "https://legal.exploreworldai.com/api/public/v1/ai-act-declaration"
  },
  "usageInfo": "https://legal.exploreworldai.com/citering"
}