{ "attribution": { "source": "legal.exploreworldai.com", "canonical": "https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-287-19", "cite_as": "NovaCopilot, legal.exploreworldai.com (https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-287-19)", "license": "https://legal.exploreworldai.com/revision", "version": "legal-2026-10-20", "fingerprint": "ewai:se:8dd2da", "proof": "sha256:fc080730abd6baaf4b6ed8ab91fbb02218ce8025fb59225a05e74ec9b8e8ab9f", "jurisdiction": "se", "lang": "en", "publisher": "NovaCopilot by ExploreWorld Legal", "terms": "https://legal.exploreworldai.com/om" }, "brand_source": "Source: NovaCopilot", "object_type": "edge", "object_id": "edge:eu:c-287-19", "schema_version": "1", "schema": "https://legal.exploreworldai.com/api/public/v1/schemas/edge", "url": "https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-287-19", "judgment": { "id": "eu:c-287-19", "text": "https://legal.exploreworldai.com/api/public/v1/judgment-text?id=eu:c-287-19" }, 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"https://legal.exploreworldai.com/api/public/v1/obj/citation_graph/eu:c-287-19" }, "source": "NovaCopilot", "precedent_graph": "https://legal.exploreworldai.com/api/public/v1/precedent-graph/eu:c-287-19", "item": { "judgment": "eu:c-287-19", "outgoing": [ { "edge_id": "edge:eu:c-287-19~follows~c-329-19", "type": "follows", "label_sv": "följer", "from": "eu:c-287-19", "to": { "ref": "C-329/19", "id": "eu:c-329-19", "url": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-329-19" }, "paragraph_ids": [ "para_312" ], "excerpt": "Consequently, where the payment service user has the status of consumer, Directive 2015/2366 may apply in conjunction with Directive 93/13, as amended by Directive 2011/83, and therefore without prejudice to the measures taken by the Member States to transpose the latter, which, in the area it gover", "decided": "2020-11-11", "hash": "a76a1f1f6b49654b45ec9b7fb704da782ed2f0104896ff2b93cc2c67a5bd48ce" }, { "edge_id": "edge:eu:c-287-19~follows~c-92-11", "type": "follows", "label_sv": "följer", "from": "eu:c-287-19", "to": { "ref": "C-92/11", "id": null, "url": null }, "paragraph_ids": [ "para_318" ], "excerpt": "In that respect, it should be borne in mind that, as regards standard terms allowing a unilateral adjustment of contracts, the Court has ruled that such terms must meet the requirements of good faith, balance and transparency laid down in Directive 93/13 (see, to that effect, judgment of 21 March 20", "decided": "2020-11-11", "hash": "11dd0d9493792565b45ab9b7cdb8f54d6faf00890d9f27a3a4e69ce2deb871a3" }, { "edge_id": "edge:eu:c-287-19~cites~c-210-18", "type": "cites", "label_sv": "hänvisar till", "from": "eu:c-287-19", "to": { "ref": "C-210/18", "id": "eu:c-210-18", "url": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-210-18" }, "paragraph_ids": [ "para_408" ], "excerpt": "Two essential criteria must be fulfilled before such a limitation can be imposed, namely that those concerned should have acted in good faith and that there should be a risk of serious difficulties (see, inter alia, judgments of 10 July 2019, WESTbahn Management, C-210/18 , EU:C:2019:586 , paragraph", "decided": "2020-11-11", "hash": "9dc9570dc1db854df55611f40c76b0c884ec04f3050cc2ff50a9f74f6cf6e988" }, { "edge_id": "edge:eu:c-287-19~cites~c-274-18", "type": "cites", "label_sv": "hänvisar till", "from": "eu:c-287-19", "to": { "ref": "C-274/18", "id": "eu:c-274-18", "url": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-274-18" }, "paragraph_ids": [ "para_408" ], "excerpt": "Two essential criteria must be fulfilled before such a limitation can be imposed, namely that those concerned should have acted in good faith and that there should be a risk of serious difficulties (see, inter alia, judgments of 10 July 2019, WESTbahn Management, C-210/18 , EU:C:2019:586 , paragraph", "decided": "2020-11-11", "hash": "4762627f6841d79c3d7c93c1f45a3c3ece7e6c2eceef9e6dfc6b1cf573594e2a" }, { "edge_id": "edge:eu:c-287-19~cites~c-375-15", "type": "cites", "label_sv": "hänvisar till", "from": "eu:c-287-19", "to": { "ref": "C-375/15", "id": "eu:c-375-15", "url": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-375-15" }, "paragraph_ids": [ "para_395" ], "excerpt": "As regards the objectives of Directive 2015/2366, it follows, inter alia, from recitals 6, 53 and 63 thereof that the directive aims to protect users of payment services and, in particular, to offer a high level of protection to those who are consumers (see, as regards Directive 2007/64, judgments o", "decided": "2020-11-11", "hash": "9699d185085d54936318b587623317492f8144f8462baf58b8186d99e35dd5b9" }, { "edge_id": "edge:eu:c-287-19~cites~c-390-18", "type": "cites", "label_sv": "hänvisar till", "from": "eu:c-287-19", "to": { "ref": "C-390/18", "id": "eu:c-390-18-62018cj0390", "url": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-390-18-62018cj0390" }, "paragraph_ids": [ "para_306" ], "excerpt": "In that context, the Court may extract from all the information provided by the referring court, in particular from the grounds of the order for reference, the legislation and the principles of EU law that require interpretation in view of the subject matter of the dispute in the main proceedings, e", "decided": "2020-11-11", "hash": "83aefc732c0c4a95a02e22b515292b3acff89e5623018c8593366416bc2878d8" }, { "edge_id": "edge:eu:c-287-19~cites~c-480-18", "type": "cites", "label_sv": "hänvisar till", "from": "eu:c-287-19", "to": { "ref": "C-480/18", "id": "eu:c-480-18", "url": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-480-18" }, "paragraph_ids": [ "para_395" ], "excerpt": "As regards the objectives of Directive 2015/2366, it follows, inter alia, from recitals 6, 53 and 63 thereof that the directive aims to protect users of payment services and, in particular, to offer a high level of protection to those who are consumers (see, as regards Directive 2007/64, judgments o", "decided": "2020-11-11", "hash": "f0880bf4b916616b5dcd62eaaf6e862698f1856796da3a8fa167b05084b6ad29" }, { "edge_id": "edge:eu:c-287-19~cites~c-616-11", "type": "cites", "label_sv": "hänvisar till", "from": "eu:c-287-19", "to": { "ref": "C-616/11", "id": null, "url": null }, "paragraph_ids": [ "para_254", "para_329", "para_354" ], "excerpt": "Secondly, referring to the case-law of the Court, in particular paragraphs 33 and 35 of the judgment of 9 April 2014, T-Mobile Austria (Case C-616/11 , EU:C:2014:242 ), the referring court takes the view that the triggering of a payment order by the use of the NFC functionality of a bank card associ", "decided": "2020-11-11", "hash": "ac80d3ffb554ef87b61f028e8cef75a8c1c312f08853186ecdf8562221b43851" }, { "edge_id": "edge:eu:c-287-19~cites~c-769-18", "type": "cites", "label_sv": "hänvisar till", "from": "eu:c-287-19", "to": { "ref": "C-769/18", "id": "eu:c-769-18", "url": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-769-18" }, "paragraph_ids": [ "para_306" ], "excerpt": "In that context, the Court may extract from all the information provided by the referring court, in particular from the grounds of the order for reference, the legislation and the principles of EU law that require interpretation in view of the subject matter of the dispute in the main proceedings, e", "decided": "2020-11-11", "hash": "8b4fac8a38f83c2caa44ad4b8961d860e0c8fdcfd2088cdfb7b04a4091b095c0" } ], "incoming": [ { "edge_id": "edge:eu:c-294-20~cites~c-287-19", "type": "cites", "label_sv": "hänvisar till", "from": "eu:c-294-20", "from_url": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-294-20", "paragraph_ids": [ "para_190" ], "excerpt": "In that context, the Court may extract from all the information provided by the referring court, in particular from the grounds of the 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"excerpt": "As regards the objectives pursued by Directive 2015/2366, it must be pointed out that it aims to promote the further integration of an internal market in payment services as well as to protect users of those services and, in particular, to offer a high level of protection to those who are consumers," }, { "edge_id": "edge:eu:c-51-25~follows~c-287-19", "type": "follows", "label_sv": "följer", "from": "eu:c-51-25", "from_url": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-51-25", "paragraph_ids": [ "para_124" ], "excerpt": "48 As regards, in the third and last place, the objectives pursued by Directive 2015/2366, it should be noted that it is apparent, inter alia, from recital 6 thereof that that directive seeks not only to provide consumers with a high level of consumer protection in the use of those payment services " }, { "edge_id": "edge:eu:c-570-21~cites~c-287-19", "type": "cites", "label_sv": "hänvisar till", "from": "eu:c-570-21", "from_url": 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