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    "paragraphs": [
      {
        "text": "NOT FOR PUBLICATION IN WEST'S HAWAI#I REPORTS AND PACIFIC REPORTER",
        "paragraph_id": "para_1"
      },
      {
        "text": "Electronically Filed",
        "paragraph_id": "para_2"
      },
      {
        "text": "Intermediate Court of Appeals",
        "paragraph_id": "para_3"
      },
      {
        "text": "CAAP-23-0000692",
        "paragraph_id": "para_4"
      },
      {
        "text": "19-MAR-2026",
        "paragraph_id": "para_5"
      },
      {
        "text": "07:55 AM",
        "paragraph_id": "para_6"
      },
      {
        "text": "Dkt. 69 SO",
        "paragraph_id": "para_7"
      },
      {
        "text": "NO. CAAP-23-0000692",
        "paragraph_id": "para_8"
      },
      {
        "text": "IN THE INTERMEDIATE COURT OF APPEALS",
        "paragraph_id": "para_9"
      },
      {
        "text": "OF THE STATE OF HAWAI#I",
        "paragraph_id": "para_10"
      },
      {
        "text": "ERIC ROBERT DAY, Plaintiff-Appellant,",
        "paragraph_id": "para_11"
      },
      {
        "text": "v.",
        "paragraph_id": "para_12"
      },
      {
        "text": "ASSOCIATION OF APARTMENT OWNERS OF KAIOLU SUNRISE,",
        "paragraph_id": "para_13"
      },
      {
        "text": "by and through its Board of Directors, Defendant-Appellee,",
        "paragraph_id": "para_14"
      },
      {
        "text": "and",
        "paragraph_id": "para_15"
      },
      {
        "text": "JOHN and JANE DOES 1-20; DOE PARTNERSHIPS 1-20;",
        "paragraph_id": "para_16"
      },
      {
        "text": "DOE CORPORATIONS 1-20; DOE GOVERNMENTAL UNITS 1-20;",
        "paragraph_id": "para_17"
      },
      {
        "text": "and DOE ENTITIES 1-20, Defendants",
        "paragraph_id": "para_18"
      },
      {
        "text": "APPEAL FROM THE CIRCUIT COURT OF THE FIRST CIRCUIT",
        "paragraph_id": "para_19"
      },
      {
        "text": "(CASE NO. 1CCV-21-0001617)",
        "paragraph_id": "para_20"
      },
      {
        "text": "SUMMARY DISPOSITION ORDER",
        "paragraph_id": "para_21"
      },
      {
        "text": "(By: Nakasone, Chief Judge, Hiraoka and Wadsworth, JJ.)",
        "paragraph_id": "para_22"
      },
      {
        "text": "Eric Robert Day sued the Association of Apartment",
        "paragraph_id": "para_23"
      },
      {
        "text": "Owners of Kaiolu Sunrise (AOAO) for wrongful foreclosure eleven",
        "paragraph_id": "para_24"
      },
      {
        "text": "years after the AOAO nonjudicially foreclosed its lien on Day's",
        "paragraph_id": "para_25"
      },
      {
        "text": "apartment. The Circuit Court of the First Circuit granted",
        "paragraph_id": "para_26"
      },
      {
        "text": "summary judgment for the AOAO.1 Day appeals from the Judgment",
        "paragraph_id": "para_27"
      },
      {
        "text": "for the AOAO. We affirm the Judgment because the Circuit Court",
        "paragraph_id": "para_28"
      },
      {
        "text": "correctly concluded that Day's claims were time-barred.",
        "paragraph_id": "para_29"
      },
      {
        "text": "1 The Honorable James H. Ashford presided.",
        "paragraph_id": "para_30"
      },
      {
        "text": "NOT FOR PUBLICATION IN WEST'S HAWAI#I REPORTS AND PACIFIC REPORTER",
        "paragraph_id": "para_31"
      },
      {
        "text": "Background",
        "paragraph_id": "para_32"
      },
      {
        "text": "Day owned a unit in the Kaiolu Sunrise condominium. In",
        "paragraph_id": "para_33"
      },
      {
        "text": "2010, the AOAO notified Day it was nonjudicially foreclosing its",
        "paragraph_id": "para_34"
      },
      {
        "text": "lien on his unit. The AOAO recorded its Affidavit of Non-",
        "paragraph_id": "para_35"
      },
      {
        "text": "judicial Foreclosure Sale Under Power of Sale in the Land Court",
        "paragraph_id": "para_36"
      },
      {
        "text": "on July 20, 2010. Day's unit was sold to the AOAO. Title to the",
        "paragraph_id": "para_37"
      },
      {
        "text": "unit was conveyed to the AOAO by quitclaim deed recorded on",
        "paragraph_id": "para_38"
      },
      {
        "text": "July 23, 2010.",
        "paragraph_id": "para_39"
      },
      {
        "text": "Almost ten years later, Day received a letter from",
        "paragraph_id": "para_40"
      },
      {
        "text": "attorney Steven K.S. Chung dated June 25, 2020. It stated:",
        "paragraph_id": "para_41"
      },
      {
        "text": "You may be the victim of wrongful foreclosure and",
        "paragraph_id": "para_42"
      },
      {
        "text": "entitled to compensation for the home you lost. The Supreme",
        "paragraph_id": "para_43"
      },
      {
        "text": "Court of the State of Hawaii in Malabe v. AOAO of Executive",
        "paragraph_id": "para_44"
      },
      {
        "text": "Centre ruled on June 17, 2020 in our favor determining that",
        "paragraph_id": "para_45"
      },
      {
        "text": "associations were not authorized to use HRS Sec. 667-5 to",
        "paragraph_id": "para_46"
      },
      {
        "text": "conduct nonjudicial foreclosures. Under this Supreme",
        "paragraph_id": "para_47"
      },
      {
        "text": "Court's [sic] ruling, condominium associations who conducted",
        "paragraph_id": "para_48"
      },
      {
        "text": "nonjudicial foreclosures under HRS Sec. 667-5 are now liable",
        "paragraph_id": "para_49"
      },
      {
        "text": "for the losses they caused and must pay compensation to the",
        "paragraph_id": "para_50"
      },
      {
        "text": "owners of the homes they foreclosed.",
        "paragraph_id": "para_51"
      },
      {
        "text": "We are the lead attorneys helping victims of wrongful",
        "paragraph_id": "para_52"
      },
      {
        "text": "foreclosure recover monetary damages from homeowner",
        "paragraph_id": "para_53"
      },
      {
        "text": "associations. Please contact our office at (808) 521-9500",
        "paragraph_id": "para_54"
      },
      {
        "text": "for more information. There is no cost or obligation.",
        "paragraph_id": "para_55"
      },
      {
        "text": "In Malabe v. Association of Apartment Owners of",
        "paragraph_id": "para_56"
      },
      {
        "text": "Executive Centre, 147 Hawai#i 330, 465 P.3d 777 (2020), the",
        "paragraph_id": "para_57"
      },
      {
        "text": "supreme court held, \"in order for an association to utilize the",
        "paragraph_id": "para_58"
      },
      {
        "text": "nonjudicial power of sale foreclosure procedures set forth in",
        "paragraph_id": "para_59"
      },
      {
        "text": "[Hawaii Revised Statutes (HRS)] Chapter 667, a power of sale in",
        "paragraph_id": "para_60"
      },
      {
        "text": "its favor must have existed in association bylaws or in another",
        "paragraph_id": "para_61"
      },
      {
        "text": "enforceable agreement with unit owners.\" Id. at 339, 465 P.3d at",
        "paragraph_id": "para_62"
      },
      {
        "text": "786.",
        "paragraph_id": "para_63"
      },
      {
        "text": "Day sued the AOAO on December 30, 2021. His complaint",
        "paragraph_id": "para_64"
      },
      {
        "text": "contained counts for conversion/wrongful foreclosure; negligent",
        "paragraph_id": "para_65"
      },
      {
        "text": "misrepresentation and nondisclosure; negligent supervision;",
        "paragraph_id": "para_66"
      },
      {
        "text": "wrongful eviction; unfair or deceptive acts or practices; and",
        "paragraph_id": "para_67"
      },
      {
        "text": "fraud.",
        "paragraph_id": "para_68"
      },
      {
        "text": "2",
        "paragraph_id": "para_69"
      },
      {
        "text": "NOT FOR PUBLICATION IN WEST'S HAWAI#I REPORTS AND PACIFIC REPORTER",
        "paragraph_id": "para_70",
        "court_paragraph": 2
      },
      {
        "text": "The AOAO moved for summary judgment. It did not argue",
        "paragraph_id": "para_71"
      },
      {
        "text": "it had a power of sale; it argued that Day's claims were time-",
        "paragraph_id": "para_72"
      },
      {
        "text": "barred, and that he couldn't prove damages. The order granting",
        "paragraph_id": "para_73"
      },
      {
        "text": "the motion was entered on May 12, 2023. The Judgment was entered",
        "paragraph_id": "para_74"
      },
      {
        "text": "on November 9, 2023. This appeal followed.",
        "paragraph_id": "para_75"
      },
      {
        "text": "Points of Error",
        "paragraph_id": "para_76"
      },
      {
        "text": "Day's opening brief states five overlapping points of",
        "paragraph_id": "para_77"
      },
      {
        "text": "error. He contends the Circuit Court erred by granting summary",
        "paragraph_id": "para_78"
      },
      {
        "text": "judgment for the AOAO because there were genuine issues of",
        "paragraph_id": "para_79"
      },
      {
        "text": "material fact about whether (1) the statute of limitations should",
        "paragraph_id": "para_80"
      },
      {
        "text": "be tolled and (2) he was entitled to recover damages.",
        "paragraph_id": "para_81"
      },
      {
        "text": "Standard of Review",
        "paragraph_id": "para_82"
      },
      {
        "text": "The grant or denial of summary judgment is reviewed de",
        "paragraph_id": "para_83"
      },
      {
        "text": "novo. Ralston v. Yim, 129 Hawai i# 46, 55, 292 P.3d 1276, 1285",
        "paragraph_id": "para_84"
      },
      {
        "text": "(2013). Summary judgment is appropriate if the evidence shows",
        "paragraph_id": "para_85"
      },
      {
        "text": "there is no genuine issue as to any material fact and the moving",
        "paragraph_id": "para_86"
      },
      {
        "text": "party is entitled to judgment as a matter of law. Id. A fact is",
        "paragraph_id": "para_87"
      },
      {
        "text": "material if proof of that fact would establish or refute an",
        "paragraph_id": "para_88"
      },
      {
        "text": "essential element of a party's cause of action or defense. Id.",
        "paragraph_id": "para_89"
      },
      {
        "text": "at 55–56, 292 P.3d at 1285–86.",
        "paragraph_id": "para_90"
      },
      {
        "text": "Discussion",
        "paragraph_id": "para_91"
      },
      {
        "text": "The six-year statute of limitations of HRS § 657-1(4)",
        "paragraph_id": "para_92"
      },
      {
        "text": "applies to a wrongful foreclosure claim.2 McCullough v. Bank of",
        "paragraph_id": "para_93"
      },
      {
        "text": "Am., 156 Hawai#i 446, 455, 575 P.3d 536, 545 (2025).",
        "paragraph_id": "para_94"
      },
      {
        "text": "A \"wrongful foreclosure action is based in tort.\" Id.",
        "paragraph_id": "para_95"
      },
      {
        "text": "\"[A] tort claim accrues when the plaintiff discovers, or through",
        "paragraph_id": "para_96"
      },
      {
        "text": "the use of reasonable diligence should have discovered, the",
        "paragraph_id": "para_97"
      },
      {
        "text": "2 Day presents no argument about the statutes of limitation",
        "paragraph_id": "para_98"
      },
      {
        "text": "applicable to his other claims.",
        "paragraph_id": "para_99"
      },
      {
        "text": "3",
        "paragraph_id": "para_100"
      },
      {
        "text": "NOT FOR PUBLICATION IN WEST'S HAWAI#I REPORTS AND PACIFIC REPORTER",
        "paragraph_id": "para_101",
        "court_paragraph": 3
      },
      {
        "text": "[wrongful conduct], the damage, and the causal connection between",
        "paragraph_id": "para_102"
      },
      {
        "text": "the two.\" Ass'n of Apartment Owners of Newtown Meadows v.",
        "paragraph_id": "para_103"
      },
      {
        "text": "Venture 15, Inc., 115 Hawai#i 232, 277, 167 P.3d 225, 270 (2007).",
        "paragraph_id": "para_104"
      },
      {
        "text": "The AOAO's Notice of Association's Non-judicial",
        "paragraph_id": "para_105"
      },
      {
        "text": "Foreclosure under Power of Sale stated:",
        "paragraph_id": "para_106"
      },
      {
        "text": "[AOAO], existing under the provisions of Chapters 514A",
        "paragraph_id": "para_107"
      },
      {
        "text": "and 514B, Hawaii Revised Statutes, as amended and as",
        "paragraph_id": "para_108"
      },
      {
        "text": "applicable, as Lienholder, under and pursuant to",
        "paragraph_id": "para_109"
      },
      {
        "text": "Sections 514B-146 and 667-5 through 667-10, HRS, as",
        "paragraph_id": "para_110"
      },
      {
        "text": "amended, notice that [AOAO] will hold a sale by public",
        "paragraph_id": "para_111"
      },
      {
        "text": "auction [of Day's condominium unit].",
        "paragraph_id": "para_112"
      },
      {
        "text": "The Affidavit of Non-judicial Foreclosure stated:",
        "paragraph_id": "para_113"
      },
      {
        "text": "3. Affiant certifies that in compliance with and",
        "paragraph_id": "para_114"
      },
      {
        "text": "pursuant to Hawaii Revised Statutes, Chapter 667, Sections",
        "paragraph_id": "para_115"
      },
      {
        "text": "667-5 through 667-10 and Chapters 514A and 514B, Section",
        "paragraph_id": "para_116"
      },
      {
        "text": "514B-146, the Restatement of the Declaration of Condominium",
        "paragraph_id": "para_117"
      },
      {
        "text": "Property Regime for the \"KAIOLU SUNRISE\" Condominium",
        "paragraph_id": "para_118"
      },
      {
        "text": "Project, dated February 20, 2004, filed in the Office of the",
        "paragraph_id": "para_119"
      },
      {
        "text": "Assistant Registrar of the Land Court of the State of Hawaii",
        "paragraph_id": "para_120"
      },
      {
        "text": "as Document No. 3077393, as amended, the Restatement of the",
        "paragraph_id": "para_121"
      },
      {
        "text": "By-Laws of the Association of Apartment Owners of Kaiolu",
        "paragraph_id": "para_122"
      },
      {
        "text": "Sunrise, dated February 20, 2004 filed in the Office of the",
        "paragraph_id": "para_123"
      },
      {
        "text": "Assistant Registrar of the Land Court of the State of Hawaii",
        "paragraph_id": "para_124"
      },
      {
        "text": "as Document No. 3077394 (collectively \"Declaration\"), and",
        "paragraph_id": "para_125"
      },
      {
        "text": "the Notice of Lien and Notice of Special Assessment Lien",
        "paragraph_id": "para_126"
      },
      {
        "text": "dated April 9, 2010, filed in said Office on April 13, 2010,",
        "paragraph_id": "para_127"
      },
      {
        "text": "as Document No. 3954903, Affiant:",
        "paragraph_id": "para_128"
      },
      {
        "text": ". . . .",
        "paragraph_id": "para_129"
      },
      {
        "text": "(e) Caused a conveyance of the subject",
        "paragraph_id": "para_130"
      },
      {
        "text": "property by way of an Association's quitclaim conveyance to",
        "paragraph_id": "para_131"
      },
      {
        "text": "be delivered to said purchaser. The closing date of the",
        "paragraph_id": "para_132"
      },
      {
        "text": "transaction is the date of the recordation of the [AOAO]'s",
        "paragraph_id": "para_133"
      },
      {
        "text": "quitclaim conveyance.",
        "paragraph_id": "para_134"
      },
      {
        "text": "Day submitted a declaration in opposition to the AOAO's",
        "paragraph_id": "para_135"
      },
      {
        "text": "motion for summary judgment. It stated:",
        "paragraph_id": "para_136"
      },
      {
        "text": "6. I did not know that the AOAO did not have a",
        "paragraph_id": "para_137"
      },
      {
        "text": "Power of Sale to sell the Apartment and/or that the AOAO was",
        "paragraph_id": "para_138"
      },
      {
        "text": "not authorized to sell my Apartment by way of a Power of",
        "paragraph_id": "para_139"
      },
      {
        "text": "Sale until after June 25, 2020 when I received a letter",
        "paragraph_id": "para_140"
      },
      {
        "text": "dated June 25, 2020 from Steven K. S. Chung, Esq.'s law",
        "paragraph_id": "para_141"
      },
      {
        "text": "office advising me that the Hawaii Supreme Court ruled that",
        "paragraph_id": "para_142"
      },
      {
        "text": "condominium associations were not authorized to use §667-5",
        "paragraph_id": "para_143"
      },
      {
        "text": "of the Hawaii Revised Statutes to conduct nonjudicial",
        "paragraph_id": "para_144"
      },
      {
        "text": "foreclosures.",
        "paragraph_id": "para_145"
      },
      {
        "text": "4",
        "paragraph_id": "para_146"
      },
      {
        "text": "NOT FOR PUBLICATION IN WEST'S HAWAI#I REPORTS AND PACIFIC REPORTER",
        "paragraph_id": "para_147",
        "court_paragraph": 4
      },
      {
        "text": ". . . .",
        "paragraph_id": "para_148"
      },
      {
        "text": "8. As a result of the AOAO's wrongful foreclosure,",
        "paragraph_id": "para_149"
      },
      {
        "text": "I sustained damages based upon the value of the Apartment",
        "paragraph_id": "para_150"
      },
      {
        "text": "that was wrongfully taken from me.",
        "paragraph_id": "para_151"
      },
      {
        "text": ". . . .",
        "paragraph_id": "para_152"
      },
      {
        "text": "11. . . . As a result of the AOAO's wrongful",
        "paragraph_id": "para_153"
      },
      {
        "text": "foreclosure, I sustained additional damages as I was unable",
        "paragraph_id": "para_154"
      },
      {
        "text": "to collect rental income . . . .",
        "paragraph_id": "para_155"
      },
      {
        "text": "It was thus uncontroverted that Day knew of the AOAO's",
        "paragraph_id": "para_156"
      },
      {
        "text": "conduct (the nonjudicial foreclosure), his alleged damages, and",
        "paragraph_id": "para_157"
      },
      {
        "text": "the causal connection, by July 23, 2010 (when the quitclaim deed",
        "paragraph_id": "para_158"
      },
      {
        "text": "was recorded).",
        "paragraph_id": "para_159"
      },
      {
        "text": "Day argues his claims did not accrue until some date",
        "paragraph_id": "para_160"
      },
      {
        "text": "after June 25, 2020, when he received Chung's letter \"advising",
        "paragraph_id": "para_161"
      },
      {
        "text": "him of the AOAO's wrongful conduct and realizing that he had been",
        "paragraph_id": "para_162"
      },
      {
        "text": "defrauded by the AOAO[.]\" The supreme court's comment in Hays v.",
        "paragraph_id": "para_163"
      },
      {
        "text": "City & County of Honolulu, 81 Hawai#i 391, 917 P.2d 718 (1996),",
        "paragraph_id": "para_164"
      },
      {
        "text": "also applies here:",
        "paragraph_id": "para_165"
      },
      {
        "text": "To apply the discovery rule in the present case would",
        "paragraph_id": "para_166"
      },
      {
        "text": "effectively allow [a] plaintiff[] to indefinitely preserve a",
        "paragraph_id": "para_167"
      },
      {
        "text": "claim and delay the start of the statutory limitations",
        "paragraph_id": "para_168"
      },
      {
        "text": "period until he or she seeks legal advice.",
        "paragraph_id": "para_169"
      },
      {
        "text": "Id. at 398, 917 P.2d at 725.",
        "paragraph_id": "para_170"
      },
      {
        "text": "Day \"need only have factual knowledge of the elements",
        "paragraph_id": "para_171"
      },
      {
        "text": "necessary for an actionable claim; legal knowledge of [the AOAO's",
        "paragraph_id": "para_172"
      },
      {
        "text": "wrongful conduct] is not required.\" Newtown Meadows, 115 Hawai#i",
        "paragraph_id": "para_173"
      },
      {
        "text": "at 277, 167 P.3d at 270 (emphasis added). Day may not have",
        "paragraph_id": "para_174"
      },
      {
        "text": "understood the legal significance of the AOAO not having a power",
        "paragraph_id": "para_175"
      },
      {
        "text": "of sale, but \"an essential part of an injured plaintiff's duty of",
        "paragraph_id": "para_176"
      },
      {
        "text": "diligence regarding the timely prosecution of his or her claim",
        "paragraph_id": "para_177"
      },
      {
        "text": "imposed by a statute of limitations is to seek legal advice",
        "paragraph_id": "para_178"
      },
      {
        "text": "regarding the presence and/or viability of a potential claim; a",
        "paragraph_id": "para_179"
      },
      {
        "text": "plaintiff's failure to seek legal advice from an attorney will",
        "paragraph_id": "para_180"
      },
      {
        "text": "5",
        "paragraph_id": "para_181"
      },
      {
        "text": "NOT FOR PUBLICATION IN WEST'S HAWAI#I REPORTS AND PACIFIC REPORTER",
        "paragraph_id": "para_182",
        "court_paragraph": 5
      },
      {
        "text": "not alone entitle the plaintiff to respite from a statute of",
        "paragraph_id": "para_183"
      },
      {
        "text": "limitations.\" Hays, 81 Hawai#i at 399, 917 P.2d at 726; see also",
        "paragraph_id": "para_184"
      },
      {
        "text": "Acol v. Dep't of Hum. Servs., 155 Hawai#i 299, 311, 564 P.3d 317,",
        "paragraph_id": "para_185"
      },
      {
        "text": "329 (App. 2025) (\"A plaintiff's lack of knowledge regarding the",
        "paragraph_id": "para_186"
      },
      {
        "text": "legal duty upon which they may base a cause of action does not",
        "paragraph_id": "para_187"
      },
      {
        "text": "delay the start of the limitations period.\" (citing Hays, 81",
        "paragraph_id": "para_188"
      },
      {
        "text": "Hawai#i at 398, 917 P.2d at 725)).",
        "paragraph_id": "para_189"
      },
      {
        "text": "Day argues the AOAO fraudulently concealed it didn't",
        "paragraph_id": "para_190"
      },
      {
        "text": "have a power of sale, and the fraudulent concealment tolled the",
        "paragraph_id": "para_191"
      },
      {
        "text": "statute of limitations under HRS § 657-20. As is relevant here,",
        "paragraph_id": "para_192"
      },
      {
        "text": "the statute provides:",
        "paragraph_id": "para_193"
      },
      {
        "text": "If any person who is liable to any of the actions mentioned",
        "paragraph_id": "para_194"
      },
      {
        "text": "in this part . . . fraudulently conceals the existence of",
        "paragraph_id": "para_195"
      },
      {
        "text": "the cause of action . . . from the knowledge of the person",
        "paragraph_id": "para_196"
      },
      {
        "text": "entitled to bring the action, the action may be commenced at",
        "paragraph_id": "para_197"
      },
      {
        "text": "any time within six years after the person who is entitled",
        "paragraph_id": "para_198"
      },
      {
        "text": "to bring the same discovers or should have discovered, the",
        "paragraph_id": "para_199"
      },
      {
        "text": "existence of the cause of action . . . , although the action",
        "paragraph_id": "para_200"
      },
      {
        "text": "would otherwise be barred by the period of limitations.",
        "paragraph_id": "para_201"
      },
      {
        "text": "HRS § 657-20 (2016) (emphasis added).",
        "paragraph_id": "para_202"
      },
      {
        "text": "Fraudulent concealment has been defined as employment",
        "paragraph_id": "para_203"
      },
      {
        "text": "of artifice, planned to prevent inquiry or escape",
        "paragraph_id": "para_204"
      },
      {
        "text": "investigation, and misled [sic] or hinder acquirement of",
        "paragraph_id": "para_205"
      },
      {
        "text": "information disclosing a right of action. The acts relied",
        "paragraph_id": "para_206"
      },
      {
        "text": "on must be of an affirmative character and fraudulent.",
        "paragraph_id": "para_207"
      },
      {
        "text": "Fraudulent concealment involves the actions taken by a",
        "paragraph_id": "para_208"
      },
      {
        "text": "liable party to conceal a known cause of action.",
        "paragraph_id": "para_209"
      },
      {
        "text": "Au v. Au, 63 Haw. 210, 215, 626 P.2d 173, 178 (1981) (cleaned up)",
        "paragraph_id": "para_210"
      },
      {
        "text": "(emphasis added).",
        "paragraph_id": "para_211"
      },
      {
        "text": "Here, the AOAO's notice of foreclosure and its",
        "paragraph_id": "para_212"
      },
      {
        "text": "affidavit of foreclosure clearly stated the authority upon which",
        "paragraph_id": "para_213"
      },
      {
        "text": "it relied to conduct the nonjudicial foreclosure. Day, or an",
        "paragraph_id": "para_214"
      },
      {
        "text": "attorney he could have retained, could have read the statutes and",
        "paragraph_id": "para_215"
      },
      {
        "text": "the AOAO's restated declaration and bylaws (which, being recorded",
        "paragraph_id": "para_216"
      },
      {
        "text": "in Land Court, were matters of public record) and made the same",
        "paragraph_id": "para_217"
      },
      {
        "text": "argument later made by the Malabe plaintiffs.",
        "paragraph_id": "para_218"
      },
      {
        "text": "6",
        "paragraph_id": "para_219"
      },
      {
        "text": "NOT FOR PUBLICATION IN WEST'S HAWAI#I REPORTS AND PACIFIC REPORTER",
        "paragraph_id": "para_220",
        "court_paragraph": 6
      },
      {
        "text": "The supreme court distinguished Au in a footnote in",
        "paragraph_id": "para_221"
      },
      {
        "text": "Malabe:",
        "paragraph_id": "para_222"
      },
      {
        "text": "The Malabes' complaint pled that the AOAO had fraudulently",
        "paragraph_id": "para_223"
      },
      {
        "text": "concealed the wrongfulness of the foreclosure proceedings by",
        "paragraph_id": "para_224"
      },
      {
        "text": "implying, stating, and/or misrepresenting that it held a",
        "paragraph_id": "para_225"
      },
      {
        "text": "mortgage with a power of sale when it did not, or that it",
        "paragraph_id": "para_226"
      },
      {
        "text": "was authorized to use HRS § 667-5 when it could not, that",
        "paragraph_id": "para_227"
      },
      {
        "text": "they relied on the false statements and representations of",
        "paragraph_id": "para_228"
      },
      {
        "text": "the AOAO concerning the AOAO's right to conduct a public",
        "paragraph_id": "para_229"
      },
      {
        "text": "sale pursuant to HRS § 667-5, and that they were entitled to",
        "paragraph_id": "para_230"
      },
      {
        "text": "so rely because they were members of the AOAO, because of",
        "paragraph_id": "para_231"
      },
      {
        "text": "the AOAO's trustee-like relationship with them, and because",
        "paragraph_id": "para_232"
      },
      {
        "text": "the AOAO was acting as an agent or attorney on their behalf.",
        "paragraph_id": "para_233"
      },
      {
        "text": "Based on our notice pleading standards, we therefore cannot",
        "paragraph_id": "para_234"
      },
      {
        "text": "say that \"it appears beyond doubt that the [Malabes] can",
        "paragraph_id": "para_235"
      },
      {
        "text": "prove no set of facts in support of [their] claim that would",
        "paragraph_id": "para_236"
      },
      {
        "text": "entitle [them] to relief\" with respect to equitable tolling",
        "paragraph_id": "para_237"
      },
      {
        "text": "by reason of fraudulent concealment based on the Au",
        "paragraph_id": "para_238"
      },
      {
        "text": "standard.",
        "paragraph_id": "para_239"
      },
      {
        "text": "Malabe, 147 Hawai#i at 357 n.36, 465 P.3d at 804 n.36 (emphasis",
        "paragraph_id": "para_240"
      },
      {
        "text": "added).",
        "paragraph_id": "para_241"
      },
      {
        "text": "Malabe involved a motion to dismiss. Here, the AOAO",
        "paragraph_id": "para_242"
      },
      {
        "text": "moved for summary judgment. Day did not offer evidence that the",
        "paragraph_id": "para_243"
      },
      {
        "text": "AOAO affirmatively prevented or hindered him from investigating,",
        "paragraph_id": "para_244"
      },
      {
        "text": "acquiring information, or retaining an attorney to determine",
        "paragraph_id": "para_245"
      },
      {
        "text": "whether it could legally nonjudicially foreclose its lien. He",
        "paragraph_id": "para_246"
      },
      {
        "text": "did not meet his burden to \"demonstrate specific facts, as",
        "paragraph_id": "para_247"
      },
      {
        "text": "opposed to general allegations, that present a genuine issue",
        "paragraph_id": "para_248"
      },
      {
        "text": "worthy of trial.\" Ralston, 129 Hawai#i at 56-57, 292 P.3d at",
        "paragraph_id": "para_249"
      },
      {
        "text": "1286-87.",
        "paragraph_id": "para_250"
      },
      {
        "text": "A footnote to Day's opening brief mentions equitable",
        "paragraph_id": "para_251"
      },
      {
        "text": "tolling. \"Equitable tolling\" is a \"doctrine that the statute of",
        "paragraph_id": "para_252"
      },
      {
        "text": "limitations will not bar a claim if the plaintiff, despite",
        "paragraph_id": "para_253"
      },
      {
        "text": "diligent efforts, did not discover the injury until after the",
        "paragraph_id": "para_254"
      },
      {
        "text": "limitations period had expired.\" Narmore v. Kawafuchi, 112",
        "paragraph_id": "para_255"
      },
      {
        "text": "Hawai i# 69, 75 n. 15, 143 P.3d 1271, 1277 n. 15 (2006). The",
        "paragraph_id": "para_256"
      },
      {
        "text": "doctrine doesn't apply here because Day knew he was injured when",
        "paragraph_id": "para_257"
      },
      {
        "text": "he lost his apartment in the nonjudicial foreclosure.",
        "paragraph_id": "para_258"
      },
      {
        "text": "7",
        "paragraph_id": "para_259"
      },
      {
        "text": "NOT FOR PUBLICATION IN WEST'S HAWAI#I REPORTS AND PACIFIC REPORTER",
        "paragraph_id": "para_260",
        "court_paragraph": 7
      },
      {
        "text": "On this record, we hold that the statute of limitations",
        "paragraph_id": "para_261"
      },
      {
        "text": "on Day's wrongful nonjudicial foreclosure claim began to run on",
        "paragraph_id": "para_262"
      },
      {
        "text": "July 23, 2010, when the quitclaim deed was recorded, and the six-",
        "paragraph_id": "para_263"
      },
      {
        "text": "year period under HRS § 657-1(4) was not tolled. It expired on",
        "paragraph_id": "para_264"
      },
      {
        "text": "July 24, 2016. Even if the AOAO's nonjudicial foreclosure was",
        "paragraph_id": "para_265"
      },
      {
        "text": "wrongful as alleged, Day's complaint, filed on December 30, 2021,",
        "paragraph_id": "para_266"
      },
      {
        "text": "was time-barred.",
        "paragraph_id": "para_267"
      },
      {
        "text": "We need not address Day's remaining point of error.",
        "paragraph_id": "para_268"
      },
      {
        "text": "The November 9, 2023 Judgment for the AOAO and against",
        "paragraph_id": "para_269"
      },
      {
        "text": "Day is affirmed.",
        "paragraph_id": "para_270"
      },
      {
        "text": "DATED: Honolulu, Hawai#i, March 19, 2026.",
        "paragraph_id": "para_271"
      },
      {
        "text": "On the briefs:",
        "paragraph_id": "para_272"
      },
      {
        "text": "Roy T. Ogawa,",
        "paragraph_id": "para_273"
      },
      {
        "text": "Richard A. Ing,",
        "paragraph_id": "para_274"
      },
      {
        "text": "Steven K. S. Chung,",
        "paragraph_id": "para_275"
      },
      {
        "text": "Anthony F. T. Suetsugu,",
        "paragraph_id": "para_276"
      },
      {
        "text": "for Plaintiff-Appellant",
        "paragraph_id": "para_277"
      },
      {
        "text": "Eric Robert Day.",
        "paragraph_id": "para_278"
      },
      {
        "text": "John D. Zalewski,",
        "paragraph_id": "para_279"
      },
      {
        "text": "Lissa H. Andrews,",
        "paragraph_id": "para_280"
      },
      {
        "text": "for Defendant-Appellee",
        "paragraph_id": "para_281"
      },
      {
        "text": "Association of Apartment",
        "paragraph_id": "para_282"
      },
      {
        "text": "Owners of Kaiolu Sunrise.",
        "paragraph_id": "para_283"
      },
      {
        "text": "/s/ Karen T. Nakasone",
        "paragraph_id": "para_284"
      },
      {
        "text": "Chief Judge",
        "paragraph_id": "para_285"
      },
      {
        "text": "/s/ Keith K. Hiraoka",
        "paragraph_id": "para_286"
      },
      {
        "text": "Associate Judge",
        "paragraph_id": "para_287"
      },
      {
        "text": "/s/ Clyde J. Wadsworth",
        "paragraph_id": "para_288"
      },
      {
        "text": "Associate Judge",
        "paragraph_id": "para_289"
      },
      {
        "text": "8",
        "paragraph_id": "para_290"
      }
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