{"attribution":{"source":"legal.exploreworldai.com","canonical":"https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-679-24","cite_as":"NovaCopilot, legal.exploreworldai.com (https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-679-24)","license":"https://legal.exploreworldai.com/revision","version":"legal-2026-10-31","fingerprint":"ewai:se:b51a1c","proof":"sha256:dca5a2ec9572f721f9c85f3138a22175ace90608a3a83242001657adc8f28086","jurisdiction":"se","lang":"en","publisher":"NovaCopilot by ExploreWorld Legal","terms":"https://legal.exploreworldai.com/om"},"brand_source":"Source: NovaCopilot","object_type":"edge","object_id":"edge:eu:c-679-24","schema_version":"1","schema":"https://legal.exploreworldai.com/api/public/v1/schemas/edge","url":"https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-679-24","judgment":{"id":"eu:c-679-24","text":"https://legal.exploreworldai.com/api/public/v1/judgment-text?id=eu:c-679-24"},"siblings":{"risk":"https://legal.exploreworldai.com/api/public/v1/obj/risk/eu:c-679-24","relation":"https://legal.exploreworldai.com/api/public/v1/obj/relation/eu:c-679-24","change":"https://legal.exploreworldai.com/api/public/v1/obj/change/eu:c-679-24","agent":"https://legal.exploreworldai.com/api/public/v1/obj/agent/eu:c-679-24","provenance":"https://legal.exploreworldai.com/api/public/v1/obj/provenance/eu:c-679-24","status":"https://legal.exploreworldai.com/api/public/v1/obj/status/eu:c-679-24","precedent":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-679-24","element":"https://legal.exploreworldai.com/api/public/v1/obj/element/eu:c-679-24","decision":"https://legal.exploreworldai.com/api/public/v1/obj/decision/eu:c-679-24","weight":"https://legal.exploreworldai.com/api/public/v1/obj/weight/eu:c-679-24","conflict":"https://legal.exploreworldai.com/api/public/v1/obj/conflict/eu:c-679-24","citation_graph":"https://legal.exploreworldai.com/api/public/v1/obj/citation_graph/eu:c-679-24"},"source":"NovaCopilot","precedent_graph":"https://legal.exploreworldai.com/api/public/v1/precedent-graph/eu:c-679-24","item":{"judgment":"eu:c-679-24","outgoing":[{"edge_id":"edge:eu:c-679-24~follows~c-107-23","type":"follows","label_sv":"följer","from":"eu:c-679-24","to":{"ref":"C-107/23","id":null,"url":null},"paragraph_ids":["para_134","para_135"],"excerpt":"53 According to settled case-law, in proceedings under Article 267 TFEU, it is solely for the national court before which the dispute has been brought, and which must assume responsibility for the subsequent judicial decision, to determine in the light of the particular circumstances of the case, bo","decided":"2026-03-19","hash":"b3f8fdf34752bdd884039599eac1c8b4e238514acfa7a89bd5ae0101fc940976"},{"edge_id":"edge:eu:c-679-24~follows~c-28-22","type":"follows","label_sv":"följer","from":"eu:c-679-24","to":{"ref":"C-28/22","id":"eu:c-28-22","url":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-28-22"},"paragraph_ids":["para_124","para_125","para_127"],"excerpt":"It is settled case-law that, in a request for a preliminary ruling pursuant to Article 267 TFEU, the Court may interpret EU law only within the parameters of the jurisdiction conferred on the European Union (judgment of 14 December 2023, Getin Noble Bank (Limitation period for actions for restitutio","decided":"2026-03-19","hash":"adcb09a884c8bdbdb244554e0164cad0f0babdbdca021f044a248e304f44324c"},{"edge_id":"edge:eu:c-679-24~follows~c-472-20","type":"follows","label_sv":"följer","from":"eu:c-679-24","to":{"ref":"C-472/20","id":"eu:c-472-20","url":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-472-20"},"paragraph_ids":["para_102"],"excerpt":"HL also requested that a settlement of accounts between the parties be drawn up, in accordance with Paragraph 3 of the DH2 Law and in the light of the judgment of 31 March 2022, Lombard Lízing (C-472/20, EU:C:2022:242), while committing to repay, following the final decision, his outstanding debt as","decided":"2026-03-19","hash":"c3e42dd5b115e710a546cc34b7af6412229a61efe8a3d2b2abfd87ffbd2a25a8"},{"edge_id":"edge:eu:c-679-24~follows~c-561-21","type":"follows","label_sv":"följer","from":"eu:c-679-24","to":{"ref":"C-561/21","id":"eu:c-561-21","url":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-561-21"},"paragraph_ids":["para_162","para_163","para_165","para_166","para_169","para_170","para_174"],"excerpt":"Where a standard term has been declared unfair by the national court of last instance, it is still necessary, in principle and in accordance with Article 3(1) and Article 4(1) of Directive 93/13, to determine, on a case-by-case basis, to what extent a term included in a particular agreement correspo","decided":"2026-03-19","hash":"412ef35a9db36372158a9870d39dec5292686c744843e41ea6d24cac1f0eefe8"},{"edge_id":"edge:eu:c-679-24~follows~c-80-21","type":"follows","label_sv":"följer","from":"eu:c-679-24","to":{"ref":"C-80/21","id":null,"url":null},"paragraph_ids":["para_145","para_154"],"excerpt":"62 According to settled case-law, in the absence of EU rules on the matter, it is for the national legal order of each Member State, in accordance with the principle of procedural autonomy, to establish procedural rules for actions intended to safeguard the rights that individuals derive from EU law","decided":"2026-03-19","hash":"b1a6f95908c1ea49b64512f390f1cb1f0db265c224336ccd39a4745f251247b6"},{"edge_id":"edge:eu:c-679-24~follows~c-810-21","type":"follows","label_sv":"följer","from":"eu:c-679-24","to":{"ref":"C-810/21","id":null,"url":null},"paragraph_ids":["para_148","para_164","para_167"],"excerpt":"83 Accordingly, Directive 93/13 precludes that, in order to determine the starting point of the limitation period for the consumer’s action for restitution of sums unduly paid under an unfair contractual term, the existence of national case-law - even if it is well established - relating to the inva","decided":"2026-03-19","hash":"bd1527c5c7963cd8aeaf06ddf1ffc4f628acb7ea2f483b8c733e639fed86c2d9"},{"edge_id":"edge:eu:c-679-24~follows~c-813-21","type":"follows","label_sv":"följer","from":"eu:c-679-24","to":{"ref":"C-813/21","id":null,"url":null},"paragraph_ids":["para_148","para_164","para_167"],"excerpt":"83 Accordingly, Directive 93/13 precludes that, in order to determine the starting point of the limitation period for the consumer’s action for restitution of sums unduly paid under an unfair contractual term, the existence of national case-law - even if it is well established - relating to the inva","decided":"2026-03-19","hash":"9a1fb348ac151f4920ae9319402735208b064734e63204bcc283b36c002be429"},{"edge_id":"edge:eu:c-679-24~follows~c-82-21","type":"follows","label_sv":"följer","from":"eu:c-679-24","to":{"ref":"C-82/21","id":null,"url":null},"paragraph_ids":["para_145","para_154"],"excerpt":"62 According to settled case-law, in the absence of EU rules on the matter, it is for the national legal order of each Member State, in accordance with the principle of procedural autonomy, to establish procedural rules for actions intended to safeguard the rights that individuals derive from EU law","decided":"2026-03-19","hash":"e9170769258a2b7f4c50a22effe5ed7c81c61bc1efe8ee72b39daa307a060ed4"},{"edge_id":"edge:eu:c-679-24~cites~c-140-22","type":"cites","label_sv":"hänvisar till","from":"eu:c-679-24","to":{"ref":"C-140/22","id":"eu:c-140-22","url":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-140-22"},"paragraph_ids":["para_126"],"excerpt":"Consequently, where the questions submitted by the national court concern the interpretation of EU law, the Court is, in principle, bound to give a ruling (judgment of 7 December 2023, mBank (Consumer declaration) , C-140/22, EU:C:2023:965, paragraph 47).","decided":"2026-03-19","hash":"354f60c85b6e404184890000a76fbe57d3ce2e930eb9194dd2f23317655159ac"},{"edge_id":"edge:eu:c-679-24~cites~c-224-19","type":"cites","label_sv":"hänvisar till","from":"eu:c-679-24","to":{"ref":"C-224/19","id":null,"url":null},"paragraph_ids":["para_151"],"excerpt":"68 As regards the starting point of the limitation period, it is apparent from the case-law of the Court that the application of a five-year limitation period that begins to run from the conclusion of the agreement at issue, in so far as it means that the consumer may seek the refund of payments mad","decided":"2026-03-19","hash":"81792edc00ee13b46000cf46a064f134b9b64558b86e39aa2dbbebf8f43da940"},{"edge_id":"edge:eu:c-679-24~cites~c-259-19","type":"cites","label_sv":"hänvisar till","from":"eu:c-679-24","to":{"ref":"C-259/19","id":null,"url":null},"paragraph_ids":["para_151"],"excerpt":"68 As regards the starting point of the limitation period, it is apparent from the case-law of the Court that the application of a five-year limitation period that begins to run from the conclusion of the agreement at issue, in so far as it means that the consumer may seek the refund of payments mad","decided":"2026-03-19","hash":"daefa23243481662c2c57e84b30e87cab757022ecc93ccfee5c3652a7bdaae7d"},{"edge_id":"edge:eu:c-679-24~cites~c-436-23","type":"cites","label_sv":"hänvisar till","from":"eu:c-679-24","to":{"ref":"C-436/23","id":"eu:c-436-23","url":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-436-23"},"paragraph_ids":["para_138"],"excerpt":"In addition, when hearing a reference for a preliminary ruling from a national court, the Court of Justice must base its reasoning on the interpretation of national law as described to it by that court (judgment of 12 December 2024, Volvo Group Belgium , C-436/23, EU:C:2024:1023, paragraph 18 and th","decided":"2026-03-19","hash":"be8679c69cd13b13dda3dac0e89c1748c440b0a9ede2acad24ea6ed848aa728b"},{"edge_id":"edge:eu:c-679-24~cites~c-484-21","type":"cites","label_sv":"hänvisar till","from":"eu:c-679-24","to":{"ref":"C-484/21","id":"eu:c-484-21","url":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-484-21"},"paragraph_ids":["para_146","para_149","para_152","para_171"],"excerpt":"In that context, it is necessary to take into consideration, where relevant, the principles which lie at the basis of the national legal system, such as the protection of the rights of the defence, the principle of legal certainty and the proper conduct of the proceedings (judgment of 25 April 2024,","decided":"2026-03-19","hash":"51abf1820e2a02ea9a2db24a07121d8ade282d98d87c150ed76ab205c1affbc2"},{"edge_id":"edge:eu:c-679-24~cites~c-609-19","type":"cites","label_sv":"hänvisar till","from":"eu:c-679-24","to":{"ref":"C-609/19","id":"eu:c-609-19","url":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-609-19"},"paragraph_ids":["para_106"],"excerpt":"In addition, he takes the view that his claim is not time-barred and, referring to the judgments of 10 June 2021, BNP Paribas Personal Finance (C-609/19, EU:C:2021:469), and of 10 June 2021, BNP Paribas Personal Finance (C-776/19 to C-782/19, EU:C:2021:470), he argued that, for repayment of sums pai","decided":"2026-03-19","hash":"1589350de285596445e38116e8ef85b3a88be774a20306bdc50e439772e0eb7d"},{"edge_id":"edge:eu:c-679-24~cites~c-776-19","type":"cites","label_sv":"hänvisar till","from":"eu:c-679-24","to":{"ref":"C-776/19","id":null,"url":null},"paragraph_ids":["para_106","para_147","para_150","para_153","para_161"],"excerpt":"In addition, he takes the view that his claim is not time-barred and, referring to the judgments of 10 June 2021, BNP Paribas Personal Finance (C-609/19, EU:C:2021:469), and of 10 June 2021, BNP Paribas Personal Finance (C-776/19 to C-782/19, EU:C:2021:470), he argued that, for repayment of sums pai","decided":"2026-03-19","hash":"9c2677e7b4354fba312a4a4b4c2a0129fd6cc141a138a3ca6cacce7292730cbf"},{"edge_id":"edge:eu:c-679-24~cites~c-782-19","type":"cites","label_sv":"hänvisar till","from":"eu:c-679-24","to":{"ref":"C-782/19","id":null,"url":null},"paragraph_ids":["para_106","para_147","para_150","para_153","para_161"],"excerpt":"In addition, he takes the view that his claim is not time-barred and, referring to the judgments of 10 June 2021, BNP Paribas Personal Finance (C-609/19, EU:C:2021:469), and of 10 June 2021, BNP Paribas Personal Finance (C-776/19 to C-782/19, EU:C:2021:470), he argued that, for repayment of sums pai","decided":"2026-03-19","hash":"91d35e9ad0935f4c3f7b235454b7fb37037c64e5f1c7cdf1005a7aa6618d8219"}],"incoming":[],"acts":[],"counts":{"outgoing":16,"incoming":0,"acts":0},"follow":"https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-679-24?follow=5","hash":"342681072971f1ed0f3a5672dcd4ae0146dde3746be7a7bcc128b8c22a81e907"},"links":{"provisions":null,"case_law":{"precedent":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-679-24","conflict":"https://legal.exploreworldai.com/api/public/v1/obj/conflict/eu:c-679-24","citation_graph":"https://legal.exploreworldai.com/api/public/v1/obj/citation_graph/eu:c-679-24","weight":"https://legal.exploreworldai.com/api/public/v1/obj/weight/eu:c-679-24"},"compact":"https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-679-24?view=compact","representations":{"sv":"https://legal.exploreworldai.com/eu/praxis/c-679-24","en":"https://legal.exploreworldai.com/en/eu/praxis/c-679-24"},"machine_languages":["en","sv"],"ref":"eu:c-679-24"},"watch":{"risk":"https://legal.exploreworldai.com/api/public/v1/risk?id=eu%3Ac-679-24","relations":"https://legal.exploreworldai.com/api/public/v1/relations?id=eu%3Ac-679-24","risk_changes":"https://legal.exploreworldai.com/api/public/v1/risk-changes","node_state":"https://legal.exploreworldai.com/api/public/v1/node-state?id=eu%3Ac-679-24","provenance":"https://legal.exploreworldai.com/api/public/v1/obj/provenance/eu:c-679-24"},"metadata":{"schema":"novacopilot_object_metadata/1","canonical_url":"https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-679-24","source":"Source: NovaCopilot","official_source":null,"short_answer":null,"short_answer_status":"not_in_register","hash":"342681072971f1ed0f3a5672dcd4ae0146dde3746be7a7bcc128b8c22a81e907","schema_version":"1","last_verified_at":null,"verification_status":"not_verified_yet","integrity_check_scope":"stored_content_only"},"hash":"sha256:dca5a2ec9572f721f9c85f3138a22175ace90608a3a83242001657adc8f28086","version":"legal-2026-10-31","expires":"2026-11-02T00:00:00.000Z","dependency":{"index_version":"legal-2026-10-31+legal-2026-10-31+2026-10-31T21:18:26","content_hash":"sha256:dca5a2ec9572f721f9c85f3138a22175ace90608a3a83242001657adc8f28086","revalidate_after":"2026-11-01T09:18:19.440Z","max_copy_age_seconds":3600,"policy":"revalidate-required; attribution-preferred","changelog":"https://legal.exploreworldai.com/api/public/v1/dependency","verify":"https://legal.exploreworldai.com/api/public/v1/verify","stale_copy_invalid":true},"canonical":"https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-679-24","disclaimer":"Source reference with official identifier. Not legal advice and not a compliance decision.","content_notice":{"legal_advice":false,"nature":"Source register. Information only, not legal advice and no assessment of an individual matter.","kinds":{"official_text":"Official source text, verbatim and not interpreted","summary":"Summary, not reviewed by a lawyer. Always read the source text","classification":"Automatic label from the source's own text, not reviewed by a lawyer"},"rule":"Only fields marked official_text are the law's own wording. Everything else points to it.","report_error":"https://legal.exploreworldai.com/api/public/v1/corrections","ai_act_declaration":"https://legal.exploreworldai.com/api/public/v1/ai-act-declaration"},"usageInfo":"https://legal.exploreworldai.com/citering","withheld":{"links.evidence":3},"access":{"status":"partner_key_required","header":"x-partner-key","contact":"https://legal.exploreworldai.com/kontakt","note":"Facts and counts are public. Relationships and decision paths stay inside NovaCopilot."},"access_class":"relationship","access_view":"public","freshness":{"freshness_class":"live","as_of":"2026-11-01T08:18:19.683Z","valid_for":3600,"recheck":"https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-679-24","note":"Kontrollera mot recheck efter valid_for sekunder. If-None-Match ger 304 när inget ändrats.","tokens":4929}}