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the obligation to restore the parties to their original position, following the invalidation of a loan agreement containing unfair terms, must be mutual; the bank may not, however, seek compensation from the consumer going beyond reimbursement of the capital paid in respect of the perfo","decided":"2026-04-16","hash":"dd86cad9b8102a415d51a18d685c10be1f2c0a7ae48bbeb1f88c472412c7104b"},{"edge_id":"edge:eu:c-753-24~follows~c-385-20","type":"follows","label_sv":"följer","from":"eu:c-753-24","to":{"ref":"C-385/20","id":"eu:c-385-20","url":"https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-385-20"},"paragraph_ids":["para_78"],"excerpt":"34 In that regard, the Court has already held that procedural arrangements which give rise to overly high costs for the consumer could have the effect of deterring that consumer from properly defending his or her rights before the court before which proceedings have been brought by the seller or 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