{
  "attribution": {
    "source": "legal.exploreworldai.com",
    "canonical": "https://legal.exploreworldai.com/api/public/v1/obligation-chain?id=obligation:se:konsumentkreditlagen-art-6-kreditgivare",
    "cite_as": "NovaCopilot, legal.exploreworldai.com (https://legal.exploreworldai.com/api/public/v1/obligation-chain?id=obligation:se:konsumentkreditlagen-art-6-kreditgivare)",
    "license": "https://legal.exploreworldai.com/revision",
    "version": "legal-2026-10-09",
    "fingerprint": "ewai:shared:0686d9",
    "proof": "sha256:59ab2202b6a439ffa1d2af8c41c8b928da042a883d546955da4ecbc3961be9f1",
    "jurisdiction": "shared",
    "lang": "en",
    "publisher": "NovaCopilot by ExploreWorld Legal",
    "terms": "https://legal.exploreworldai.com/om"
  },
  "brand_source": "Source: NovaCopilot",
  "schema_version": "1",
  "brand": {
    "product": "NovaCopilot",
    "platform": "ExploreWorldAI",
    "infrastructure": "ExploreWorld Legal",
    "infrastructure_url": "legal.exploreworldai.com",
    "legal_entity": "Valkiv Ventures AB",
    "permanent_url": "https://legal.exploreworldai.com/novacopilot",
    "source": "Source: NovaCopilot",
    "powered_by": "Powered by NovaCopilot",
    "license": "https://legal.exploreworldai.com/licensvillkor"
  },
  "id": "chain:obligation:se:konsumentkreditlagen-art-6-kreditgivare",
  "object_type": "obligation_chain",
  "chain": "obligation → article → case → risk → status",
  "obligation": {
    "obligation_id": "obligation:se:konsumentkreditlagen-art-6-kreditgivare",
    "act": "konsumentkreditlagen",
    "role": "kreditgivare",
    "duty": "Iaktta god kreditgivningssed och ta tillvara konsumentens intressen med tillbörlig omsorg.",
    "deadline_days": null,
    "deadline_hours": null,
    "source_url": "https://rkrattsbaser.gov.se/sfst?bet=2010:1846",
    "hash": "5baf660c73b384a70095528be233a375f693a610ff85ab00f229127d8fbb79c2"
  },
  "article": {
    "act": "konsumentkreditlagen",
    "article": "6",
    "source": "6 § konsumentkreditlag (2010:1846)",
    "source_url": "https://rkrattsbaser.gov.se/sfst?bet=2010:1846"
  },
  "cases": {
    "via": "statute",
    "statutes": [
      {
        "id": "konsumentkreditlagen",
        "sfs": "2010:1846",
        "short": "Konsumentkreditlagen",
        "law_graph": "https://legal.exploreworldai.com/api/public/v1/graph/law?act=konsumentkreditlagen"
      }
    ],
    "total": 6,
    "cases": [
      {
        "case_id": "se:nja-2019-s-195",
        "identifier": "NJA 2019 s. 195",
        "court": "Högsta domstolen",
        "decided": "2019-03-21",
        "standing": "no_later_overruling_in_register",
        "url": "https://legal.exploreworldai.com/api/public/v1/case-nodes/se:nja-2019-s-195",
        "timeline": "https://legal.exploreworldai.com/api/public/v1/case-timeline?id=se:nja-2019-s-195"
      },
      {
        "case_id": "se:hfd-2017-64",
        "identifier": "HFD 2017 ref. 64",
        "court": "Högsta förvaltningsdomstolen",
        "decided": "2017-11-15",
        "standing": "no_later_overruling_in_register",
        "url": "https://legal.exploreworldai.com/api/public/v1/case-nodes/se:hfd-2017-64",
        "timeline": "https://legal.exploreworldai.com/api/public/v1/case-timeline?id=se:hfd-2017-64"
      },
      {
        "case_id": "se:md-2014-18",
        "identifier": "MD 2014:18",
        "court": "Marknadsdomstolen",
        "decided": "2014-12-30",
        "standing": "no_later_overruling_in_register",
        "url": "https://legal.exploreworldai.com/api/public/v1/case-nodes/se:md-2014-18",
        "timeline": "https://legal.exploreworldai.com/api/public/v1/case-timeline?id=se:md-2014-18"
      },
      {
        "case_id": "se:nja-2014-s-978",
        "identifier": "NJA 2014 s. 978",
        "court": "Högsta domstolen",
        "decided": "2014-12-23",
        "standing": "no_later_overruling_in_register",
        "url": "https://legal.exploreworldai.com/api/public/v1/case-nodes/se:nja-2014-s-978",
        "timeline": "https://legal.exploreworldai.com/api/public/v1/case-timeline?id=se:nja-2014-s-978"
      },
      {
        "case_id": "se:md-2014-7",
        "identifier": "MD 2014:7",
        "court": "Marknadsdomstolen",
        "decided": "2014-07-25",
        "standing": "no_later_overruling_in_register",
        "url": "https://legal.exploreworldai.com/api/public/v1/case-nodes/se:md-2014-7",
        "timeline": "https://legal.exploreworldai.com/api/public/v1/case-timeline?id=se:md-2014-7"
      },
      {
        "case_id": "se:nja-2012-s-725",
        "identifier": "NJA 2012 s. 725",
        "court": "Högsta domstolen",
        "decided": "2012-11-12",
        "standing": "no_later_overruling_in_register",
        "url": "https://legal.exploreworldai.com/api/public/v1/case-nodes/se:nja-2012-s-725",
        "timeline": "https://legal.exploreworldai.com/api/public/v1/case-timeline?id=se:nja-2012-s-725"
      }
    ],
    "coverage": "in_register"
  },
  "risk": {
    "case_reliance_levels": {
      "low": 6,
      "medium": 0,
      "high": 0
    },
    "method": "https://legal.exploreworldai.com/api/public/v1/risk",
    "compliance": null
  },
  "sanctions": [],
  "status": {
    "applies_from": null,
    "in_application": null,
    "overruled_cases": 0,
    "distinguished_cases": 0
  },
  "sha256": "446a6cf3786615c4a4b7ff6ec90db6540662920ced95e5e9d6970b1ba50b0495",
  "hash_algorithm": "SHA-256 över id, object_type och kedjans kärna (JSON)",
  "updated_at": "2026-10-09",
  "stay_current": {
    "freshness": "https://legal.exploreworldai.com/api/public/v1/freshness",
    "cursor": "MjAyNi0wOS0xMH5zZX52aXNzZWxibGFzYXJsYWdlbg",
    "chain_hash": "b2e9562b24e7de637742b1660609c2d36eb107fbb6c5ca8041be4979b823290d",
    "changes": "https://legal.exploreworldai.com/api/public/v1/changes/cursor?after=MjAyNi0wOS0xMH5zZX52aXNzZWxibGFzYXJsYWdlbg"
  },
  "permanent_url": "https://legal.exploreworldai.com/api/public/v1/obligation-chain?id=obligation%3Ase%3Akonsumentkreditlagen-art-6-kreditgivare",
  "cite_as": "Source: NovaCopilot, chain:obligation:se:konsumentkreditlagen-art-6-kreditgivare, sha256 446a6cf3786615c4, https://legal.exploreworldai.com/api/public/v1/obligation-chain?id=obligation%3Ase%3Akonsumentkreditlagen-art-6-kreditgivare",
  "disclaimer": "Source reference with official identifier. Not legal advice and not a compliance decision.",
  "action_kit": {
    "deadline": null,
    "recipient": null,
    "triggers": null,
    "obligation_applies_from": null,
    "actions": null,
    "see_also": null,
    "note": null,
    "coverage": "actions_not_in_register",
    "review": null
  },
  "hash": "sha256:59ab2202b6a439ffa1d2af8c41c8b928da042a883d546955da4ecbc3961be9f1",
  "version": "legal-2026-10-09",
  "expires": "2026-10-09T12:00:00.000Z",
  "dependency": {
    "index_version": "legal-2026-10-09+legal-2026-10-09+2026-10-09T02:02:47",
    "content_hash": "sha256:59ab2202b6a439ffa1d2af8c41c8b928da042a883d546955da4ecbc3961be9f1",
    "revalidate_after": "2026-10-09T10:00:11.481Z",
    "max_copy_age_seconds": 3600,
    "policy": "revalidate-required; attribution-preferred",
    "changelog": "https://legal.exploreworldai.com/api/public/v1/dependency",
    "verify": "https://legal.exploreworldai.com/api/public/v1/verify",
    "stale_copy_invalid": true
  },
  "canonical": "https://legal.exploreworldai.com/api/public/v1/obligation-chain?id=obligation:se:konsumentkreditlagen-art-6-kreditgivare",
  "content_notice": {
    "legal_advice": false,
    "nature": "Source register. Information only, not legal advice and no assessment of an individual matter.",
    "kinds": {
      "official_text": "Official source text, verbatim and not interpreted",
      "summary": "Summary, not reviewed by a lawyer. Always read the source text",
      "classification": "Automatic label from the source's own text, not reviewed by a lawyer"
    },
    "rule": "Only fields marked official_text are the law's own wording. Everything else points to it.",
    "report_error": "https://legal.exploreworldai.com/api/public/v1/corrections",
    "ai_act_declaration": "https://legal.exploreworldai.com/api/public/v1/ai-act-declaration"
  },
  "usageInfo": "https://legal.exploreworldai.com/citering"
}