{"attribution":{"source":"legal.exploreworldai.com","canonical":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-901-24","cite_as":"NovaCopilot, legal.exploreworldai.com (https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-901-24)","license":"https://legal.exploreworldai.com/revision","version":"legal-2026-10-31","fingerprint":"ewai:se:591cfe","proof":"sha256:dbd46867f562c9894410c4a537613a7aed14a0ba69b3ca46dbc9a2875e8ac872","jurisdiction":"se","lang":"en"},"brand_source":"Source: NovaCopilot","object_type":"precedent","object_id":"precedent:eu:c-901-24","schema_version":"1","schema":"https://legal.exploreworldai.com/api/public/v1/schemas/precedent","url":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-901-24","judgment":{"id":"eu:c-901-24","text":"https://legal.exploreworldai.com/api/public/v1/judgment-text?id=eu:c-901-24"},"siblings":{"risk":"https://legal.exploreworldai.com/api/public/v1/obj/risk/eu:c-901-24","relation":"https://legal.exploreworldai.com/api/public/v1/obj/relation/eu:c-901-24","change":"https://legal.exploreworldai.com/api/public/v1/obj/change/eu:c-901-24","agent":"https://legal.exploreworldai.com/api/public/v1/obj/agent/eu:c-901-24","provenance":"https://legal.exploreworldai.com/api/public/v1/obj/provenance/eu:c-901-24","status":"https://legal.exploreworldai.com/api/public/v1/obj/status/eu:c-901-24","edge":"https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-901-24","element":"https://legal.exploreworldai.com/api/public/v1/obj/element/eu:c-901-24","decision":"https://legal.exploreworldai.com/api/public/v1/obj/decision/eu:c-901-24","weight":"https://legal.exploreworldai.com/api/public/v1/obj/weight/eu:c-901-24","conflict":"https://legal.exploreworldai.com/api/public/v1/obj/conflict/eu:c-901-24","citation_graph":"https://legal.exploreworldai.com/api/public/v1/obj/citation_graph/eu:c-901-24"},"source":"NovaCopilot","precedent_graph":"https://legal.exploreworldai.com/api/public/v1/precedent-graph/eu:c-901-24","item":{"judgment":"eu:c-901-24","issue":"Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Article 7(1) – Unfair terms in consumer contracts – Effects of a term being found to be unfair – Invalidity of the contract – Actions for restitution – Limitation period for the action brought by the seller or supplier – Interruption of the limitation period – Acknowledgement by a consumer of his or her debt owed to a credit institution – Principle of effectiveness – Principle of legal certainty – Principle of proportionality – Right of access to a court – Unjust enrichment.","court":"CJ","decided":"2026-04-16","binding":"binding","status":"final","holdings":[{"n":1,"paragraph_id":"para_102","text":"Article 7(1) of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts, and the principle of effectiveness, having regard to the right of access to a court and the principles of proportionality and legal certainty,","kind":"operative_part","precedent_id":"precedent:eu:c-901-24#1"},{"n":2,"paragraph_id":"para_103","text":"must be interpreted as not precluding a judicial interpretation of national legislation according to which the limitation period for a seller or supplier’s claim is interrupted by a declaration, made by a consumer in the context of a preliminary procedure concerning a request for invalidation of a loan agreement containing unfair terms, that that consumer is aware that, as a result of such invalidation, he or she would be required to repay the sums which he or she had received from the seller or supplier.","kind":"operative_part","precedent_id":"precedent:eu:c-901-24#2"}],"text_sha256":"aef6dc5b55af35519dde1f20ef4186c5ef2438bedf8f30098469649da49abcf5","method":"Domslutet efter 'On those grounds' i domens egen text.","limits":[],"hash":"6a63b96d390b40945142e0ddf476b2952d5fd7ca51c3f858e4c7136a45d859a9"},"links":{"provisions":null,"case_law":{"precedent":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-901-24","conflict":"https://legal.exploreworldai.com/api/public/v1/obj/conflict/eu:c-901-24","citation_graph":"https://legal.exploreworldai.com/api/public/v1/obj/citation_graph/eu:c-901-24","weight":"https://legal.exploreworldai.com/api/public/v1/obj/weight/eu:c-901-24"},"evidence":{"provenance":"https://legal.exploreworldai.com/api/public/v1/obj/provenance/eu:c-901-24","chain_verify":"https://legal.exploreworldai.com/api/public/v1/changes/verify","object_changes":"https://legal.exploreworldai.com/api/public/v1/objects/changes"},"compact":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-901-24?view=compact","representations":{"sv":"https://legal.exploreworldai.com/eu/praxis/c-901-24","en":"https://legal.exploreworldai.com/en/eu/praxis/c-901-24"},"machine_languages":["en","sv"],"ref":"eu:c-901-24"},"watch":{"risk":"https://legal.exploreworldai.com/api/public/v1/risk?id=eu%3Ac-901-24","relations":"https://legal.exploreworldai.com/api/public/v1/relations?id=eu%3Ac-901-24","risk_changes":"https://legal.exploreworldai.com/api/public/v1/risk-changes","node_state":"https://legal.exploreworldai.com/api/public/v1/node-state?id=eu%3Ac-901-24","provenance":"https://legal.exploreworldai.com/api/public/v1/obj/provenance/eu:c-901-24"},"metadata":{"schema":"novacopilot_object_metadata/1","canonical_url":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-901-24","source":"Source: NovaCopilot","official_source":null,"short_answer":null,"short_answer_status":"not_in_register","hash":"6a63b96d390b40945142e0ddf476b2952d5fd7ca51c3f858e4c7136a45d859a9","schema_version":"1","last_verified_at":null,"verification_status":"not_verified_yet","integrity_check_scope":"stored_content_only"},"hash":"sha256:dbd46867f562c9894410c4a537613a7aed14a0ba69b3ca46dbc9a2875e8ac872","version":"legal-2026-10-31","expires":"2026-11-02T00:00:00.000Z","dependency":{"index_version":"legal-2026-10-31+legal-2026-10-31+2026-10-31T21:18:26","content_hash":"sha256:dbd46867f562c9894410c4a537613a7aed14a0ba69b3ca46dbc9a2875e8ac872","revalidate_after":"2026-11-01T01:58:54.212Z","max_copy_age_seconds":3600,"policy":"revalidate-required; attribution-preferred","changelog":"https://legal.exploreworldai.com/api/public/v1/dependency","verify":"https://legal.exploreworldai.com/api/public/v1/verify","stale_copy_invalid":true},"canonical":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-901-24","disclaimer":"Source reference with official identifier. Not legal advice and not a compliance decision.","content_notice":{"legal_advice":false,"nature":"Source register. Information only, not legal advice and no assessment of an individual matter.","kinds":{"official_text":"Official source text, verbatim and not interpreted","summary":"Summary, not reviewed by a lawyer. Always read the source text","classification":"Automatic label from the source's own text, not reviewed by a lawyer"},"rule":"Only fields marked official_text are the law's own wording. Everything else points to it.","report_error":"https://legal.exploreworldai.com/api/public/v1/corrections","ai_act_declaration":"https://legal.exploreworldai.com/api/public/v1/ai-act-declaration"},"usageInfo":"https://legal.exploreworldai.com/citering","freshness":{"freshness_class":"live","as_of":"2026-11-01T00:58:54.652Z","valid_for":3600,"recheck":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-901-24","note":"Kontrollera mot recheck efter valid_for sekunder. If-None-Match ger 304 när inget ändrats.","tokens":2021}}