{ "attribution": { "source": "legal.exploreworldai.com", "canonical": "https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-901-24", "cite_as": "NovaCopilot, legal.exploreworldai.com (https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-901-24)", "license": "https://legal.exploreworldai.com/revision", "version": "legal-2026-10-28", "fingerprint": "ewai:se:b65ece", "proof": "sha256:bd3e28a123031c82adb0c5e2a8bc480c9e274bbde741c48ce1913f5f829ebbfb", "jurisdiction": "se", "lang": "en", "publisher": "NovaCopilot by ExploreWorld Legal", "terms": "https://legal.exploreworldai.com/om" }, "brand_source": "Source: NovaCopilot", "object_type": "edge", "object_id": "edge:eu:c-901-24", "schema_version": "1", "schema": "https://legal.exploreworldai.com/api/public/v1/schemas/edge", "url": "https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-901-24", "judgment": { "id": "eu:c-901-24", "text": "https://legal.exploreworldai.com/api/public/v1/judgment-text?id=eu:c-901-24" }, 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"https://legal.exploreworldai.com/api/public/v1/obj/citation_graph/eu:c-901-24" }, "source": "NovaCopilot", "precedent_graph": "https://legal.exploreworldai.com/api/public/v1/precedent-graph/eu:c-901-24", "item": { "judgment": "eu:c-901-24", "outgoing": [ { "edge_id": "edge:eu:c-901-24~follows~c-140-22", "type": "follows", "label_sv": "följer", "from": "eu:c-901-24", "to": { "ref": "C-140/22", "id": "eu:c-140-22", "url": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-140-22" }, "paragraph_ids": [ "para_88" ], "excerpt": "Accordingly, the obligation to restore the parties to their original position, following the invalidation of a loan agreement containing unfair terms, must be mutual; the bank may not, however, seek compensation from the consumer going beyond reimbursement of the capital paid in respect of the perfo", "decided": "2026-04-16", "hash": "3ff74ffa1bc81b56bf247518569e06a7ac7a96d61e6a1e809f440d9f13acddd7" }, { "edge_id": "edge:eu:c-901-24~follows~c-260-18", "type": "follows", "label_sv": "följer", "from": "eu:c-901-24", "to": { "ref": "C-260/18", "id": "eu:c-260-18", "url": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-260-18" }, "paragraph_ids": [ "para_91" ], "excerpt": "38 In the third place, it is apparent from the case-law that, in connection with the obligation on the national court to set aside, if necessary of its own motion, unfair terms pursuant to Article 6(1) of Directive 93/13, that court is not required to exclude the possibility that a term may be appli", "decided": "2026-04-16", "hash": "ffffdcf3e647ce18a5bccd328783c3ead2ac20b4c755413f827ed31bbfcfbd33" }, { "edge_id": "edge:eu:c-901-24~follows~c-485-19", "type": "follows", "label_sv": "följer", "from": "eu:c-901-24", "to": { "ref": "C-485/19", "id": "eu:c-485-19", "url": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-485-19" }, "paragraph_ids": [ "para_85" ], "excerpt": "32 In the absence of EU rules on the matter, it is for the national legal order of each Member State to establish, in accordance with the principle of procedural autonomy, procedural rules for actions intended to safeguard the rights that individuals derive from EU law, provided, however, that those", "decided": "2026-04-16", "hash": "037f0fbe501b3ff44bfcfedca1d3220e99c03f38210164cc63e77328ebc9b7d7" }, { "edge_id": "edge:eu:c-901-24~cites~c-295-04", "type": "cites", "label_sv": "hänvisar till", "from": "eu:c-901-24", "to": { "ref": "C-295/04", "id": null, "url": null }, "paragraph_ids": [ "para_89" ], "excerpt": "36 Furthermore, the restitutory effect attached to the invalidation of a loan agreement containing unfair terms, which also justifies the bank’s action for restitution, ensures that the protection of the rights guaranteed by the legal order of the European Union does not entail the unjust enrichment", "decided": "2026-04-16", "hash": "d42b07126804e9442ffe53f5141b02f2051a3d47093844e9dd4a3e02ce65cb3a" }, { "edge_id": "edge:eu:c-901-24~cites~c-298-04", "type": "cites", "label_sv": "hänvisar till", "from": "eu:c-901-24", "to": { "ref": "C-298/04", "id": null, "url": null }, "paragraph_ids": [ "para_89" ], "excerpt": "36 Furthermore, the restitutory effect attached to the invalidation of a loan agreement containing unfair terms, which also justifies the bank’s action for restitution, ensures that the protection of the rights guaranteed by the legal order of the European Union does not entail the unjust enrichment", "decided": "2026-04-16", "hash": "40ebf5ccc941e1833ba85328b536a7d739380bcb26945d39b2e7c3a5b2ff62dd" }, { "edge_id": "edge:eu:c-901-24~cites~c-321-22", "type": "cites", "label_sv": "hänvisar till", "from": "eu:c-901-24", "to": { "ref": "C-321/22", "id": "eu:c-321-22", "url": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-321-22" }, "paragraph_ids": [ "para_87" ], "excerpt": "34 That objective of restoring the consumer’s legal and factual situation to what 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