{"attribution":{"source":"legal.exploreworldai.com","canonical":"https://legal.exploreworldai.com/api/public/v1/obj/risk_chain/se:konsumentkreditlagen--kreditgivare","cite_as":"NovaCopilot, legal.exploreworldai.com (https://legal.exploreworldai.com/api/public/v1/obj/risk_chain/se:konsumentkreditlagen--kreditgivare)","license":"https://legal.exploreworldai.com/revision","version":"legal-2026-11-03","fingerprint":"ewai:se:babe33","proof":"sha256:305fb70648f24bff3d9f452a1d9a9bcda74a605fe595e141724f55b471c689f2","jurisdiction":"se","lang":"en"},"brand_source":"Source: NovaCopilot","object_type":"risk_chain","object_id":"risk_chain:se:konsumentkreditlagen--kreditgivare","schema_version":"1","schema":"https://legal.exploreworldai.com/api/public/v1/schemas/risk_chain","url":"https://legal.exploreworldai.com/api/public/v1/obj/risk_chain/se:konsumentkreditlagen--kreditgivare","source":"NovaCopilot","item":{"act":"konsumentkreditlagen","jurisdiction":"se","role":"kreditgivare","path":"element → obligation → breach → sanction → leading judgment","risk_level":"medium","max_turnover_pct":null,"leading_judgments":["se:nja-2019-s-195","se:hfd-2017-64","se:md-2014-18"],"gaps":[],"method":"Obligation and sanction registers joined on obligation ID; leading judgments are the newest in the outcome sample.","hash":"bd4ab9f8e3a72c1a73c486d9fd905af4118a2c79bbd8dcc4014e49cb31d67470"},"watch":{"risk":"https://legal.exploreworldai.com/api/public/v1/risk?id=se%3Akonsumentkreditlagen--kreditgivare","relations":"https://legal.exploreworldai.com/api/public/v1/relations?id=se%3Akonsumentkreditlagen--kreditgivare","risk_changes":"https://legal.exploreworldai.com/api/public/v1/risk-changes"},"metadata":{"schema":"novacopilot_object_metadata/1","canonical_url":"https://legal.exploreworldai.com/api/public/v1/obj/risk_chain/se:konsumentkreditlagen--kreditgivare","source":"Source: NovaCopilot","official_source":null,"short_answer":null,"short_answer_status":"not_in_register","hash":"bd4ab9f8e3a72c1a73c486d9fd905af4118a2c79bbd8dcc4014e49cb31d67470","schema_version":"1","last_verified_at":null,"verification_status":"not_verified_yet","integrity_check_scope":"stored_content_only"},"hash":"sha256:305fb70648f24bff3d9f452a1d9a9bcda74a605fe595e141724f55b471c689f2","version":"legal-2026-11-03","expires":"2026-11-04T00:00:00.000Z","dependency":{"index_version":"legal-2026-11-03+legal-2026-11-03+2026-11-03T08:46:54","content_hash":"sha256:305fb70648f24bff3d9f452a1d9a9bcda74a605fe595e141724f55b471c689f2","revalidate_after":"2026-11-03T11:56:52.340Z","max_copy_age_seconds":3600,"policy":"revalidate-required; attribution-preferred","changelog":"https://legal.exploreworldai.com/api/public/v1/dependency","verify":"https://legal.exploreworldai.com/api/public/v1/verify","stale_copy_invalid":true},"canonical":"https://legal.exploreworldai.com/api/public/v1/obj/risk_chain/se:konsumentkreditlagen--kreditgivare","disclaimer":"Source reference with official identifier. Not legal advice and not a compliance decision.","content_notice":{"legal_advice":false,"nature":"Source register. Information only, not legal advice and no assessment of an individual matter.","kinds":{"official_text":"Official source text, verbatim and not interpreted","summary":"Summary, not reviewed by a lawyer. Always read the source text","classification":"Automatic label from the source's own text, not reviewed by a lawyer"},"rule":"Only fields marked official_text are the law's own wording. Everything else points to it.","report_error":"https://legal.exploreworldai.com/api/public/v1/corrections","ai_act_declaration":"https://legal.exploreworldai.com/api/public/v1/ai-act-declaration"},"usageInfo":"https://legal.exploreworldai.com/citering","withheld":{"item.steps":2,"item.links":4,"links":7},"access":{"status":"partner_key_required","header":"x-partner-key","contact":"https://legal.exploreworldai.com/kontakt","note":"Facts and counts are public. Relationships and decision paths stay inside NovaCopilot."},"access_class":"decision","access_view":"public","freshness":{"freshness_class":"live","as_of":"2026-11-03T10:56:53.004Z","valid_for":3600,"recheck":"https://legal.exploreworldai.com/api/public/v1/obj/risk_chain/se:konsumentkreditlagen--kreditgivare","note":"Kontrollera mot recheck efter valid_for sekunder. If-None-Match ger 304 när inget ändrats.","tokens":1135}}