{
  "attribution": {
    "source": "legal.exploreworldai.com",
    "canonical": "https://legal.exploreworldai.com/api/public/v1/obj/decision/eu:c-65-25",
    "cite_as": "NovaCopilot, legal.exploreworldai.com (https://legal.exploreworldai.com/api/public/v1/obj/decision/eu:c-65-25)",
    "license": "https://legal.exploreworldai.com/revision",
    "version": "legal-2026-10-26",
    "fingerprint": "ewai:se:e0fd25",
    "proof": "sha256:3d2d85458b3fb16dbd1bdd3124141fac36d78dc862a35874aea30177d76533d9",
    "jurisdiction": "se",
    "lang": "en"
  },
  "brand_source": "Source: NovaCopilot",
  "object_type": "decision",
  "object_id": "decision:eu:c-65-25",
  "schema_version": "1",
  "schema": "https://legal.exploreworldai.com/api/public/v1/schemas/decision",
  "url": "https://legal.exploreworldai.com/api/public/v1/obj/decision/eu:c-65-25",
  "judgment": {
    "id": "eu:c-65-25",
    "text": "https://legal.exploreworldai.com/api/public/v1/judgment-text?id=eu:c-65-25"
  },
  "siblings": {
    "risk": "https://legal.exploreworldai.com/api/public/v1/obj/risk/eu:c-65-25",
    "relation": "https://legal.exploreworldai.com/api/public/v1/obj/relation/eu:c-65-25",
    "change": "https://legal.exploreworldai.com/api/public/v1/obj/change/eu:c-65-25",
    "agent": "https://legal.exploreworldai.com/api/public/v1/obj/agent/eu:c-65-25",
    "provenance": "https://legal.exploreworldai.com/api/public/v1/obj/provenance/eu:c-65-25",
    "status": "https://legal.exploreworldai.com/api/public/v1/obj/status/eu:c-65-25",
    "precedent": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-65-25",
    "edge": "https://legal.exploreworldai.com/api/public/v1/obj/edge/eu:c-65-25",
    "element": "https://legal.exploreworldai.com/api/public/v1/obj/element/eu:c-65-25",
    "weight": "https://legal.exploreworldai.com/api/public/v1/obj/weight/eu:c-65-25",
    "conflict": "https://legal.exploreworldai.com/api/public/v1/obj/conflict/eu:c-65-25",
    "citation_graph": "https://legal.exploreworldai.com/api/public/v1/obj/citation_graph/eu:c-65-25"
  },
  "source": "NovaCopilot",
  "precedent_graph": "https://legal.exploreworldai.com/api/public/v1/precedent-graph/eu:c-65-25",
  "item": {
    "judgment": "eu:c-65-25",
    "issue": "Reference for a preliminary ruling – Prevention of the use of the financial system for the purposes of money laundering and terrorist financing – Directive (EU) 2015/849 – Common requirements for credit servicers and credit purchasers – Directive (EU) 2021/2167 – Article 10 – Contract for the bulk assignment of non-performing loans – National legislation which does not provide for that type of contract to be in writing or for the assignee to be subject to prudential supervision.",
    "decisions": [
      {
        "decision_id": "decision:eu:c-65-25#1",
        "precedent_id": "precedent:eu:c-65-25#1",
        "paragraph_id": "para_195",
        "outcome": "permits",
        "then": "Directive (EU) 2021/2167 of the European Parliament and of the Council of 24 November 2021 on credit servicers and credit purchasers and amending Directives 2008/48/EC and 2014/17/EU, in particular Article 10 thereof, and Directive (EU) 2015/849 of the European Parliament and of the Council of 20 May 2015 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing, amending Regulation (EU) No 648/2012 of the European Parliament and of the Council, and repealing Directive 2005/60/EC of the European Parliament and of the Council and Commission",
        "conditions": [],
        "exceptions": [],
        "elements": [],
        "open": [
          "Inga uttryckliga villkor i rättsregeln; regeln gäller i den situation domen avser.",
          "Inga rekvisit ur lexikonet kunde knytas till regeln."
        ]
      }
    ],
    "text_sha256": "80431cd6f407cd9fcf1edb5368033b6c11bbd48f2de64d587ee7a334d226fa1c",
    "method": "Rättsregeln delas i utfall, villkor (where, if, when, provided that) och undantag (unless, except where) med fasta regler.",
    "graph": {
      "graph_version": "1",
      "path": "topic → obligation → decision → sanction → compliance",
      "relations": [],
      "open": [
        {
          "decision_id": "decision:eu:c-65-25#1",
          "missing": [
            "obligation",
            "sanction",
            "compliance"
          ],
          "reason": "Ingen säker registerkoppling via gemensamt rekvisit eller domens rättsakts-ID."
        },
        {
          "decision_id": "all",
          "missing": [
            "topic"
          ],
          "reason": "Ingen kuraterad ämneskoppling för beslutets regelverk."
        }
      ],
      "method": "Deterministisk koppling via permanenta rekvisit-ID:n, registrets rättsakts-ID:n och en kuraterad rättsakt-till-ämne-tabell. Inga relationer skapas med fritextgissning."
    },
    "limits": [],
    "hash": "327eda25b6c4d594a0004b4f8073f59fa32fee96219000a7b8594930ee2a8ca6"
  },
  "links": {
    "provisions": null,
    "case_law": {
      "precedent": "https://legal.exploreworldai.com/api/public/v1/obj/precedent/eu:c-65-25",
      "conflict": "https://legal.exploreworldai.com/api/public/v1/obj/conflict/eu:c-65-25",
      "citation_graph": "https://legal.exploreworldai.com/api/public/v1/obj/citation_graph/eu:c-65-25",
      "weight": "https://legal.exploreworldai.com/api/public/v1/obj/weight/eu:c-65-25"
    },
    "evidence": {
      "provenance": "https://legal.exploreworldai.com/api/public/v1/obj/provenance/eu:c-65-25",
      "chain_verify": "https://legal.exploreworldai.com/api/public/v1/changes/verify",
      "object_changes": "https://legal.exploreworldai.com/api/public/v1/objects/changes"
    },
    "compact": "https://legal.exploreworldai.com/api/public/v1/obj/decision/eu:c-65-25?view=compact",
    "representations": {
      "sv": "https://legal.exploreworldai.com/eu/praxis/c-65-25",
      "en": "https://legal.exploreworldai.com/en/eu/praxis/c-65-25"
    },
    "machine_languages": [
      "en",
      "sv"
    ],
    "ref": "eu:c-65-25"
  },
  "watch": {
    "risk": "https://legal.exploreworldai.com/api/public/v1/risk?id=eu%3Ac-65-25",
    "relations": "https://legal.exploreworldai.com/api/public/v1/relations?id=eu%3Ac-65-25",
    "risk_changes": "https://legal.exploreworldai.com/api/public/v1/risk-changes",
    "node_state": "https://legal.exploreworldai.com/api/public/v1/node-state?id=eu%3Ac-65-25",
    "provenance": "https://legal.exploreworldai.com/api/public/v1/obj/provenance/eu:c-65-25"
  },
  "metadata": {
    "schema": "novacopilot_object_metadata/1",
    "canonical_url": "https://legal.exploreworldai.com/api/public/v1/obj/decision/eu:c-65-25",
    "source": "Source: NovaCopilot",
    "official_source": null,
    "short_answer": null,
    "short_answer_status": "not_in_register",
    "hash": "327eda25b6c4d594a0004b4f8073f59fa32fee96219000a7b8594930ee2a8ca6",
    "schema_version": "1",
    "last_verified_at": null,
    "verification_status": "not_verified_yet",
    "integrity_check_scope": "stored_content_only"
  },
  "hash": "sha256:3d2d85458b3fb16dbd1bdd3124141fac36d78dc862a35874aea30177d76533d9",
  "version": "legal-2026-10-26",
  "expires": "2026-10-28T00:00:00.000Z",
  "dependency": {
    "index_version": "legal-2026-10-26+legal-2026-10-26+2026-10-26T21:17:09",
    "content_hash": "sha256:3d2d85458b3fb16dbd1bdd3124141fac36d78dc862a35874aea30177d76533d9",
    "revalidate_after": "2026-10-27T04:53:03.740Z",
    "max_copy_age_seconds": 3600,
    "policy": "revalidate-required; attribution-preferred",
    "changelog": "https://legal.exploreworldai.com/api/public/v1/dependency",
    "verify": "https://legal.exploreworldai.com/api/public/v1/verify",
    "stale_copy_invalid": true
  },
  "canonical": "https://legal.exploreworldai.com/api/public/v1/obj/decision/eu:c-65-25",
  "disclaimer": "Source reference with official identifier. Not legal advice and not a compliance decision.",
  "content_notice": {
    "legal_advice": false,
    "nature": "Source register. Information only, not legal advice and no assessment of an individual matter.",
    "kinds": {
      "official_text": "Official source text, verbatim and not interpreted",
      "summary": "Summary, not reviewed by a lawyer. Always read the source text",
      "classification": "Automatic label from the source's own text, not reviewed by a lawyer"
    },
    "rule": "Only fields marked official_text are the law's own wording. Everything else points to it.",
    "report_error": "https://legal.exploreworldai.com/api/public/v1/corrections",
    "ai_act_declaration": "https://legal.exploreworldai.com/api/public/v1/ai-act-declaration"
  },
  "usageInfo": "https://legal.exploreworldai.com/citering"
}